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San Bernardino, CA Home Values & Insurance Rates

San Bernardino, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 8,857 7.0% $66
$50,000 to $59,999 1,491 1.0% $144
$60,000 to $69,999 1,703 1.0% $174
$70,000 to $79,999 1,971 1.0% $204
$80,000 to $89,999 2,657 2.0% $234
$90,000 to $99,999 2,007 1.0% $258
$100,000 to $124,999 8,834 7.0% $301
$125,000 to $149,999 8,239 7.0% $379
$150,000 to $174,999 12,963 11.0% $445
$175,000 to $199,999 9,334 8.0% $517
$200,000 to $249,999 19,489 16.0% $620
$250,000 to $299,999 16,630 14.0% $758
$300,000 to $399,999 21,561 18.0% $963

Top Home Insurance Agents Near San Bernardino, CA

Home Insurance Company Near San Bernardino, CA Homeowners Insurance Agency Near San Bernardino, CA Address
NA Aj Longo & Assoc Ins & Fin Services 253 N Lake Ave, Pasadena, CA, 91101
State Farm Cathy Shi 18725 Gale Ave Ste 209, City Industry, CA, 91748-1358
State Farm Jonette Phillips 3452 E. Foothill Blvd, Pasadena, CA, 91107
State Farm Lynn Wen 909 S Santa Anita Ave Ste J, Arcadia, CA, 91006-2362
Travelers Ric Insurance General Agency Inc 2492 WALNUT AVE STE 250, TUSTIN, CA, 92780

Estimated Home Insurance By Street Area Near San Bernardino, CA

San Bernardino Area Estimated House Insurance
Alice St, Miami Ave, W 31st St, E Hill Dr, 36th St, W Norwood St, Broadmoor Way, N Olive St, Stillman Ave, N Arlington Dr$595
Carro Amano Ln, Blue Wing Ct, S 9th St, Mt Vernon Ave, W Courtland Dr, Saffron Ave, W Cherry Ave, W Merryfields Ave, Lakewood Ct, Palo Alto Dr$624
Briarwood Ave, S Snow Creek Ln, Pine Bluff Ln, Black Pine Pl, Manuel Ave, Buckingham Dr, E Galway St, Elm Cir E, Terrace Ave, Ward Way$601
de Soto St, Jensen Ct, Sandra Ct, Fallbrook Ct, Forest Oaks Pl, Cottonwood Rd, Teak Ln, Fontlee Ct, W Tullock St, Hacienda Ct$618
Boeing Ave, Vaquero Dr, Hyacinth Ave, W Mellon Ct, Rancho Vista Dr, Sandburg Way, Clock Ave, Smiley Blvd, Madalena Cir, Aveiro Rd$572
Bellaire St, Furlow Dr, Vanderbilt St, George St, Fletcher View Dr, Caballero Ln, W Santa Ana Ave, Forest Ave, Loro Verde Ave, E Hanna St$590
Kellogg St, Kristin Ct, Sage Tree Rd, Fairfax Dr, E 47th St, Poppett Dr, Primrose St, Teaberry Ct, S Encina Ave, Berry St$588
Dark Canyon Rd, Almond Dr, Resource Dr, Edelweiss St, la Feliz Dr, W Norwood St, Eton Dr, Suzanne Dr, Orly Ct, E Pioneer Ave$605
S San Anselmo Ave, Quartzite Ln, Hubbard Ct, Alta Vista Way, N Terrace Rd, Fountain Pl, E San Jacinto St, S I St, E Valley Blvd, Mountain Side Ln$584
Terrace Pines Dr, Michigan St, N Rialto Ave, Forrest Ln, Vis Cielo, S Commercenter Dr E, Redlands Hts Rnch Rd, E Edgemont Dr, Marlay Ave, E Caroline St$573

Savings on home insurance for senior occupied homes

PlaceSavings
San Bernardino$90 to $92
Colton$89
Grand Terrace$91
Muscoy$88

San Bernardino, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Bernardino, CA2.8%12.7%
Colton3.07%12.92%
Rialto2.86%11.97%
Grand Terrace2.57%11.6%

San Bernardino Renters Insurance as a Percentage of Rent

San Bernardino Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,702 1.0% $798
$300 to $499 3,264 3.0% $1248
$500 to $749 11,581 12.0% $1923
$750 to $999 25,413 28.0% $2673
$1,000 to $1,499 31,464 35.0% $3798
$1,500 or more 15,147 16.0% $5448

San Bernardino, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly San Bernardino Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to San Bernardino Home Owner from High Deductible Plan $600

San Bernardino, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Bernardino, CA Home Replacement Value MORE than Home Value San Bernardino, CA Home Replacement Value LESS than Home Value
Replacement Value $341,000 $242,000
Insurance Premium based on Replacement Value $1,125 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,500 Risk Exposure from Under Insuring Coverage is $49,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example San Bernardino Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualFarmers Insurance
Monthly Premium 435745
Year Built 196219792005
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

San Bernardino, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Colton city, California $74 $99 $148
Rialto city, California $75 $99 $149
Grand Terrace city, California $76 $101 $151

Sample Home Insurance Rates for San Bernardino, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 260,000 Shingles Roof 2,600 4 > $10,000 Deductible 310 10 Stucco siding No
1975 185,000 Slate Shingles Roof 1,550 2 $500- $1000 Deductible 240 6 Fiber-Cement Siding yes
1975 210,000 Slate Shingles Roof 1,460 2 > $10,000 Deductible 30 1 Wood siding No
1978 230,000 Wood Shake Roof 2,340 3 $2500-$5000 Deductible 140 4 Vinyl siding No
1961 155,000 Tile Roof 1,510 5 $500 Deductible 300 7 Stucco siding yes
1971 240,000 Membrane Roof 1,750 5 $2500-$5000 Deductible 180 5 Fiber-Cement Siding yes
1986 665,000 Membrane Roof 4,770 5 > $10,000 Deductible 400 4 Fiber-Cement Siding No
1987 190,000 Metal Roof 1,438 3 > $10,000 Deductible 600 12 Fiber-Cement Siding No