Salisbury, MD homeowners insurance is approximately $572 to $776, about $47-$64/month. Our extensive research indicates shoppers can save upto $269 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Salisbury, MD | Homeowners Insurance Agency Near Salisbury, MD | Address |
|---|---|---|
| Nationwide | Rogers & Goldbach Ins Assoc | 22776 Three Notch Rd STE 100, Lexington Park, MD, 20653-3369 |
| State Farm | Ron Krajewski | 28354 Lewes Georgetown Highway, Milton, DE, 19968-3115 |
| Travelers | Ashley Insurance Inc | 38 S Harrison St, EASTON, MD, 21601 |
| Travelers | Avery W Hall Ins Agency | 308 E MAIN ST, SALISBURY, MD, 21802 |
| Travelers | Insurance Management Group Inc | 109 77TH STREET, OCEAN CITY, MD, 21842 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Wicomico County, Maryland | $85 | $113 | $170 |
| Fruitland city, Maryland | $84 | $112 | $168 |
| Delmar town, Maryland | $84 | $112 | $168 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Salisbury, MD | 4.0% | 11.4% |
| Wicomico County | 3.82% | 11.75% |
| Fruitland | 3.82% | 10.46% |
| Delmar | 4.0% | 11.4% |
| Salisbury Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 117 | 1.0% | $348 |
| $200 to $299 | 121 | 1.0% | $798 |
| $300 to $499 | 459 | 6.0% | $1248 |
| $500 to $749 | 1,013 | 14.0% | $1923 |
| $750 to $999 | 2,430 | 33.0% | $2673 |
| $1,000 to $1,499 | 2,299 | 32.0% | $3798 |
| $1,500 or more | 736 | 10.0% | $5448 |
| Streets in Salisbury Area | Homeowners Insurance Cost |
|---|---|
| Robin Hood Dr, Beaglin Park Dr, Elizabeth St, Caroline St, Wilson Ln, Center St, Ellen St, Haneys Branch Rd, N Cedar Way, Co Rd 426 | $681 |
| Cadagon St, Druid Hill Ave, Clyde Ave, Highland Ave, Harrison St, W Vine St, Dagsboro Rd, Engle Dr, Crestwood Cir, Merrimac Ct | $675 |
| Irl Ln, Friar Tuck Ln, Holly Ridge Ct, Victoria Park Dr, Washington St, Westchester St, Foskey Ln, Forest Grove Rd, Nina Ln, Stone St | $673 |
| Elizabeth St, Powell Rd, West Rd, Calvin Dr, Patey Ln, Phillips Ave, Fred Adkins Rd, E Carroll St, Camelot Dr, Early Dawn Ct | $679 |
| Gurney Dr, Chapel St, W East St, E College Ave, Archid Dr, Marvel Rd, Riverside Pines Ct, Hanton Ave, Hampton Ct, Halsey Dr | $690 |
| Lexington St, Brantley Dr, Riverview Ave, Hammond School Rd, Marley Manor Dr, Brookwood Dr, Coulbourn Mill Rd, E Market St, Elton Dennis Rd, Beaglin Park Dr | $677 |
| Sherwood Cir, Fillmore St, Poplar St, Mount Hermon Rd, Louise Ave, Augusta Cir, King Stuart Dr, Cartwright Ave, Friendship Rd, Crestview Ln | $702 |
| Carver Sq, Burnt Branch Dr, Twelve Oaks Dr, S Schumaker Dr, S Park Dr, Burton St, Colonial Mill Dr, Deers Head Blvd, Granbys Run, US Hwy 13 | $682 |
| Hickory Mill Rd, Tilghman Rd, Allen Dr, American Legion Rd, Beaglin Park Dr, Old Quantico Rd, State Hwy 12, Shady Creek Way, Saint Albans Dr, Christensen Ln | $703 |
| Craven Ct, Lowell Ave, Old Bridge Ln, E North Point Dr, Marshall St, White Lowe Rd, Flamingo Dr, Newton St, Washington St, Jerome Dr | $673 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Salisbury | $100 to $103 |
| Wicomico County | $102 |
| Fruitland | $100 |
| Parsonsburg | $101 |
| Home Value ($) | Deductible ($) | Construction Type | Age of Home (Years) | Company | Premium ($) |
|---|---|---|---|---|---|
| 210,000 | 500 | Frame | 65 | Allied Property & Casualty Insurance Co. | n/a |
| 160,000 | 500 | Frame | 75 | American National Property & Casualty Co | 849 |
| 160,000 | 500 | Frame | 75 | Csaa Affinity Insurance Co. | 994 |
| 210,000 | 500 | Frame | 65 | Cincinnati Insurance Co. | 772 |
| 160,000 | 500 | Frame | 75 | Donegal Mutual Insurance Co. | 910 |
| 160,000 | 500 | Frame | 75 | Frederick Mutual Insurance Co. | 801 |
| 310,000 | 1,000 | Frame | 15 | Ids Property Casualty Ins. Co. | 929 |
| 210,000 | 500 | Frame | 65 | Mutual Benefit Insurance Co. | 1,065 |
| 210,000 | 500 | Frame | 65 | Nationwide General Insurance Co. | 871 |
| 210,000 | 500 | Frame | 65 | Selective Ins. Co. Of South Carolina | 1,262 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Salisbury Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,100 | $6,500 |
| Net Savings to Salisbury Home Owner from High Deductible Plan | $600 | |
| Scenario | Salisbury, MD Home Replacement Value MORE than Home Value | Salisbury, MD Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $223,500 | $151,500 |
| Insurance Premium based on Replacement Value | $1,075 | $725 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,500 | Risk Exposure from Under Insuring Coverage is $47,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $125/year |
| Insurance Company | Chubb Group of Insurance | Allstate | GEICO Insurance |
| Monthly Premium | 147 | 165 | 33 |
| Year Built | 1987 | 1947 | 1991 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $400000-$500000 | $125000-$150000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |