How To Make Your Salinas, CA Home Insurance Cheaper
Salinas, CA, homeowners insurance is about $924. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Salinas, CA Home Insurance Rates with the Monterey County Average
| Place | Monterey County Average: $1,279.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Salinas, CA | $924.0 | -355.0 | -0.28 | 163,827 | 350,300 |
Cost of Salinas, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Chualar | 230,500 | 34,201 | $691 |
| Rio del Mar | 831,200 | 30,009 | $1,320.7 |
| San Martin | 840,200 | 39,114 | $1,328.4 |
| Santa Cruz | 727,400 | 12,462 | $1,517.3 |
Homeowners Insurance Comparison for the Cheapest Premiums in Salinas, CA
| GEICO | Encompass Insurance | Progressive | |
| Median Home Value ($) | 350,300 | 350,300 | 350,300 |
| Age of Home | Year 50 Old | Year 50 Old | Newly Constructed Home |
| Home Coverage ($) | $1000,000 -$1499,999 | $750,000 -$999,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $2,562.0 | $2,326.3 | $1,632.3 |
Cost of Salinas, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Encompass Insurance | 1500 | $1000,000-$1499,999 | 1,818.2 |
| Farmer's Insurance | 1500 | $200,000-$249,999 | 502.1 |
| Century National | 1000 | $100,000-$124,999 | 285.7 |
| Horace Mann Educators Corporation | 2500 | $1500,000-$2000,000 | 1,597.1 |
| Safeco Insurance | 500 | $400,000-$499,999 | 1,229.5 |
| GEICO | 2500 | $500,000-$749,999 | 1,168.2 |
| Nationwide | 500 | $300,000-$399,999 | 1,060.6 |
| Mercury | 1500 | $1500,000-$2000,000 | 1,952.1 |
| American National Property and Casualty Company | 500 | $750,000-$999,999 | 1,819.7 |
| Allstate | 2000 | $750,000-$999,999 | 1,538.3 |