Salisbury Insurance Rates:

Salisbury, MD homeowners insurance is approximately $572 to $776, about $47-$64/month. Our extensive research indicates shoppers can save upto $269 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Nationwide also has it where you can earn points for paying your home insurance premiums on time. if you keep your account in good standing, you can earn plenty points.
Allstate
I liked the fact that allstate offers an variety of discounts. there are several we took advantage of, new customer, multi-policy, online pay, home security, and early signing(signing your policy before your one year expires).
Usaa
They are very easy to work with and they don't doubt their customers so it's very easy to submit claims with them.
Usaa
Decent premium. Appears to be the best premium available for a house in our area.

Salisbury, MD Homeowners Insurance By Home Value

Salisbury, MD Home Value Total Homes % of Total Average Salisbury, MD Homeowners Insurance
Less than $50,000 147 3.0% $100
$70,000 to $79,999 125 3.0% $309
$80,000 to $89,999 178 4.0% $349
$90,000 to $99,999 83 2.0% $397
$100,000 to $124,999 716 17.0% $457
$125,000 to $149,999 563 13.0% $572
$150,000 to $174,999 704 16.0% $679
$175,000 to $199,999 459 11.0% $780
$200,000 to $249,999 628 15.0% $942
$250,000 to $299,999 293 7.0% $1150
$300,000 to $399,999 219 5.0% $1460

Top Home Insurance Agents Near Salisbury, MD

Home Insurance Company Near Salisbury, MD Homeowners Insurance Agency Near Salisbury, MD Address
Travelers Ashley Insurance Inc 38 S Harrison St, EASTON, MD, 21601
Travelers Avery W Hall Ins Agency 308 E MAIN ST, SALISBURY, MD, 21802
Travelers Insurance Management Group Inc 109 77TH STREET, OCEAN CITY, MD, 21842
Nationwide Rogers & Goldbach Ins Assoc 22776 Three Notch Rd STE 100, Lexington Park, MD, 20653-3369
State Farm Ron Krajewski 28354 Lewes Georgetown Highway, Milton, DE, 19968-3115

Cost Of Homeowners Insurance By Street Near Salisbury, MD

Streets in Salisbury Area Homeowners Insurance Cost
Robin Hood Dr, Beaglin Park Dr, Elizabeth St, Caroline St, Wilson Ln, Center St, Ellen St, Haneys Branch Rd, N Cedar Way, Co Rd 426$681
Cadagon St, Druid Hill Ave, Clyde Ave, Highland Ave, Harrison St, W Vine St, Dagsboro Rd, Engle Dr, Crestwood Cir, Merrimac Ct$675
Irl Ln, Friar Tuck Ln, Holly Ridge Ct, Victoria Park Dr, Washington St, Westchester St, Foskey Ln, Forest Grove Rd, Nina Ln, Stone St$673
Elizabeth St, Powell Rd, West Rd, Calvin Dr, Patey Ln, Phillips Ave, Fred Adkins Rd, E Carroll St, Camelot Dr, Early Dawn Ct$679
Gurney Dr, Chapel St, W East St, E College Ave, Archid Dr, Marvel Rd, Riverside Pines Ct, Hanton Ave, Hampton Ct, Halsey Dr$690
Lexington St, Brantley Dr, Riverview Ave, Hammond School Rd, Marley Manor Dr, Brookwood Dr, Coulbourn Mill Rd, E Market St, Elton Dennis Rd, Beaglin Park Dr$677
Sherwood Cir, Fillmore St, Poplar St, Mount Hermon Rd, Louise Ave, Augusta Cir, King Stuart Dr, Cartwright Ave, Friendship Rd, Crestview Ln$702
Carver Sq, Burnt Branch Dr, Twelve Oaks Dr, S Schumaker Dr, S Park Dr, Burton St, Colonial Mill Dr, Deers Head Blvd, Granbys Run, US Hwy 13$682
Hickory Mill Rd, Tilghman Rd, Allen Dr, American Legion Rd, Beaglin Park Dr, Old Quantico Rd, State Hwy 12, Shady Creek Way, Saint Albans Dr, Christensen Ln$703
Craven Ct, Lowell Ave, Old Bridge Ln, E North Point Dr, Marshall St, White Lowe Rd, Flamingo Dr, Newton St, Washington St, Jerome Dr$673

Salisbury, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Salisbury$100 to $103
Wicomico County$102
Fruitland$100
Parsonsburg$101

Salisbury, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wicomico County, Maryland $85 $113 $170
Fruitland city, Maryland $84 $112 $168
Delmar town, Maryland $84 $112 $168

Salisbury, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Salisbury, MD4.0%11.4%
Wicomico County3.82%11.75%
Fruitland3.82%10.46%
Delmar4.0%11.4%

Salisbury Renters Insurance as a Percentage of Rent

Salisbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 117 1.0% $348
$200 to $299 121 1.0% $798
$300 to $499 459 6.0% $1248
$500 to $749 1,013 14.0% $1923
$750 to $999 2,430 33.0% $2673
$1,000 to $1,499 2,299 32.0% $3798
$1,500 or more 736 10.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Salisbury For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
210,000 500 Frame 65 Allied Property & Casualty Insurance Co. n/a
160,000 500 Frame 75 American National Property & Casualty Co 849
160,000 500 Frame 75 Csaa Affinity Insurance Co. 994
210,000 500 Frame 65 Cincinnati Insurance Co. 772
160,000 500 Frame 75 Donegal Mutual Insurance Co. 910
160,000 500 Frame 75 Frederick Mutual Insurance Co. 801
310,000 1,000 Frame 15 Ids Property Casualty Ins. Co. 929
210,000 500 Frame 65 Mutual Benefit Insurance Co. 1,065
210,000 500 Frame 65 Nationwide General Insurance Co. 871
210,000 500 Frame 65 Selective Ins. Co. Of South Carolina 1,262

Salisbury, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Salisbury Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,500$14,900
Net Savings to Salisbury Home Owner from High Deductible Plan $600

Salisbury, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Salisbury, MD Home Replacement Value MORE than Home Value Salisbury, MD Home Replacement Value LESS than Home Value
Replacement Value $193,500 $118,000
Insurance Premium based on Replacement Value $1,075 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example Salisbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceErie InsuranceGEICO Insurance
Monthly Premium 837354
Year Built 198120141965
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$100000-$125000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Salisbury, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 290,000 Asphalt Shingles Roof 3,280 4 $5000 to $10,000 Deductible 310 4 Stone Siding yes
2011 185,000 Shingles Roof 1,920 3 $5000 to $10,000 Deductible 500 10 Stone Siding yes
1986 180,000 Tile Roof 2,070 4 $2500-$5000 Deductible 470 9 Stucco siding No
2014 250,000 Composition Roof 3,150 4 $500 Deductible 270 2 Vinyl siding No
1962 135,000 Shingles Roof 1,510 3 $500- $1000 Deductible 180 4 Stone Siding No
1946 345,000 Membrane Roof 4,480 5 $500- $1000 Deductible 980 5 Stucco siding No
1965 225,000 Composition Roof 2,110 5 $1000-$2500 Deductible 380 4 Brick siding yes
1997 185,000 Shingles Roof 1,760 4 $500 Deductible 310 4 Stucco siding No
1948 105,000 Composition Roof 1,250 2 $500- $1000 Deductible 400 12 Fiber-Cement Siding No
1966 235,000 Slate Shingles Roof 2,930 5 > $10,000 Deductible 570 10 Vinyl siding yes
1997 115,000 Shingles Roof 1,160 2 $1000-$2500 Deductible 380 10 Stucco siding yes
1961 115,000 Metal Roof 1,060 2 $500- $1000 Deductible 250 5 Fiber-Cement Siding No
2012 90,000 Asphalt Shingles Roof 930 2 $500- $1000 Deductible 100 5 Brick siding yes
1989 300,000 Wood Shake Roof 3,810 5 $1000-$2500 Deductible 500 6 Stucco siding No
1987 110,000 Tile Roof 1,340 2 $500 Deductible 260 5 Fiber-Cement Siding yes
1988 195,000 Membrane Roof 1,810 4 $1000-$2500 Deductible 130 2 Brick siding No
1987 285,000 Metal Roof 2,947 4 $5000 to $10,000 Deductible 1990 10 Vinyl siding No