How To Make Your San Diego, CA Home Insurance Cheaper
San Diego, CA, homeowners insurance is about $1590. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of San Diego, CA Home Insurance Rates with the San Diego County Average
| Place | San Diego County Average: $1,538.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| San Diego, CA | $1,590.0 | 52.0 | 0.03 | 2,266,727 | 492,500 |
Cost of San Diego, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Lemon Grove | 367,700 | 10,977 | $976 |
| Casa de Oro-Mount Helix | 623,500 | 15,520 | $1,076.4 |
| Eucalyptus Hills | 493,400 | 40,407 | $1,597 |
| Carlsbad | 713,600 | 13,986 | $1,494.8 |
Homeowners Insurance Comparison for the Cheapest Premiums in San Diego, CA
| Mercury | Safeco Insurance | MetLife | |
| Median Home Value ($) | 492,500 | 492,500 | 492,500 |
| Age of Home | Year 40 Old | Above Year 50 | Year 40 Old |
| Home Coverage ($) | $500,000 -$749,999 | $500,000 -$749,999 | $250,000 -$299,999 |
| Total Premium ($) | $2,456.2 | $2,664.4 | $1,141.0 |
Cost of San Diego, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| GEICO | 1000 | $175,000-$199,999 | 512.1 |
| Progressive | 500 | $150,000-$174,999 | 479.0 |
| Horace Mann Educators Corporation | 2500 | $200,000-$249,999 | 431.6 |
| Stillwater insurance Group | 500 | $100,000-$124,999 | 323.9 |
| Mercury | 2500 | $175,000-$199,999 | 396.5 |
| Travelers | 1500 | $400,000-$499,999 | 1,431.1 |
| MetLife | 2000 | $1000,000-$1499,999 | 2,173.6 |
| The Hartford | 1000 | $1500,000-$2000,000 | 2,646.7 |
| Allstate | 2500 | $250,000-$299,999 | 684.6 |
| Esurance | 1000 | $200,000-$249,999 | 557.5 |