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San Francisco, CA Home Values & Insurance Rates

San Francisco, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,122 9.0% $20
$50,000 to $59,999 380 3.0% $41
$60,000 to $69,999 332 2.0% $54
$70,000 to $79,999 258 2.0% $61
$80,000 to $89,999 222 1.0% $75
$90,000 to $99,999 232 1.0% $82
$100,000 to $124,999 678 5.0% $96
$125,000 to $149,999 195 1.0% $123
$150,000 to $174,999 410 3.0% $144
$175,000 to $199,999 401 3.0% $164
$200,000 to $249,999 1,564 12.0% $206
$250,000 to $299,999 1,504 12.0% $247
$300,000 to $399,999 4,951 40.0% $316

Top Home Insurance Agents Near San Francisco, CA

Home Insurance Company Near San Francisco, CA Homeowners Insurance Agency Near San Francisco, CA Address
Farmers Constance Joseph 1250 45th St Ste 200, Emeryville, CA, 94608
Farmers Jennifer Lam 385 9th St Ste 200, Oakland, CA, 94607
Liberty Mutual Independent Mitchell & Mitchell Ins Agy Inc 250 BEL MARIN KEYS BLVD STE E1, NOVATO, CA, 94949
Farmers Robert Roland 775 Baywood Dr Ste 304, Petaluma, CA, 94954
Travelers Sst Insurance Brokers Inc 446 West Napa St, Sonoma, CA, 95476

Estimated Home Insurance By Street Area Near San Francisco, CA

San Francisco Area Estimated House Insurance
Glenbrook Ave, Codman Pl, Clarendon Woods Ave, Mission Rock St, Wheat St, Willard St, Seville St, Lindsay Cir, Josiah Ave, Hoff St$662
Harbor Rd, Marne Ave, Custer Ave, Lakeshore Dr, Dickinson St, Esmeralda Ave, St Josephs Ave, Falmouth St, Walnut St, Jamestown Ave$713
Harriet St, Ankeny St, Rossmoor Dr, Bayview Cir, Detroit St, Lexington St, Stonecrest Dr, Frank Norris St, Excelsior Ave, Pueblo St$730
Congo St, Meda Ave, Amber Dr, Ashbury St, Path St, Terra Vista Ave, Sydney Way, 27th St, Crisp Rd, Foote Ave$708
Walbridge St, Quincy St, Middlefield Dr, McLea Ct, Woodward St, Rey St, Ramsell St, Willow St, Prague, Miguel St$652
Seymour St, Cuba Aly, Delano Ave, Rosa Parks Ln, Ashbury St, Java St, Russia Ave, Hemlock St, Fuente Ave, Rhode Island St$None
Miley St, Bowdoin St, Freelon St, Wayland St, Melrose Ave, Bayview Park Rd, Shafter Ave, Rio Ct, Egbert Ave, Gold St$703
Liebig St, Alice B Toklas Pl, Ord Ct, Romain St, Brotherhood Way, Moulton St, Robblee Ave, Brookdale Ave, Hoffman Ave, Caine Ave$667
Battery Caulfield Rd, Gennessee St, Woolsey St, Corwin St, San Fernando Way, Swiss Ave, Amherst St, Van Buren St, Santa Marina St, Mississippi St$695
Hale St, Bacon St, Marx Meadow Dr, Ford St, Moss St, Prentiss St, Forest Rd, San Carlos St, Galewood Cir, Ralston Ave$None

Savings on home insurance for senior occupied homes

PlaceSavings
San Francisco$102 to $105
San Francisco County$103
Bolinas$109
Inverness$106

San Francisco, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Francisco, CA1.8%10.9%
San Francisco County1.77%10.86%
Bolinas1.62%9.15%
Stinson Beach2.48%8.84%

San Francisco Renters Insurance as a Percentage of Rent

San Francisco Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,305 1.0% $303
$200 to $299 8,581 4.0% $753
$300 to $499 11,017 5.0% $1203
$500 to $749 18,121 8.0% $1878
$750 to $999 20,104 9.0% $2628
$1,000 to $1,499 49,625 23.0% $3753
$1,500 or more 99,457 47.0% $5403

San Francisco, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
94115 $985,500 $730
94127 $916,300 $720
94111 $912,200 $740
94133 $903,200 $740
94117 $883,200 $730
94131 $866,600 $730
94121 $861,500 $720
94108 $827,900 $720
94105 $780,600 $700
94122 $770,100 $710
94110 $750,300 $690
94132 $745,300 $690
94116 $732,100 $700
94107 $725,000 $700
94109 $713,200 $700
94103 $651,300 $680
94112 $610,100 $680
94102 $605,700 $670
94134 $568,200 $670
94124 $485,300 $660
94104 $1,000,001 $750
94114 $1,000,001 $760
94118 $1,000,001 $730
94123 $1,000,001 $730

San Francisco, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly San Francisco Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,800$8,300
Net Savings to San Francisco Home Owner from High Deductible Plan $500

San Francisco, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Francisco, CA Home Replacement Value MORE than Home Value San Francisco, CA Home Replacement Value LESS than Home Value
Replacement Value $1,081,000 $671,000
Insurance Premium based on Replacement Value $3,350 $2,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $261,000 Risk Exposure from Under Insuring Coverage is $149,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $825/year

Example San Francisco Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateNationwide Insurance
Monthly Premium 8895261
Year Built 195419471940
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$500000-$600000More than 10000000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

San Francisco, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
San Francisco County, California $86 $114 $171
Bolinas CCD, Marin County, California $91 $121 $181
Stinson Beach CDP, California $91 $121 $181

Sample Home Insurance Rates for San Francisco, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 350,000 Wood Shake Roof 990 2 $1000-$2500 Deductible 680 9 Fiber-Cement Siding No
1954 765,000 Composition Roof 1,990 4 $500 Deductible 710 4 Stucco siding yes
1952 700,000 Metal Roof 2,150 3 > $10,000 Deductible 860 9 Wood siding No
1943 705,000 Slate Shingles Roof 2,080 3 $2500-$5000 Deductible 1200 8 Fiber-Cement Siding yes
1957 550,000 Composition Roof 1,990 3 > $10,000 Deductible 850 10 Stucco siding yes
1951 545,000 Wood Shake Roof 1,500 2 $500- $1000 Deductible 1140 8 Brick siding No
1950 925,000 Slate Shingles Roof 2,940 4 $500- $1000 Deductible 2780 12 Vinyl siding yes
1943 635,000 Metal Roof 1,610 3 $2500-$5000 Deductible 710 6 Fiber-Cement Siding No
1947 800,000 Membrane Roof 2,000 4 $5000 to $10,000 Deductible 790 6 Vinyl siding No
1949 1,520,000 Metal Roof 1,688 3 $5000 to $10,000 Deductible 2720 8 Fiber-Cement Siding No