San Augustine Insurance Rates:

San Augustine, TX homeowners insurance is about $850 to $1,158, about $70-$96/month. Our all inclusive research indicates shoppers can save as much as $402 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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San Augustine, TX Homeowners Insurance By Home Value

San Augustine, TX Home Value Total Homes % of Total Average San Augustine, TX Homeowners Insurance
Less than $50,000 526 32.0% $341
$50,000 to $59,999 123 7.0% $723
$60,000 to $69,999 132 8.0% $894
$70,000 to $79,999 241 14.0% $1035
$80,000 to $89,999 81 5.0% $1175
$90,000 to $99,999 47 2.0% $1316
$100,000 to $124,999 164 10.0% $1527
$125,000 to $149,999 21 1.0% $1909
$150,000 to $174,999 21 1.0% $2251
$175,000 to $199,999 89 5.0% $2602
$200,000 to $249,999 99 6.0% $3125
$250,000 to $299,999 72 4.0% $3829

Top Home Insurance Agents Near San Augustine, TX

Home Insurance Company Near San Augustine, TX Homeowners Insurance Agency Near San Augustine, TX Address
NA Sabine Insurance Agency 605 Elizabeth St, Many, LA, 71449
State Farm Andy Payne 200 Pico St, Many, LA, 71449-3077
Farmers Bailey Mclain 406 E Hospital St, Nacogdoches, TX, 75961
Nationwide Martha Sue Harris 4100 S Medford Ste 200, Lufkin, TX, 75901-5651
Allstate Tommy Street 515 S Timberland Dr, Lufkin, TX, 75901

Cost Of Homeowners Insurance By Street Near San Augustine, TX

Streets in San Augustine Area Homeowners Insurance Cost
Co Rd 404, US Hwy 96 N, S Broadway St, FM 1992, State Hwy 21 W, US Hwy 96 N, Pecan St, Payne St, S el Camino Xing, P R 6030$1,006
FM 1751, FM 3153 E, N Milam St, Co Rd 111, Garner St, Co Rd 203, C R 287, Park Dr, Tart Rd, E Livingston St$1,005
C R 336, Barrett St, State Loop 547, Rockey St, Weaver, FM 1196, Rocky Dr, Co Rd 123 C, S Liberty, Co Rd 117$1,004
FM 353, Co Rd 288, Co Rd 138, N Golden Way St, Price Dr, S Liberty St, E Grand St, Cr 3135, Wade Ln, C R 340$1,003
C R 151, Cedar St, Ramsey St, Holly Dr, Co Rd 104, Patroon St, C R 339, Chinquapin Cem Rd, Cr 129, Co Rd 4016$1,003

San Augustine, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Augustine$150 to $153
San Augustine County$150
Chireno$149
Chireno-Martinsville$151

San Augustine, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Augustine County, Texas $126 $167 $251
Chireno city, Texas $125 $166 $249
Aiken-Neuville CCD, Shelby County, Texas $125 $167 $250

San Augustine, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Augustine, TX10.8%24.6%
San Augustine County9.98%25.13%
Chireno8.74%30.07%
Aiken-Neuville9.28%26.94%

San Augustine Renters Insurance as a Percentage of Rent

San Augustine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 2.0% $360
$200 to $299 96 18.0% $810
$300 to $499 205 39.0% $1260
$500 to $749 143 27.0% $1935
$750 to $999 31 6.0% $2685
$1,500 or more 24 4.0% $5460

San Augustine, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly San Augustine Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,900$9,300
Net Savings to San Augustine Home Owner from High Deductible Plan $600

San Augustine, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Augustine, TX Home Replacement Value MORE than Home Value San Augustine, TX Home Replacement Value LESS than Home Value
Replacement Value $86,500 $61,500
Insurance Premium based on Replacement Value $900 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example San Augustine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualGEICO Insurance
Monthly Premium 5010275
Year Built 198519911971
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for San Augustine, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 170,000 Asphalt Shingles Roof 2,710 4 $500- $1000 Deductible 120 1 Stone Siding yes
1993 205,000 Composition Roof 3,980 5 > $10,000 Deductible 1060 10 Fiber-Cement Siding No
1979 225,000 Shingles Roof 4,820 5 > $10,000 Deductible 830 6 Wood siding yes
1989 100,000 Slate Shingles Roof 1,700 3 $2500-$5000 Deductible 60 1 Fiber-Cement Siding No
1989 60,000 Wood Shake Roof 1,270 3 $1000-$2500 Deductible 250 6 Stone Siding No
2000 75,000 Shingles Roof 1,400 3 $500- $1000 Deductible 410 7 Wood siding No
2003 130,000 Slate Shingles Roof 1,970 3 $500 Deductible 120 1 Vinyl siding No
1999 100,000 Composition Roof 2,030 3 $500 Deductible 370 6 Vinyl siding No
1992 130,000 Membrane Roof 1,880 4 $2500-$5000 Deductible 570 6 Stucco siding yes
1973 90,000 Asphalt Shingles Roof 1,700 3 $500 Deductible 390 4 Brick siding yes
2005 130,000 Shingles Roof 2,570 5 $2500-$5000 Deductible 200 4 Wood siding No
1984 120,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 660 9 Vinyl siding No
1987 80,000 Metal Roof 1,350 3 $1000-$2500 Deductible 240 4 Brick siding yes
2000 100,000 Slate Shingles Roof 1,810 3 $2500-$5000 Deductible 510 8 Wood siding No
1992 170,000 Wood Shake Roof 2,450 5 $500- $1000 Deductible 790 8 Wood siding yes
1987 280,000 Composition Roof 4,560 5 $500 Deductible 1160 6 Stucco siding No
1981 100,000 Wood Shake Roof 2,120 3 $500- $1000 Deductible 800 12 Brick siding No
2005 245,000 Slate Shingles Roof 4,660 5 > $10,000 Deductible 410 4 Brick siding No
1974 120,000 Tile Roof 1,810 4 $500- $1000 Deductible 180 2 Fiber-Cement Siding No
2008 155,000 Tile Roof 2,330 3 $1000-$2500 Deductible 440 4 Vinyl siding No
2008 115,000 Composition Roof 2,340 3 $2500-$5000 Deductible 420 6 Brick siding yes
1995 235,000 Asphalt Shingles Roof 4,620 5 $2500-$5000 Deductible 280 3 Wood siding No
1988 110,000 Asphalt Shingles Roof 2,250 3 $2500-$5000 Deductible 280 3 Stone Siding No
1994 85,000 Wood Shake Roof 1,740 4 $500 Deductible 70 1 Stucco siding No
1978 165,000 Shingles Roof 3,490 5 $5000 to $10,000 Deductible 710 8 Stone Siding yes
1986 115,000 Composition Roof 1,800 3 $2500-$5000 Deductible 400 6 Stucco siding No
1975 115,000 Tile Roof 2,220 4 $500- $1000 Deductible 470 6 Stone Siding No
1989 75,000 Slate Shingles Roof 1,320 3 $2500-$5000 Deductible 510 10 Stone Siding No
2008 280,000 Asphalt Shingles Roof 4,870 5 $2500-$5000 Deductible 1230 8 Wood siding yes
2004 115,000 Tile Roof 2,390 4 $500- $1000 Deductible 440 4 Vinyl siding No
1975 270,000 Composition Roof 4,740 5 $500 Deductible 850 5 Stucco siding No
1981 145,000 Membrane Roof 2,760 4 $2500-$5000 Deductible 780 12 Brick siding No
1994 180,000 Slate Shingles Roof 2,970 4 $500 Deductible 1920 12 Vinyl siding yes
1973 120,000 Metal Roof 2,100 3 $500- $1000 Deductible 290 4 Wood siding No