How Much Does San Francisco, CA Home Insurance Cost?
San Francisco, CA Average Homeowners Insurance Cost
$1,328.439
Homeowners Insurance Cost - San Francisco, CA
$927,400
Median Home Value - San Francisco, CA
San Francisco, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.939 | $1,312.5 |
| $1000 Deductible | -$141.079 | $1,187.36 |
| $1500 Deductible | -$210.689 | $1,117.75 |
| $2000 Deductible | -$313.779 | $1,014.66 |
| $2500 Deductible | -$374.619 | $953.82 |
San Francisco, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$292 | $1,036 |
| 30 year old | +$20 | $1,348 |
| 40 year old | +$35 | $1,363 |
| 50 year old | +$50 | $1,379 |
| Above 50 year old | +$64 | $1,392 |
San Francisco, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$173 | $1,156 |
| Superior | -$120 | $1,209 |
| Masonry | -$66 | $1,262 |
| Brick | -$66 | $1,262 |
| Hail Resistant Roof | -$40 | $1,289 |
San Francisco, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$27 | $1,355 |
| Swimming Pool With A Diving Board | +$53 | $1,382 |
| Swimming Pool With Slide | +$80 | $1,408 |
San Francisco, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $40 | $1,289 |
| Police Department | $13 | $1,315 |
San Francisco, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$557.94438 | $1,886 |
| Filing a Second Liability Claim | +$504.80682 | $1,833 |
| Filing a Second Theft Claim | +$504.80682 | $1,833 |
| Filing a Second Water Claim | +$438.38487 | $1,767 |
| Filing a Fire Claim | +$265.6878 | $1,594 |
| Filing a Liability Claim | +$252.40341 | $1,581 |
| Filing a Theft Claim | +$252.40341 | $1,581 |
| Filing a Water Claim | +$212.55024 | $1,541 |
| Filing a Weather Claim | +$212.55024 | $1,541 |