How To Make Your San Bernardino, CA Home Insurance Cheaper
San Bernardino, CA, homeowners insurance is about $745. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of San Bernardino, CA Home Insurance Rates with the San Bernardino County Average
| Place | San Bernardino County Average: $767.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| San Bernardino, CA | $745.0 | -22.0 | -0.03 | 815,394 | 266,600 |
Cost of San Bernardino, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Bloomington | 226,800 | 8,881 | $686 |
| San Antonio Heights | 638,700 | 71,033 | $1,097.4 |
| Coronita | 362,300 | 13,893 | $960 |
| Victorville | 177,600 | 7,514 | $622 |
Homeowners Insurance Comparison for the Cheapest Premiums in San Bernardino, CA
| Allstate | Westfield Insurance | Encompass Insurance | |
| Median Home Value ($) | 266,600 | 266,600 | 266,600 |
| Age of Home | Year 30 Old | Year 50 Old | Year 50 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $250,000 -$299,999 | $750,000 -$999,999 |
| Total Premium ($) | $2,574.0 | $1,057.8 | $2,587.5 |
Cost of San Bernardino, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Mercury | 2500 | $400,000-$499,999 | 1,015.1 |
| Allied Insurance | 2000 | $500,000-$749,999 | 1,479.9 |
| Westfield Insurance | 2500 | $500,000-$749,999 | 1,299.4 |
| Safeco Insurance | 1500 | $500,000-$749,999 | 1,588.1 |
| Progressive | 2500 | $150,000-$174,999 | 268.7 |
| Amica Mutual Insurance | 500 | $175,000-$199,999 | 485.5 |
| Farmer's Insurance | 2000 | $1500,000-$2000,000 | 2,023.3 |
| Liberty Mutual | 1500 | $300,000-$399,999 | 955.5 |
| Allstate | 1000 | $175,000-$199,999 | 465.4 |
| Nationwide | 2500 | $1000,000-$1499,999 | 1,654.7 |