How Much Does San Bernardino, CA Home Insurance Cost?
San Bernardino, CA Average Homeowners Insurance Cost
$745
Homeowners Insurance Cost - San Bernardino, CA
$266,600
Median Home Value - San Bernardino, CA
San Bernardino, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.94 | $736.06 |
| $1000 Deductible | -$79.12 | $665.88 |
| $1500 Deductible | -$118.16 | $626.84 |
| $2000 Deductible | -$175.97 | $569.03 |
| $2500 Deductible | -$210.09 | $534.91 |
San Bernardino, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$179 | $566 |
| 30 year old | +$11 | $756 |
| 40 year old | +$19 | $764 |
| 50 year old | +$28 | $773 |
| Above 50 year old | +$36 | $781 |
San Bernardino, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$82 | $663 |
| Superior | -$67 | $678 |
| Masonry | -$37 | $708 |
| Brick | -$37 | $708 |
| Hail Resistant Roof | -$22 | $723 |
San Bernardino, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$15 | $760 |
| Swimming Pool With A Diving Board | +$37 | $782 |
| Swimming Pool With Slide | +$45 | $790 |
San Bernardino, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $22 | $723 |
| Police Department | $7 | $738 |
San Bernardino, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$312.9 | $1,058 |
| Filing a Second Liability Claim | +$283.1 | $1,028 |
| Filing a Second Theft Claim | +$283.1 | $1,028 |
| Filing a Second Water Claim | +$245.85 | $991 |
| Filing a Fire Claim | +$149.0 | $894 |
| Filing a Liability Claim | +$141.55 | $887 |
| Filing a Theft Claim | +$141.55 | $887 |
| Filing a Water Claim | +$119.2 | $864 |
| Filing a Weather Claim | +$119.2 | $864 |