Saline Insurance Rates:

Saline, MI homeowners insurance is nearly $667 to $913, about $55-$76/month. Our complete analysis indicates shoppers can save upto $316 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Saline, MI Homeowners Insurance By Home Value

Saline, MI Home Value Total Homes % of Total Average Saline, MI Homeowners Insurance
Less than $50,000 140 5.0% $94
$60,000 to $69,999 32 1.0% $260
$70,000 to $79,999 108 3.0% $300
$90,000 to $99,999 42 1.0% $379
$100,000 to $124,999 137 4.0% $442
$125,000 to $149,999 317 11.0% $553
$150,000 to $174,999 362 12.0% $655
$175,000 to $199,999 376 13.0% $758
$200,000 to $249,999 556 19.0% $916
$250,000 to $299,999 567 20.0% $1113
$300,000 to $399,999 150 5.0% $1422

Top Home Insurance Agents Near Saline, MI

Home Insurance Company Near Saline, MI Homeowners Insurance Agency Near Saline, MI Address
NA Moore Insurance Services, Inc. 67 N Howell, Hillsdale, MI, 49242
Allstate Abbott & Filmore Agency Inc. 105 W Main St, Stockbridge, MI, 49285
State Farm David Sutherland 10490 Highland Rd Ste B, Hartland, MI, 48353-2639
State Farm Susan Luplow 330 E Main St, Spring Arbor, MI, 49283-9617
Farmers Vincent Ellis 7927 Nemco Way Ste 205, Brighton, MI, 48116

Cost Of Homeowners Insurance By Street Near Saline, MI

Streets in Saline Area Homeowners Insurance Cost
Mark Hannah Ct, Berkshire Dr, Colony Dr, Wildwood Ct, Colony Ct, N Lewis St, Sycamore Run, Washington St, Commons Ct, Austin Dr$797
Woodingham Ct, Glenbrook Ct, Forestbrooke Dr, S Davenport St, Cardigan Ct, Rosemont Ave, Marian Ct, Circle Ct, Wiltshire Ct, Elmwood Ct$777
Amherst Cir, Nichols Dr, Tefft Ct, Glen Ln, N Davenport St, Harper Dr, Pleasant Ridge Ct, Woodbridge Rd, Cottonwood Ln, W Henry St$791
Yorkshire Ct, Bannock Ct, Old Creek Ct, Owen Pl, Arlington Dr, E Henry St, Woodland Dr E, Breconshire Dr, Highland Dr, Woodland Dr W$788
Wood Ct, W McKay St, Hawthorne Way, Saline Milan Rd, Annwood Ct, S Ann Arbor St, Aberdeen Ct, Castlebury Dr, Lexington Ct, Newcastle St$795

Saline, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Saline$117 to $119
Pittsfield charter$121
York charter$124
Lodi$127

Saline, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pittsfield charter township, Washtenaw County, Michigan $122 $162 $243
York charter township, Washtenaw County, Michigan $125 $166 $249
Lodi township, Washtenaw County, Michigan $128 $170 $255

Saline, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Saline, MI3.6%10.3%
Pittsfield charter3.36%10.19%
York charter3.5%9.81%
Lodi3.18%10.0%

Saline Renters Insurance as a Percentage of Rent

Saline Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 64 6.0% $1218
$500 to $749 308 31.0% $1893
$750 to $999 322 33.0% $2643
$1,000 to $1,499 149 15.0% $3768
$1,500 or more 126 13.0% $5418

Saline, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Saline Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,400$10,200
Net Savings to Saline Home Owner from High Deductible Plan $1,200

Saline, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Saline, MI Home Replacement Value MORE than Home Value Saline, MI Home Replacement Value LESS than Home Value
Replacement Value $230,500 $155,500
Insurance Premium based on Replacement Value $1,375 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Saline Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 77107102
Year Built 199620131982
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$500000-$600000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Saline, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 270,000 Tile Roof 2,660 4 $5000 to $10,000 Deductible 310 4 Vinyl siding yes
1997 310,000 Wood Shake Roof 2,800 4 $500 Deductible 1720 12 Stucco siding yes
2011 320,000 Slate Shingles Roof 3,460 5 $2500-$5000 Deductible 750 7 Stucco siding yes
2010 225,000 Wood Shake Roof 2,370 3 > $10,000 Deductible 160 5 Wood siding No
1996 305,000 Membrane Roof 2,360 3 $500 Deductible 100 1 Vinyl siding yes
2004 180,000 Asphalt Shingles Roof 1,670 5 $2500-$5000 Deductible 240 5 Brick siding yes
2012 145,000 Metal Roof 1,280 3 $1000-$2500 Deductible 370 10 Stone Siding yes
1972 230,000 Shingles Roof 1,830 3 $5000 to $10,000 Deductible 140 2 Fiber-Cement Siding yes
1984 560,000 Wood Shake Roof 4,970 5 $5000 to $10,000 Deductible 780 7 Brick siding yes
1980 250,000 Wood Shake Roof 1,880 3 $500- $1000 Deductible 1070 12 Stone Siding yes
2013 175,000 Metal Roof 1,370 3 $500 Deductible 800 12 Fiber-Cement Siding yes
1978 155,000 Composition Roof 1,590 3 $5000 to $10,000 Deductible 100 3 Vinyl siding No
1972 215,000 Composition Roof 2,070 4 $500 Deductible 220 3 Vinyl siding yes
1971 325,000 Wood Shake Roof 3,070 4 $500- $1000 Deductible 580 7 Stone Siding yes
2007 195,000 Shingles Roof 1,670 4 $500 Deductible 530 6 Stucco siding yes
1970 230,000 Asphalt Shingles Roof 1,780 3 $5000 to $10,000 Deductible 70 1 Vinyl siding yes
1979 345,000 Membrane Roof 3,220 5 $500 Deductible 1200 8 Vinyl siding No
1984 245,000 Slate Shingles Roof 1,950 5 $5000 to $10,000 Deductible 550 8 Vinyl siding yes
1991 220,000 Metal Roof 2,320 5 $500- $1000 Deductible 840 9 Fiber-Cement Siding yes
1979 210,000 Slate Shingles Roof 2,180 5 $500 Deductible 340 5 Stucco siding yes
2004 400,000 Slate Shingles Roof 4,500 5 $2500-$5000 Deductible 1210 8 Brick siding yes
2008 365,000 Wood Shake Roof 3,050 5 $5000 to $10,000 Deductible 720 8 Fiber-Cement Siding No
2013 145,000 Slate Shingles Roof 1,420 3 $1000-$2500 Deductible 160 4 Fiber-Cement Siding yes
2011 425,000 Shingles Roof 4,720 5 $500- $1000 Deductible 350 2 Brick siding yes
1982 165,000 Tile Roof 1,360 3 $2500-$5000 Deductible 440 8 Stucco siding yes
1993 185,000 Shingles Roof 1,450 3 $500- $1000 Deductible 370 5 Brick siding No
2003 230,000 Shingles Roof 2,130 3 > $10,000 Deductible 580 10 Vinyl siding yes
2011 635,000 Membrane Roof 4,950 5 $2500-$5000 Deductible 1850 9 Wood siding No
2011 245,000 Membrane Roof 2,090 5 > $10,000 Deductible 540 12 Vinyl siding yes
1974 180,000 Membrane Roof 1,710 4 $5000 to $10,000 Deductible 80 2 Stone Siding No
1991 335,000 Composition Roof 3,340 4 $500 Deductible 1370 10 Fiber-Cement Siding No
2013 225,000 Composition Roof 2,240 4 $500- $1000 Deductible 510 8 Stucco siding yes
2011 240,000 Composition Roof 1,900 4 $500- $1000 Deductible 470 5 Brick siding No
2003 175,000 Asphalt Shingles Roof 1,340 3 $1000-$2500 Deductible 410 8 Stone Siding yes