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Salinas, CA Home Values & Insurance Rates

Salinas, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 748 4.0% $49
$50,000 to $59,999 170 1.0% $110
$80,000 to $89,999 250 1.0% $177
$100,000 to $124,999 816 5.0% $232
$125,000 to $149,999 469 3.0% $288
$150,000 to $174,999 1,460 9.0% $343
$175,000 to $199,999 1,092 7.0% $398
$200,000 to $249,999 2,946 19.0% $478
$250,000 to $299,999 2,667 17.0% $582
$300,000 to $399,999 4,185 27.0% $741

Top Home Insurance Agents Near Salinas, CA

Home Insurance Company Near Salinas, CA Homeowners Insurance Agency Near Salinas, CA Address
State Farm Alese Greene 630 Water St, Santa Cruz, CA, 95060-4115
Allstate James Grant 17705 Hale Ave Bldg 1-5, Morgan Hill, CA, 95037
Allstate Natalie Hungerford 591 Hartnell St, Monterey, CA, 93940
Travelers Rs Insurance Services 1731 TECHNOLOGY DR STE 250, SAN JOSE, CA, 95110
State Farm Tina Choi 4300 Stevens Crk Blvd Ste 130, San Jose, CA, 95129-1263

Estimated Home Insurance By Street Area Near Salinas, CA

Salinas Area Estimated House Insurance
Lorimer St, Tyler Pl, Tumbleweed Dr, Sherwood Dr, Melody Ln, Los Coches Cir, Atherton Cir, Berta Views Ln, Hudson Way, Winham St$607
Dayton Ave, Hyannis Cir, White River Cir, Riker St, Pajaro Way, Harrison Rd, W Bolivar St, McGowan Cir, Woodland Heights Ct, Russell Rd$627
Manzano Way, Santa Monica Ct, Santa Rosa Ave, Sherman Dr, Castro St, Cottonwood Dr, Taft Cir, Lagunita Rd, Stone St, Pico Blanco St$622
Kensington Way, Victoria Ave, Hartnell Rd, Alisal Rd, Fairfax Dr, la Mirada Ct, Jade Cir, Ebro Cir, Durango St, Archer St$615
Rose St, Archer St, el Rancho Ct, N 1st St, Faulkner St, College Dr, Penwick Cir, Baja Cir, Wilson St, Via Maria$604
Cortez St, Lohman St, Wild Horse Rd, Hancock Cir, W Acacia St, Dewey Ave, Van Ness Cir, Beacon Hill Cir, Caoba Way, Muroc St$610
Vallejo St, San Jacinto Dr, Skyway Blvd, Salinas St, Montecito Way, Almaden Dr, Silverwood Pl, Geil St, Oso Ct, Woodbury Cir$626
Valle San Juan Dr, W Gabilan St, Kimmel St, Truckee Way, Massolo Ct, Damian Way, Rockhaven Ct, Inglewood St, Byron Dr, Piazza Cir$645
London Way, Eagle Dr, Tahoe Dr, Harrington Cir, Washington Dr, Martin Ln, Durango Cir, Bennington Ct, Cornell Ave, Valdez Cir$614
Napa Way, Merlot Way, el Rancho Way, Polk St, Pima Cir, Elton Pl, Duran Cir, Stockton St, Montana St, Cambrian Dr$623

Savings on home insurance for senior occupied homes

PlaceSavings
Salinas$91 to $94
Boronda$90
Spreckels$97
Prunedale$94

Salinas, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Salinas, CA2.4%12.8%
Spreckels1.69%7.68%
Prunedale2.08%10.93%
San Juan Bautista1.56%10.83%

Salinas Renters Insurance as a Percentage of Rent

Salinas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 393 1.0% $792
$300 to $499 861 3.0% $1242
$500 to $749 2,294 9.0% $1917
$750 to $999 5,913 25.0% $2667
$1,000 to $1,499 8,710 37.0% $3792
$1,500 or more 5,064 21.0% $5442

Salinas, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Salinas Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$7,200
Net Savings to Salinas Home Owner from High Deductible Plan $600

Salinas, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Salinas, CA Home Replacement Value MORE than Home Value Salinas, CA Home Replacement Value LESS than Home Value
Replacement Value $238,000 $169,500
Insurance Premium based on Replacement Value $850 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Salinas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersNationwide Insurance
Monthly Premium 5530038
Year Built 199919681972
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000More than 10000000$150000-$175000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Salinas, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Boronda CDP, California $75 $100 $150
Spreckels CDP, California $81 $108 $162
Prunedale CDP, California $79 $105 $157

Sample Home Insurance Rates for Salinas, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 505,000 Membrane Roof 4,130 5 $1000-$2500 Deductible 130 1 Vinyl siding No
1993 265,000 Asphalt Shingles Roof 1,700 2 $2500-$5000 Deductible 90 2 Stone Siding yes
1985 370,000 Asphalt Shingles Roof 2,340 3 $1000-$2500 Deductible 960 10 Wood siding yes
1962 210,000 Composition Roof 1,270 3 $5000 to $10,000 Deductible 140 5 Vinyl siding yes
2001 170,000 Tile Roof 1,260 2 $1000-$2500 Deductible 350 10 Stucco siding No
1960 365,000 Metal Roof 2,430 4 $500 Deductible 690 8 Vinyl siding yes
1971 515,000 Asphalt Shingles Roof 4,250 5 $1000-$2500 Deductible 90 1 Brick siding yes
1984 415,000 Shingles Roof 2,540 5 $500 Deductible 340 4 Stone Siding No
1992 460,000 Composition Roof 2,380 4 $500- $1000 Deductible 740 6 Fiber-Cement Siding yes