How To Make Your San Francisco, CA Home Insurance Cheaper
San Francisco, CA, homeowners insurance is about $1328. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of San Francisco, CA Home Insurance Rates with the San Francisco County Average
| Place | San Francisco County Average: $1,315.529 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| San Francisco, CA | $1,328.439 | 12.91 | 0.01 | 807,755 | 927,400 |
Cost of San Francisco, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| San Francisco County | 927,400 | 7,229 | $1,315.5 |
| Stinson Beach | 1,572,900 | 189,173 | $1,336.2 |
| Nicasio | 1,625,000 | 682,329 | $1,342.6 |
| Marin City | 625,700 | 55,061 | $1,079.4 |
Homeowners Insurance Comparison for the Cheapest Premiums in San Francisco, CA
| Progressive | Travelers | Amica Mutual Insurance | |
| Median Home Value ($) | 927,400 | 927,400 | 927,400 |
| Age of Home | Year 50 Old | Above Year 50 | Above Year 50 |
| Home Coverage ($) | $300,000 -$399,999 | $750,000 -$999,999 | $400,000 -$499,999 |
| Total Premium ($) | $662.2 | $1,331.1 | $871.3 |
Cost of San Francisco, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Nationwide | 2000 | $400,000-$499,999 | 576.2 |
| Encompass Insurance | 500 | $100,000-$124,999 | 137.8 |
| Travelers | 2000 | $300,000-$399,999 | 460.2 |
| Safeco Insurance | 500 | $500,000-$749,999 | 872.4 |
| Progressive | 1500 | $500,000-$749,999 | 791.5 |
| American National Property and Casualty Company | 2500 | $250,000-$299,999 | 289.0 |
| Allied Insurance | 500 | $400,000-$499,999 | 681.6 |
| Amica Mutual Insurance | 500 | $200,000-$249,999 | 284.5 |
| Allstate | 1000 | $100,000-$124,999 | 132.2 |
| Liberty Mutual | 2000 | $1000,000-$1499,999 | 939.2 |