Salt Lake City ,UT Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Salt Lake City, UT homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Salt Lake City, UT is $1102. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Salt Lake City, UT. VHome Insurance will help you navigate the world of homeowners insurance coverages in Salt Lake City, UT.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $441 |
| $200,000 | $749 |
| $300,000 | $926 |
| $400,000 | $1,411 |
| $500,000 | $1,774 |
Home insurance costs in Salt Lake City can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.
| Zipcode | Average Insurance Premium |
|---|---|
| 084108 | $1,128 |
| 84103 | $1,113 |
| 84109 | $1,089 |
| 84105 | $1,079 |
| 84101 | $1,063 |
| 84106 | $1,055 |
| 84102 | $1,053 |
| 84128 | $1,022 |
| 84111 | $1,038 |
| 84116 | $1,011 |
| 84104 | $1,006 |
| 84112 | $1,022 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Salt Lake City, UT, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,130 |
| $1000 Deductible | $1,011 |
| $1500 Deductible | $953 |
| $2500 Deductible | $860 |
| $5000 Deductible | $727 |
| Home Insurance Company Near Salt Lake City, UT | Homeowners Insurance Agency Near Salt Lake City, UT | Address |
|---|---|---|
| Farmers | Carl Harwood | 2721 N Hwy 89 Ste 300, Ogden, T, 84404 |
| State Farm | Dean Bowen | 330 N Main St, Springville, UT, 84663-1356 |
| Farmers | Gordon Vantassell | 988 E 3900 S, Salt Lake Cty, UT, 84124 |
| Liberty Mutual Independent | Marc Bowthorpe Insurance Inc | 1375 S DANIELS ROAD STE 4, HEBER CITY, UT, 84032 |
| NA | Foote Insurance Agency | 305 N Freedom Blvd, Provo, UT, 84601 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Salt Lake County, Utah | $75 | $100 | $150 |
| Taylorsville city, Utah | $74 | $98 | $147 |
| Murray city, Utah | $75 | $100 | $150 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Salt Lake City, UT | 2.7% | 10.1% |
| Salt Lake County | 2.67% | 10.01% |
| Taylorsville | 2.97% | 11.27% |
| Murray | 2.83% | 10.24% |
| Salt Lake City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 1,460 | 1.0% | $332 |
| $200 to $299 | 1,884 | 1.0% | $782 |
| $300 to $499 | 4,539 | 4.0% | $1232 |
| $500 to $749 | 24,716 | 24.0% | $1907 |
| $750 to $999 | 34,635 | 33.0% | $2657 |
| $1,000 to $1,499 | 26,710 | 26.0% | $3782 |
| $1,500 or more | 8,613 | 8.0% | $5432 |
| Streets in Salt Lake City Area | Homeowners Insurance Cost |
|---|---|
| S Rye Cir, Garden Ridge Rd, E Gunderson Ln, S 2125 W, W 5735 S, S 1645 W, Village Cir, Cardoness Way, S Spurrier Rd, W 2590 S | $488 |
| Harvel Dr, Raspberry Ct, Mohican Cir, E Bluff Point Dr, Fairgrove Ln, W Roenewood Cir, W Vivante Way, S 3350 W, Big Pine Cir, Emigration Canyon | $556 |
| S Chaumont Ct, 3010 W, Margaret View Cir, Mount Cortina Way, W 9670 S, E 3350 South St, S Caballero Dr, 2900 W, S 6800 W, Laurel Chase Cir | $513 |
| S Stillwater Cir, Annalyn Dr, Eastbrook Dr, Memorial Cir, Valcrest Dr, Silver Park Dr, S Morning Dew Dr, Dove Bend Cir, 12825 S, S Canal St | $500 |
| E 12005 S, S 2900 W, E 33rd South St, S Falkirk Dr, Newcastle Dr, Oneida St, Heather Ridge Dr, 960 E, W 3060 S, Buster St | $515 |
| S Hanauer St, S Brock St, Shooting Star Ave, E 10000 S, Bavarian Ct, S 1325 E, E 8085 S, W Lemay Ave, S 5565 W, Heath Ct | $514 |
| E Sanibel Cv, Lyman Ct, Penrose Dr, S 2460 E, S Balmoral Way, Oak Shade Ln, E Colony North St, Whitewood Dr, W 4135 S, S Clematis Way | $487 |
| 2570 W, E Panorama Way, Lodestone Ave, E 11025 E, E Bridgewater Dr, Northmont Way, S Millrace Bend Rd, Dry Creek Dr, S Dolomite Way, 6140 W | $487 |
| Superior Peak Dr, Vintage Woods Ct, S Clear St, S Cassidy Ln, Holladay Wood Ln, E 13800 S, Albany Bay, Alabama St, Eagle View Cir, Sugar Bowl Ln | $494 |
| E 3785 S, S Lac Vieux Rd, Maple Canyon Rd, E Millstream Ln, Glorieta Dr, 2405 West St, Glasgow Dr, W Fairway Dr, S 2045 W, Wright Cir | $502 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Salt Lake City | $75 to $77 |
| Salt Lake County | $75 |
| Taylorsville | $73 |
| Midvale | $74 |