Salina Insurance Rates:

Salina, NY homeowners insurance is nearly $500 to $676, about $41-$56/month. Our exhaustive research reveals consumers can save upto $235 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
The home insurance company I use compares well to the offerings from other insurance providers. The service level is generally higher, although the premiums are comparably higher as a result.
Usaa
My insurance company offers the best rate for the insurance that i need. Their offerings meet my needs and my families.
Allstate
When we switched providers we originally saved a decent amount of money so I am very pleased with the premium amounts we pay and it was lower this year compared to last year
Farmer's Insurance
I like my insurance company because they are good about not being too pushy when it comes to what kind of coverage i need.
Nationwide
I like nationwide because i have a local agent that i can call directly. i do not have to call a 1-800 number and work through a million prompts and still not be able to speak to a human.
Usaa
They offer discounts if you bundle your services. so, if you use them for home insurance and car insurance, your rates are reduced.
Allstate
They are good at communicating they need their money. But as I stated above wasn't very nice for anything else.
State Farm
On the interactions I've had, the reps seem pretty knowledgeable and care about what you have to say. Going into an office to talk to somebody is always better than on the phone.
Usaa
I mobile website is easy to use and navigate to your desired location. There is quick login with your finger and you can manage all your accounts from one location.
Usaa
I dislike that there are no brick and mortar stores anywhere that I can walk into and speak face to face with a customer service representative. This gets annoying when I have to wait on hold on the phone.
Aaa
I do often recommend AAA and my AAA agent to people because i have had a very good experience with them

Salina, NY Homeowners Insurance By Home Value

Salina, NY Home Value Total Homes % of Total Average Salina, NY Homeowners Insurance
Less than $50,000 306 3.0% $135
$50,000 to $59,999 163 1.0% $288
$60,000 to $69,999 384 3.0% $358
$70,000 to $79,999 933 9.0% $411
$80,000 to $89,999 1,306 13.0% $470
$90,000 to $99,999 1,385 13.0% $523
$100,000 to $124,999 2,419 24.0% $605
$125,000 to $149,999 1,290 12.0% $758
$150,000 to $174,999 811 8.0% $899
$175,000 to $199,999 373 3.0% $1040
$200,000 to $249,999 329 3.0% $1252
$250,000 to $299,999 190 1.0% $1528
$300,000 to $399,999 100 1.0% $1940

Top Home Insurance Agents Near Salina, NY

Home Insurance Company Near Salina, NY Homeowners Insurance Agency Near Salina, NY Address
NA Sovring-Zutant Inc. Dba Potter-Jones Agency 5797 Route 31 Ste 2, Cicero, NY, 13039
NA Mycnyagent, Inc. 314 E Seneca St, Manlius, NY, 13104
Travelers Agency Specialists Of Mexico 5881 Scenic Ave 5881 Scenic Ave Mexico, town of mexico, NY, 13114
Liberty Mutual Independent Grimsley Agency Of New York Llc 5320 W Taft Road, N. Syracuse, NY, 13212
Travelers The Ketchum Agency Inc 2671 James St, Syracuse, NY, 13206

Salina, NY Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Salina, NY

Streets in Salina Area Homeowners Insurance Cost
Lawrence Rd E, Sycamore St, Turnpike St, Gould Pl, Seabreeze Dr, Elmcrest Cir, Edgemere Rd, Lewann Dr, Kettle Rd, Covington Dr$585
Meyers Rd, Berwick Rd S, Moss Creek Cir, Carlton Dr, N Willow St, Holiday Dr, 35, Radar Dr, Zodiac Cir, Orchard Dr W$590
Willow Rd, Russell Ave, Exeter Ave, Belmont St, Eynsford Rd, Colony Park Dr, Ridge Ave, Lorian Cir, Old Brewerton Rd, Midwood Dr$585
Valley Rd, Cadillac St, Sunrise Ter, Parker Ave, S Harding Ave, Donald Pl, Scott Ln, Harding Ave, Hopkins Rd, Meyers Rd$592
S Florida Rd, Pawnee Dr, Hearthstone Ln, Wrentham Dr, W Molloy Rd, Northern Lights Dr, E Dale St, Stormy Ln, Plaxdale Rd, Mc Kenney Ave$583

Salina, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Salina$88 to $90
Galeville$87
Liverpool$88
Westvale$89

Salina, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Galeville CDP, New York $73 $97 $146
Mattydale CDP, New York $73 $97 $146
Liverpool village, New York $74 $98 $147

Salina, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Salina, NY4.1%10.4%
Galeville4.5%12.3%
Mattydale4.83%12.74%
Liverpool3.65%8.89%

Salina Renters Insurance as a Percentage of Rent

Salina Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 54 1.0% $349
$300 to $499 309 6.0% $1249
$500 to $749 1,233 26.0% $1924
$750 to $999 1,895 40.0% $2674
$1,000 to $1,499 903 19.0% $3799
$1,500 or more 305 6.0% $5449

Salina, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Salina Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,000$16,000
Net Savings to Salina Home Owner from High Deductible Plan $1,000

Salina, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Salina, NY Home Replacement Value MORE than Home Value Salina, NY Home Replacement Value LESS than Home Value
Replacement Value $139,500 $101,000
Insurance Premium based on Replacement Value $1,225 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $100/year

Example Salina Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceErie InsuranceAmica Mutual Insurance Company
Monthly Premium 15724747
Year Built 198119651954
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$50000-$75000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Salina, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 95,000 Slate Shingles Roof 1,300 3 $1000-$2500 Deductible 950 12 Stucco siding No
1988 135,000 Wood Shake Roof 2,150 5 $1000-$2500 Deductible 400 6 Stone Siding yes
1966 370,000 Slate Shingles Roof 4,310 5 $500 Deductible 720 2 Fiber-Cement Siding No
1949 135,000 Tile Roof 1,650 4 $500 Deductible 100 1 Fiber-Cement Siding yes
1976 210,000 Asphalt Shingles Roof 3,120 4 $2500-$5000 Deductible 1600 12 Stucco siding No
1951 205,000 Membrane Roof 3,250 5 $5000 to $10,000 Deductible 830 8 Brick siding yes
1973 155,000 Membrane Roof 1,880 3 $500 Deductible 570 6 Stucco siding yes
1989 240,000 Metal Roof 2,930 4 $500- $1000 Deductible 360 2 Brick siding yes
1972 285,000 Tile Roof 4,690 5 $5000 to $10,000 Deductible 360 3 Wood siding No
1971 125,000 Asphalt Shingles Roof 1,740 4 $500 Deductible 1100 10 Fiber-Cement Siding No
1989 90,000 Slate Shingles Roof 1,330 3 $1000-$2500 Deductible 660 10 Fiber-Cement Siding No
1941 100,000 Shingles Roof 1,650 2 $500- $1000 Deductible 130 2 Vinyl siding yes
1947 115,000 Slate Shingles Roof 1,680 4 $500 Deductible 530 7 Fiber-Cement Siding yes
1943 190,000 Tile Roof 2,760 5 $2500-$5000 Deductible 380 4 Vinyl siding No
1977 105,000 Slate Shingles Roof 1,530 3 $500 Deductible 190 2 Stucco siding yes
1954 165,000 Wood Shake Roof 2,370 4 $1000-$2500 Deductible 1070 10 Brick siding No
1965 195,000 Asphalt Shingles Roof 2,620 5 $500- $1000 Deductible 150 1 Vinyl siding No
1957 105,000 Composition Roof 1,620 3 $500 Deductible 190 2 Wood siding yes
1958 185,000 Tile Roof 2,140 4 $500 Deductible 130 1 Stucco siding No
1970 205,000 Wood Shake Roof 2,530 5 $5000 to $10,000 Deductible 920 8 Brick siding No
1982 140,000 Shingles Roof 2,110 4 $500 Deductible 1560 12 Brick siding yes
1975 205,000 Membrane Roof 2,380 3 $2500-$5000 Deductible 200 2 Brick siding No
1954 290,000 Composition Roof 3,710 5 $1000-$2500 Deductible 170 1 Stucco siding No
1981 110,000 Shingles Roof 1,610 5 $2500-$5000 Deductible 460 7 Brick siding No
1960 145,000 Wood Shake Roof 2,310 4 $1000-$2500 Deductible 910 9 Vinyl siding No
1986 225,000 Asphalt Shingles Roof 2,900 4 $500 Deductible 1490 9 Stucco siding yes
1974 185,000 Shingles Roof 2,200 3 $1000-$2500 Deductible 1840 12 Stucco siding yes
1981 115,000 Metal Roof 1,300 3 $500 Deductible 850 8 Wood siding No
1976 235,000 Slate Shingles Roof 2,950 4 $2500-$5000 Deductible 1270 6 Stone Siding No
1979 135,000 Asphalt Shingles Roof 1,540 2 $1000-$2500 Deductible 80 1 Vinyl siding No
1945 140,000 Composition Roof 2,330 4 $2500-$5000 Deductible 120 2 Brick siding yes
1976 180,000 Shingles Roof 2,320 3 $5000 to $10,000 Deductible 950 9 Stucco siding yes
1941 90,000 Metal Roof 1,470 3 $2500-$5000 Deductible 360 7 Vinyl siding No
1965 70,000 Tile Roof 1,040 2 $2500-$5000 Deductible 340 7 Fiber-Cement Siding No

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