San Carlos Park Insurance Rates:

San Carlos Park, FL homeowners insurance is roughly $974 to $1,328, about $81-$110/month. Our extensive guide shows customers can save as much as $460 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Mutual Benefit Insurance Company.
I have had a relatively positive experience with that company over the past year. i like that my home insurance company is local and that my home insurance company has an agent that i can call at any time of day or night if an issue arises.
Statefarm Insurance
I do not like how my insurance company sometimes raises my insurance without notifying me or without giving an explanation why.
Usaa Casualty Insurance Company
When i contact my insurance company either over the phone or online, i speak to someone who is knowledgeable about the line of business i'm calling about, and their voices are usually easy to understand. they seem to care for their customers.

San Carlos Park, FL Homeowners Insurance By Home Value

San Carlos Park, FL Home Value Total Homes % of Total Average San Carlos Park, FL Homeowners Insurance
Less than $50,000 302 7.0% $207
$50,000 to $59,999 119 3.0% $448
$60,000 to $69,999 108 2.0% $552
$70,000 to $79,999 226 5.0% $644
$80,000 to $89,999 266 6.0% $725
$90,000 to $99,999 170 4.0% $817
$100,000 to $124,999 591 15.0% $943
$125,000 to $149,999 546 14.0% $1185
$150,000 to $174,999 381 9.0% $1392
$175,000 to $199,999 248 6.0% $1611
$200,000 to $249,999 645 16.0% $1945
$250,000 to $299,999 172 4.0% $2371
$300,000 to $399,999 60 1.0% $3015

Top Home Insurance Agents Near San Carlos Park, FL

Home Insurance Company Near San Carlos Park, FL Homeowners Insurance Agency Near San Carlos Park, FL Address
NA Dean & Associates Of Sw Fl, Inc. 201 8Th St South Ste 207, Naples, FL, 34102
Travelers Bassine Ins Agency Llc 909 PONDELLA RD, NORTH FORT MYERS, FL, 33903
Travelers Fhc Insurance 9655 TAMIAMI TRAIL N STE 203, NAPLES, FL, 34108
Travelers John Burchianti Insurance 41180 Horseshoe Rd , Punta Gorda, FL, 33982
Allstate Monica Jacobs 12644 Tamiami Trl E, Naples, FL, 34113

Cost Of Homeowners Insurance By Street Near San Carlos Park, FL

Streets in San Carlos Park Area Homeowners Insurance Cost
Temple Rd W, Zinnia Rd, Mandarin Rd, Shell Rd, Pineapple Rd, Cedar Dr W, Homewood Rd, King Rd E, Alico Rd, Armadillo Way$1,143
New Jersey Blvd, Flamingo Rd, Lily Ln, Fostoria Ln, Doral Dr, Maple Rd, Rosewood Rd, Cypress Vista Cir, Fuchsia Rd, Dragonfly Ln$1,158
Iris Rd, Hepatica Rd, Hawthorne Rd, Myrtle Rd, Johnstown Ct, Pomelo Rd W, Liberty Square Cir, Murcott Dr E, Lebanon Rd, Pine Dr$1,142
Baruch Dr, Cypress Knee Cir, Lemon Rd, Malaga Rd, Kings Bay Blvd, Fern Rd, Violet Rd, Louise Dr, Cedar Ct, Windlake Dr$1,139
Missouri Rd, Jasmine Rd, Pennsylvania Blvd, Eastshore Dr, Heather Rd, Orlando Rd, Seville Rd, Country Oaks Dr, Murcott Dr W, Hamlin Rd E$1,156

San Carlos Park, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Carlos Park$171 to $173
Three Oaks$176
Estero$183
Villas$171

San Carlos Park, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Three Oaks CDP, Florida $176 $235 $353
Estero CDP, Florida $184 $245 $368
Villas CDP, Florida $171 $228 $342

San Carlos Park, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Carlos Park, FL6.6%22.8%
Three Oaks5.22%23.39%
Estero5.06%15.16%
Villas7.33%15.83%

San Carlos Park Renters Insurance as a Percentage of Rent

San Carlos Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 55 3.0% $1242
$500 to $749 272 15.0% $1917
$750 to $999 756 42.0% $2667
$1,000 to $1,499 578 32.0% $3792
$1,500 or more 121 6.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby San Carlos Park For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $3,762
150,000 27 NO Castle Key Indemnity Company Insurance $3,717
150,000 27 NO First Protective Insurance $1,958
150,000 27 YES Citizens Property Insurance $949
150,000 27 YES Security First Insurance $1,349
300,000 12 NA Federated National Insurance $2,569
300,000 12 NA Southern Oak Insurance $3,273

San Carlos Park, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly San Carlos Park Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,000$11,400
Net Savings to San Carlos Park Home Owner from High Deductible Plan $600

San Carlos Park, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Carlos Park, FL Home Replacement Value MORE than Home Value San Carlos Park, FL Home Replacement Value LESS than Home Value
Replacement Value $156,500 $109,500
Insurance Premium based on Replacement Value $3,350 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $625/year

Example San Carlos Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceLiberty Mutual
Monthly Premium 257225250
Year Built 201219841993
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $175000-$200000$200000-$250000$150000-$175000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for San Carlos Park, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 235,000 Composition Roof 2,360 4 $5000 to $10,000 Deductible 200 1 Vinyl siding No
2007 215,000 Metal Roof 3,160 4 $2500-$5000 Deductible 1180 6 Vinyl siding No
1995 175,000 Metal Roof 1,730 3 $5000 to $10,000 Deductible 180 1 Stucco siding yes
2007 180,000 Wood Shake Roof 1,900 4 $500 Deductible 2340 7 Stucco siding No
1989 180,000 Metal Roof 2,270 4 $500- $1000 Deductible 280 1 Fiber-Cement Siding No
2008 205,000 Slate Shingles Roof 2,240 3 $2500-$5000 Deductible 1980 8 Fiber-Cement Siding yes
2007 135,000 Slate Shingles Roof 1,490 3 $2500-$5000 Deductible 1900 10 Brick siding No
1996 235,000 Metal Roof 3,010 4 $500 Deductible 1220 4 Stone Siding No
1982 170,000 Composition Roof 2,400 3 $500 Deductible 2640 12 Vinyl siding yes
2012 135,000 Shingles Roof 1,710 3 $1000-$2500 Deductible 1770 10 Stucco siding yes
1998 270,000 Wood Shake Roof 2,730 4 $5000 to $10,000 Deductible 2540 9 Fiber-Cement Siding yes
1992 150,000 Tile Roof 1,830 3 $5000 to $10,000 Deductible 1370 9 Brick siding yes
1986 160,000 Composition Roof 2,140 3 $2500-$5000 Deductible 2160 12 Stone Siding No