How Much Does Salinas, CA Home Insurance Cost?
Salinas, CA Average Homeowners Insurance Cost
$924
Homeowners Insurance Cost - Salinas, CA
$350,300
Median Home Value - Salinas, CA
Salinas, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.09 | $912.91 |
| $1000 Deductible | -$98.13 | $825.87 |
| $1500 Deductible | -$146.55 | $777.45 |
| $2000 Deductible | -$218.25 | $705.75 |
| $2500 Deductible | -$260.57 | $663.43 |
Salinas, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$185 | $739 |
| 30 year old | +$14 | $938 |
| 40 year old | +$24 | $948 |
| 50 year old | +$35 | $959 |
| Above 50 year old | +$44 | $968 |
Salinas, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$92 | $832 |
| Superior | -$83 | $841 |
| Masonry | -$46 | $878 |
| Brick | -$46 | $878 |
| Hail Resistant Roof | -$28 | $896 |
Salinas, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$18 | $942 |
| Swimming Pool With A Diving Board | +$37 | $961 |
| Swimming Pool With Slide | +$55 | $979 |
Salinas, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $28 | $896 |
| Police Department | $9 | $915 |
Salinas, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$388.08 | $1,312 |
| Filing a Second Liability Claim | +$351.12 | $1,275 |
| Filing a Second Theft Claim | +$351.12 | $1,275 |
| Filing a Second Water Claim | +$304.92 | $1,229 |
| Filing a Fire Claim | +$184.8 | $1,109 |
| Filing a Liability Claim | +$175.56 | $1,100 |
| Filing a Theft Claim | +$175.56 | $1,100 |
| Filing a Water Claim | +$147.84 | $1,072 |
| Filing a Weather Claim | +$147.84 | $1,072 |