San Angelo Insurance Rates:

San Angelo, TX homeowners insurance is approximately $862 to $1,170, about $71-$97/month. Our extensive guide reveals consumers can save upto $406 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
If I had to nitpick, the company's yearly cost is considerably higher (33% or so) than a recent quote I received. I think that such a large discrepancy indicates that the company could easily be more competitive in their pricing. Although I am happy with the service I've received thus far, the extreme pricing difference may lead me to work with a new company soon.
I have nothing bad to say... My agent has always taken care of my needs
National Lloyds
I think if someone is looking for coverage that is affordable and it covers majority of your items and you dont need to talk to anyone consistently then this would be good.
Due to the rates and experience we have had with our insurance company I would recommend them to others. If someone was interested in a basic policy this would be a great option.
State Farm
I recommend this insurance. It is average compared to others but its reliable and affordable.
I would reccomend geico because they have all the options you need. A homeowner should consider geico because the options are affordable.
Liberty Mutual
Geico has treated me very well, offering low home insurance prices, and great customer service reps, who seem to care about me, my family, and our needs.
I'm fairly satisfied with the customer service. They are quick to respond, and they are very helpful. There is not a long waiting time.
State Farm
The premium and deductible are reasonable. I have only had one wreck and it was paid by another insurance company.
Progressive and their underwriters are what you expect from an insurance company. I would not necessarily recommend them only because I’m hesitant to trust any insurance companies in general.
Farmer's Insurance
My customer service experience with Farmers Mutual Hail has always been positive. I really don't have to contact them a lot, but when I do, I know that I can contact the local office and get someone right away.
Alfa Insurance
Alfa has a branch right down the street from me as I feel in most areas. It is just as easy to stop by and pay your insurance directly as it is to do so online.I think for someone who is busy it really works out.
I just went along with the easiest option that worked for my family. I didn't look too hard into other options available to me.
We have had no issues when reaching out to our home insurance company. We have also been able to get lower rates when reaching out to them and inquiring. Very responsive and helpful.
I had Esurance before my currant insurance provider, and they had good customer service as well but their prices were far too high so I switched to Progressive and have been very satisfied.
State Farm
State farm was cheaper. Car insurance is always high, but my home owners insurance is cheap.
They have found policies that fit our needs every year, and they do it at a reasonable rate. It's easy to get in touch with an actual person to have them describe the policy if we need them to.
We have no problems with our insurance company, just pay our premium and never filed a claim.
I feel my premium and deductible are very reasonable considering the coverage my policy contains.
State Farm
I have been with state farm jane carpenter office for several years now and can say they have always handled my issues quickly.
They did not apply our payment to our account on time which made it appear to be late. the issue was resolved, though.
State Farm
The billing area of our insurance company is quick, easy and simple to understand. we can pay our bill over the phone or just call our local agent office and pay over the phone.
Texan Insurance
i am using TEXAN Home Insurance services..they have very polite customer services,very fastest approval..

San Angelo, TX Homeowners Insurance By Home Value

San Angelo, TX Home Value Total Homes % of Total Average San Angelo, TX Homeowners Insurance
Less than $50,000 4,070 19.0% $264
$50,000 to $59,999 1,392 6.0% $569
$60,000 to $69,999 1,689 7.0% $701
$70,000 to $79,999 1,539 7.0% $813
$80,000 to $89,999 1,671 7.0% $915
$90,000 to $99,999 1,423 6.0% $1027
$100,000 to $124,999 2,319 10.0% $1189
$125,000 to $149,999 2,154 10.0% $1494
$150,000 to $174,999 2,031 9.0% $1759
$175,000 to $199,999 823 3.0% $2034
$200,000 to $249,999 1,054 4.0% $2450
$250,000 to $299,999 607 2.0% $2989
$300,000 to $399,999 531 2.0% $3803

Top Home Insurance Agents Near San Angelo, TX

Home Insurance Company Near San Angelo, TX Homeowners Insurance Agency Near San Angelo, TX Address
Allstate Willingham Insurance Agency Llp 111 S 8Th St, Ballinger, TX, 76821
Travelers Younts Insurance Agency 202 W Beauregard Ste B San Angelo, San Angelo, TX, 76902
Travelers Best Insurance 15 N TYLER STE B, SAN ANGELO, TX, 76903
Farmers Steven Freatman 2402 W Avenue N, San Angelo, TX, 76904
Travelers Trimble Batjer Insurance Associates Llp 201 S Chadbourne St San Angelo, San Angelo, TX, 76903

San Angelo, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near San Angelo, TX

Streets in San Angelo Area Homeowners Insurance Cost
Arthur St, Chestnut St, Nottingham Rd, W 9th St, Brazos St, Iron Horse Dr, Cauley Ln, Blue Grama Cir, W 25th St, Lipan Dr$980
Spy Glass Dr, Equestrian Blvd, N Lincoln St, Barbara St, E Washington Dr, Hidalgo St, W Huntington Ln, Windmill Dr, Garden Rd, McGill Blvd$1,081
Dominion Ridge Cir, Ranch Rd 2105, S Garfield St, W FM 1692, Judith Ln, Jade Dr, Gilbert St, Adobe Dr, Texas Ave, W 13th St$1,020
McCleery Rd, Inglewood Dr, Briargrove Ln, W 43rd St, E 19th 1/2 St, FM 765, Hohmann Rd, Country Club Rd, Freeland Ave, Paint Rock Rd$1,012
Montecito Dr, FM 765, E 37th St, Sea Island Rd, FM 1692, Culwell St, Ridgecrest Ln, Tempe Post Dr, US Hwy 277 S, Wade St$1,012
Petite Ln, Liberty Ct, Santiago Canyon, State Spur 378, W FM 2105, Ardmore St, Fall Creek Dr, Streicher Rd, Nottingham Dr, Wiley St$1,034
N Malone St, School House Dr, Allen Ln, W Ave Q, James Ln, Nelson Ave, Hilton Head Blvd, Houston Harte Frontage Rd N, E York Rd, W Garden Rd$1,043
Short St, Head of the River Rd, Chinook Cir, Coral Way, W Ave S, N Malone St, E 41st Pl, E Ave L, E 20th St, S Englert Rd$1,005
Selman Ct, W 25th St, Warrior Ave, Plantation Ct, Santa Fe Park Dr, S Evans St, W Ave D, Sierra Cir, Catalina Dr, Red Oak Ln$1,016
N Marie St, N Cecil St, Northstar Dr, Hanson Ave, Beverly Ct, Bradford St, Green Ridge Dr, Ute Pass, Janie Ln, Smith Blvd$1,009

San Angelo, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
San Angelo$152 to $154
Tom Green County$152
West Tom Green$157
East Tom Green$154

San Angelo, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tom Green County, Texas $152 $203 $305
West Tom Green CCD, Tom Green County, Texas $158 $210 $315
East Tom Green CCD, Tom Green County, Texas $154 $205 $308

San Angelo, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
San Angelo, TX7.9%21.8%
Tom Green County7.7%21.92%
West Tom Green6.44%18.63%
East Tom Green6.69%19.85%

San Angelo Renters Insurance as a Percentage of Rent

San Angelo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 166 1.0% $356
$200 to $299 586 4.0% $806
$300 to $499 1,335 10.0% $1256
$500 to $749 5,290 41.0% $1931
$750 to $999 2,941 23.0% $2681
$1,000 to $1,499 2,157 16.0% $3806
$1,500 or more 290 2.0% $5456

San Angelo, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly San Angelo Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $7,800$6,800
Net Savings to San Angelo Home Owner from High Deductible Plan $1,000

San Angelo, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario San Angelo, TX Home Replacement Value MORE than Home Value San Angelo, TX Home Replacement Value LESS than Home Value
Replacement Value $205,500 $123,000
Insurance Premium based on Replacement Value $1,950 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $325/year

Example San Angelo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 17013578
Year Built 198019981978
Home Details 3 Beds, 1 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$75000-$100000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for San Angelo, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 120,000 Asphalt Shingles Roof 2,140 4 $2500-$5000 Deductible 290 4 Stone Siding No
1997 95,000 Shingles Roof 1,650 2 $500 Deductible 470 9 Brick siding No
2003 235,000 Tile Roof 4,110 5 $500 Deductible 1160 6 Brick siding yes
2004 135,000 Composition Roof 1,670 2 $2500-$5000 Deductible 910 12 Vinyl siding No
1964 205,000 Wood Shake Roof 3,360 4 $500 Deductible 1870 12 Vinyl siding No
1985 105,000 Shingles Roof 1,350 2 $500 Deductible 1190 12 Vinyl siding yes
1964 100,000 Tile Roof 1,300 2 $500- $1000 Deductible 70 1 Wood siding No
1972 140,000 Slate Shingles Roof 1,760 5 $500- $1000 Deductible 1000 10 Wood siding yes
1969 140,000 Asphalt Shingles Roof 2,020 4 $2500-$5000 Deductible 700 8 Vinyl siding No
1996 135,000 Tile Roof 1,970 3 $2500-$5000 Deductible 430 7 Wood siding yes
2008 80,000 Shingles Roof 1,050 2 $500- $1000 Deductible 830 12 Brick siding No
1985 85,000 Composition Roof 1,310 2 $500 Deductible 480 7 Wood siding No
2000 120,000 Shingles Roof 1,900 3 $500- $1000 Deductible 240 4 Stone Siding yes
1961 180,000 Asphalt Shingles Roof 3,060 5 $1000-$2500 Deductible 480 3 Stone Siding No
1977 245,000 Membrane Roof 3,290 4 $2500-$5000 Deductible 600 4 Brick siding yes
1998 65,000 Slate Shingles Roof 910 2 $500- $1000 Deductible 390 7 Vinyl siding No
1998 135,000 Membrane Roof 1,780 4 $1000-$2500 Deductible 810 10 Stucco siding yes
1961 130,000 Shingles Roof 2,200 5 $500- $1000 Deductible 580 6 Brick siding No
1965 95,000 Asphalt Shingles Roof 1,310 2 $500 Deductible 120 2 Wood siding No
2002 225,000 Shingles Roof 3,050 4 $2500-$5000 Deductible 910 10 Stone Siding No
1994 110,000 Slate Shingles Roof 1,740 5 $500- $1000 Deductible 470 7 Fiber-Cement Siding No
1977 105,000 Asphalt Shingles Roof 1,520 3 $2500-$5000 Deductible 660 10 Fiber-Cement Siding yes
1962 85,000 Membrane Roof 1,580 2 $500- $1000 Deductible 800 12 Wood siding yes
2001 195,000 Tile Roof 3,210 5 $1000-$2500 Deductible 1450 12 Fiber-Cement Siding yes
1965 210,000 Composition Roof 2,610 4 $2500-$5000 Deductible 1320 10 Vinyl siding No
2003 110,000 Metal Roof 1,560 3 $2500-$5000 Deductible 70 1 Wood siding No
1999 80,000 Asphalt Shingles Roof 1,230 3 $2500-$5000 Deductible 450 9 Stucco siding No
1969 145,000 Metal Roof 1,850 4 $2500-$5000 Deductible 100 1 Stucco siding yes
1967 85,000 Wood Shake Roof 1,220 2 $500- $1000 Deductible 240 4 Wood siding yes
1967 80,000 Composition Roof 1,100 2 $500 Deductible 240 4 Wood siding No
1985 170,000 Slate Shingles Roof 3,140 4 $1000-$2500 Deductible 430 5 Wood siding No
1990 175,000 Tile Roof 2,300 3 $500- $1000 Deductible 1680 12 Vinyl siding yes
1985 95,000 Membrane Roof 1,360 2 $2500-$5000 Deductible 660 12 Stone Siding No

How To Make Your San Angelo, TX Home Insurance Cheaper

How Much Does San Angelo, TX Home Insurance Cost?