How Much Does San Diego, CA Home Insurance Cost?
San Diego, CA Average Homeowners Insurance Cost
$1,590
Homeowners Insurance Cost - San Diego, CA
$492,500
Median Home Value - San Diego, CA
San Diego, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.08 | $1,570.92 |
| $1000 Deductible | -$168.86 | $1,421.14 |
| $1500 Deductible | -$252.17 | $1,337.83 |
| $2000 Deductible | -$375.56 | $1,214.44 |
| $2500 Deductible | -$448.38 | $1,141.62 |
San Diego, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$334 | $1,256 |
| 30 year old | +$24 | $1,614 |
| 40 year old | +$41 | $1,631 |
| 50 year old | +$60 | $1,650 |
| Above 50 year old | +$76 | $1,666 |
San Diego, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$191 | $1,399 |
| Superior | -$143 | $1,447 |
| Masonry | -$80 | $1,511 |
| Brick | -$80 | $1,511 |
| Hail Resistant Roof | -$48 | $1,542 |
San Diego, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$32 | $1,622 |
| Swimming Pool With A Diving Board | +$64 | $1,654 |
| Swimming Pool With Slide | +$95 | $1,685 |
San Diego, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $48 | $1,542 |
| Police Department | $16 | $1,574 |
San Diego, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$667.8 | $2,258 |
| Filing a Second Liability Claim | +$604.2 | $2,194 |
| Filing a Second Theft Claim | +$604.2 | $2,194 |
| Filing a Second Water Claim | +$524.7 | $2,115 |
| Filing a Fire Claim | +$318.0 | $1,908 |
| Filing a Liability Claim | +$302.1 | $1,892 |
| Filing a Theft Claim | +$302.1 | $1,892 |
| Filing a Water Claim | +$254.4 | $1,844 |
| Filing a Weather Claim | +$254.4 | $1,844 |