Salisbury Insurance Rates:

Salisbury, NY homeowners insurance is roughly $556 to $757, about $46-$63/month. Our all inclusive research reveals consumers can save upto $262 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Salisbury, NY Homeowners Insurance By Home Value

Salisbury, NY Home Value Total Homes % of Total Average Salisbury, NY Homeowners Insurance
Less than $50,000 55 4.0% $32
$125,000 to $149,999 12 1.0% $196
$150,000 to $174,999 17 1.0% $229
$200,000 to $249,999 36 3.0% $321
$250,000 to $299,999 120 10.0% $400
$300,000 to $399,999 936 79.0% $505

Top Home Insurance Agents Near Salisbury, NY

Home Insurance Company Near Salisbury, NY Homeowners Insurance Agency Near Salisbury, NY Address
Travelers Dale Group Inc 30-A VREELAND ROAD SUITE 120, FLORHAM PARK, NJ, 7932
Liberty Mutual Jon Glincman Lutcf 7 Becker Farm Road, Roseland, NJ, 7068
Allstate Robert Bakelaar 600 Valley Rd Ste 102, Wayne, NJ, 7470
Liberty Mutual Independent Robert C Bill Associates Inc 150 BROADHOLLOW RD STE 307, MELVILLE, NY, 11747
Travelers Van Pelt & Son Agency Inc 1 CHERRY TREE FARM RD, NEW MONMOUTH, NJ, 7748

Cost Of Homeowners Insurance By Street Near Salisbury, NY

Streets in Salisbury Area Homeowners Insurance Cost
Westbury Rd, Ralph Pl, Choir Ln S, Hoe Ln, Prince Ln, Cobalt Ln, Rose Dr, Dorothy Dr, Aster Pl S, Pride Ln$646
Florence Ct, Jesse Pl, Peg Ln, Plant Ln, Buick Pl, Elda Ln, Jean Pl, Faith Ln, Cypress Ln E, Lamp Ln$652
Erma Dr, Sheldon Dr, Pinecone Ln, E Plum Tree Rd, Cottonwood Ln, Merry Ln, Bach Ct, Captain's Gate, Hyacinth Ct, Jane Ct$645
Lion Ln, Roxbury Dr, Aaron Dr, Stratford Ct, Davie St, Cane Ln, Hidden Ln, Plymouth Pl, Page Ln, Edna Ct$651
Old Westbury Rd, Lotus Ln, Patience Ln, Port Ln, Bly Rd, Kathleen Pl, Salisbury Park Dr, Prim Ln, Desoto Pl, Sherman Ct$653

Salisbury, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Salisbury$98 to $100
New Cassel$95
East Meadow$97
Westbury$98

Salisbury, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Cassel CDP, New York $79 $105 $158
East Meadow CDP, New York $81 $108 $162
Westbury village, New York $82 $109 $163

Salisbury, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Salisbury, NY1.8%5.5%
New Cassel1.77%5.28%
East Meadow1.82%5.41%
Westbury1.74%5.45%

Salisbury Renters Insurance as a Percentage of Rent

Salisbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 7.0% $767
$300 to $499 47 16.0% $1217
$750 to $999 11 3.0% $2642
$1,000 to $1,499 10 3.0% $3767
$1,500 or more 192 68.0% $5417

Salisbury, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$7,800
Yearly Salisbury Homeowner Insurance Premium Example $8,100$6,700
Out of Pocket Expense During Claim$800$7,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $49,400$48,000
Net Savings to Salisbury Home Owner from High Deductible Plan $1,400

Salisbury, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Salisbury, NY Home Replacement Value MORE than Home Value Salisbury, NY Home Replacement Value LESS than Home Value
Replacement Value $537,500 $293,500
Insurance Premium based on Replacement Value $5,100 $2,800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $120,000 Risk Exposure from Under Insuring Coverage is $124,000
Premium Impact Insurance cheaper by $1,175/year Insurance costlier by $1,125/year

Example Salisbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmChubb Group of Insurance
Monthly Premium 442401376
Year Built 195519661969
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$800000-$900000$500000-$600000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Salisbury, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1956 395,000 Composition Roof 1,730 5 $1000-$2500 Deductible 3860 12 Wood siding yes
1952 395,000 Tile Roof 1,680 4 $1000-$2500 Deductible 1420 5 Stucco siding yes
1951 580,000 Wood Shake Roof 3,160 4 $5000 to $10,000 Deductible 4080 12 Stone Siding No
1959 945,000 Asphalt Shingles Roof 4,660 5 $2500-$5000 Deductible 2940 5 Fiber-Cement Siding yes
1956 755,000 Wood Shake Roof 3,010 4 > $10,000 Deductible 2380 6 Stone Siding yes
1955 615,000 Wood Shake Roof 2,490 4 $1000-$2500 Deductible 3110 5 Stucco siding No
1962 450,000 Tile Roof 1,940 5 $500 Deductible 3550 12 Wood siding No
1955 400,000 Membrane Roof 1,760 4 $2500-$5000 Deductible 1260 7 Wood siding yes
1967 875,000 Membrane Roof 3,380 5 $1000-$2500 Deductible 5700 9 Stucco siding No
1963 720,000 Metal Roof 3,710 5 $5000 to $10,000 Deductible 350 1 Fiber-Cement Siding yes
1963 565,000 Membrane Roof 3,010 4 $2500-$5000 Deductible 2020 6 Vinyl siding yes
1965 485,000 Slate Shingles Roof 1,900 4 > $10,000 Deductible 1190 7 Brick siding No
1960 545,000 Slate Shingles Roof 2,400 4 $2500-$5000 Deductible 2780 8 Brick siding No
1966 575,000 Wood Shake Roof 2,960 4 $2500-$5000 Deductible 3500 12 Brick siding yes