Salina Insurance Rates:

Salina, KS homeowners insurance is about $842 to $1,144, about $70-$95/month. Our in depth guide reveals consumers can save upto $397 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Another point of something i do not like about allstate is how i am just another customer to them. i would love if they would call her every so often and have them ask me if everything with my home is doing alright, and if i need anything regarding the insurance or my bill payments.
Liberty Mutual
Liberty mutual has an interesting and easy-to-use website. i can find information about all of my insurance products in one place. i can make changes to them right on the site too.
California Casualty
The insurance company provides an adequate amount of coverage for my family's needs at affordable rates which i can view online.
Farmer's Insurance
I have contacted my agent a couple of times with general questions about my policies and specific questions about storm damage to my roof and making a claim. He has always responded very quickly and provided all the information I was looking for. I have not yet had to make an actual claim.
Farm Bureau
It is impossible for me to write a huge paragraph about what I dislike about farm bureau because, to be honest, I can’t think of a time when I wanted to l switch insurance companies. There is nothing I dislike about this company.
California Casualty
I dislike the fact that when I attempt to contact an insurance agent online the website has me interacting with a bot or computer agent instead of a human. I find these bots very annoying and they often cannot answer my nuanced question. Hopefully they can replace these robots with online human beings.
California Casualty
I have no complaints overall. As I have yet to have to file a claim, I realize that is only a small portion of what the company does, but I'm happy so far.
Allstate
We found that we were completely overpaying for auto insurance, so switched companies for that portion of our insurance needs.
Progressive
its very easy and good understanding in the home insurance premium.
State Farm
I believe they have very competitive policy offerings compared to other insurance providers. They cover everything that we need covered and I have no problems with their coverage options.

Salina, KS Homeowners Insurance By Home Value

Salina, KS Home Value Total Homes % of Total Average Salina, KS Homeowners Insurance
Less than $50,000 1,264 10.0% $208
$50,000 to $59,999 378 3.0% $446
$60,000 to $69,999 736 6.0% $556
$70,000 to $79,999 742 6.0% $645
$80,000 to $89,999 1,136 9.0% $734
$90,000 to $99,999 1,081 8.0% $814
$100,000 to $124,999 1,562 12.0% $943
$125,000 to $149,999 1,774 14.0% $1181
$150,000 to $174,999 1,266 10.0% $1400
$175,000 to $199,999 898 7.0% $1618
$200,000 to $249,999 686 5.0% $1946
$250,000 to $299,999 425 3.0% $2383
$300,000 to $399,999 316 2.0% $3028

Top Home Insurance Agents Near Salina, KS

Home Insurance Company Near Salina, KS Homeowners Insurance Agency Near Salina, KS Address
NA Great Plains Agency Llc Box 82, Bushton, KS, 67427
NA Insurance Store/Edwards Agency 437 Marshall, Chapman, KS, 67431
NA The Davidson Agency 201 N. Nelson Bennington, Minneapolis, KS, 67422
NA Ellco Insurance Services 2530 Ave. E , Wilson, KS, 67490
Allstate Smart Insurance Inc 215 Nw 15th St, Abilene, KS, 67410

Cost Of Homeowners Insurance By Street Near Salina, KS

Streets in Salina Area Homeowners Insurance Cost
W Neal Ave, W 2nd St, W Claflin Ave, S Brookville Rd, N Mill St, S Solomon Rd, E 7th St, Meadowbrook Rd, N Field Rd, N 10th St$1,020
Georgetown Rd, N Santa Fe Ave, Frost St, N Columbia Ave, S Whitmore Rd, Post Oak Ln, S 11th St, Merrily Dr, Adam Travis Ct, N Holmes Rd$965
Inez Ave, W 9th St, Midland Rd, Smoky Hill Dr, Max Ave, Saxwood Dr, Country Heights Ct, S Simpson Rd, Millview Rd, S Maxwell Rd$1,029
E Republic Ave, E Arabian Ln, Mount Barbara Dr, Country Club Rd, N College Ave, Assaria Rd, S Oakdale Ave, Wallace St, Country Club Rd, Haskett Ave$1,023
N Chicago St, S 3rd St, W Schilling, E Pennsylvania Ave, Carolina Dr, Thompson Rd, Royal Dr, 11th St, Park St, Commanche Ave$966
N Washington Rd, Missouri Ave, S Link Rd, South St, Kiowa Ave, Westchester Dr, S Cunningham Rd, Gypsum Valley Rd, Pheasant Ln, State Hwy 104$1,003
N Halstead Rd, Pinecrest Cir, Pershing St, Hancock St, N Connecticut Ave, Crown Ct, N Fairchilds Rd, Republic Ave, W Beloit Ave, State Hwy 140$1,023
S Simpson Rd, St Louis Blvd, E Doc Holidays Pass, W Spring Creek Rd, Pine Ridge Dr, Meier St, S Delaware Ave, 8th St, Talley Dr, S Muir Rd$997
W Old US Hwy 40, Elkhorn, Cherokee Dr, Tenlawns Pl, Lucas Rd, Mission Rd, Karen Ct, Plaza Dr, Francis St, S Cunningham Rd$972
W Paulsen Rd, Kansas St, Foxboro Dr, N Wisconsin Ave, Pentwood Dr, S Gypsum Valley Rd, W Robson Rd, Grand Ave, Country Hills Rd, Remington Rd$1,020

Salina, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Salina$148 to $151
Saline County$149
Smolan$154
New Cambria$146

Salina, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Saline County, Kansas $125 $166 $249
Smolan township, Saline County, Kansas $129 $172 $258
New Cambria city, Kansas $122 $163 $244

Salina, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Salina, KS7.5%19.7%
Saline County7.3%19.69%
Smolan6.91%18.78%
New Cambria9.1%18.09%

Salina Renters Insurance as a Percentage of Rent

Salina Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 1.0% $347
$200 to $299 274 4.0% $797
$300 to $499 967 15.0% $1247
$500 to $749 2,712 43.0% $1922
$750 to $999 1,460 23.0% $2672
$1,000 to $1,499 540 8.0% $3797
$1,500 or more 216 3.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Salina For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Mutualaid Exchange 962 1,237 1,355
100,000 Safeco Insurance Company Of America 1,208 2,256 2,654
100,000 Usaa General Indemnity Company 2,058 2,185 2,185
200,000 American Family Mutual Insurance Company 2,948 4,161 4,653
200,000 Armed Forces Insurance Exchange 3,298 3,990 4,056
200,000 Csaa Fire And Casualty Insurance Company 1,995 3,107 3,563
300,000 Armed Forces Insurance Exchange 4,830 5,819 5,909
300,000 Csaa Fire And Casualty Insurance Company 3,015 4,840 5,533
300,000 Travelers Home And Marine Insurance Company (The) 2,820 4,027 4,888
300,000 Usaa Casualty Insurance Company 3,015 3,229 3,229

Salina, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Salina Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,700$7,200
Net Savings to Salina Home Owner from High Deductible Plan $500

Salina, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Salina, KS Home Replacement Value MORE than Home Value Salina, KS Home Replacement Value LESS than Home Value
Replacement Value $78,500 $49,500
Insurance Premium based on Replacement Value $950 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example Salina Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 75166122
Year Built 194719732009
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Salina, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 225,000 Shingles Roof 3,330 4 $500- $1000 Deductible 200 1 Fiber-Cement Siding No
1977 105,000 Composition Roof 1,350 3 $1000-$2500 Deductible 510 5 Brick siding yes
1985 165,000 Membrane Roof 2,480 5 $5000 to $10,000 Deductible 1440 12 Fiber-Cement Siding No
1979 305,000 Slate Shingles Roof 4,200 5 $2500-$5000 Deductible 2040 10 Stone Siding No
1989 300,000 Shingles Roof 3,390 4 $5000 to $10,000 Deductible 1020 4 Stucco siding No
1971 170,000 Metal Roof 2,660 4 $500- $1000 Deductible 1250 10 Stone Siding No
1965 130,000 Slate Shingles Roof 1,600 3 $500 Deductible 210 2 Fiber-Cement Siding No
2001 95,000 Asphalt Shingles Roof 1,060 2 $1000-$2500 Deductible 660 9 Vinyl siding No
1943 95,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 290 3 Fiber-Cement Siding No
1970 390,000 Composition Roof 4,420 5 $1000-$2500 Deductible 360 1 Brick siding yes
1966 190,000 Slate Shingles Roof 2,170 3 $1000-$2500 Deductible 600 3 Stucco siding No
1982 125,000 Membrane Roof 2,030 3 $500- $1000 Deductible 460 4 Brick siding yes
1986 270,000 Tile Roof 3,200 5 > $10,000 Deductible 2010 10 Brick siding No
1980 105,000 Asphalt Shingles Roof 1,600 2 $1000-$2500 Deductible 540 6 Vinyl siding No
2006 235,000 Composition Roof 2,660 5 $500- $1000 Deductible 1780 7 Stucco siding yes
1940 340,000 Tile Roof 3,760 5 $1000-$2500 Deductible 2320 7 Stucco siding No
1974 395,000 Asphalt Shingles Roof 4,330 5 $500 Deductible 6120 12 Vinyl siding yes
1941 160,000 Tile Roof 2,330 3 $1000-$2500 Deductible 230 2 Brick siding No
1982 205,000 Tile Roof 2,390 4 > $10,000 Deductible 1360 12 Stone Siding yes
1982 140,000 Wood Shake Roof 1,860 3 $2500-$5000 Deductible 490 6 Fiber-Cement Siding yes
1960 155,000 Composition Roof 1,690 2 $5000 to $10,000 Deductible 700 8 Vinyl siding No
1949 230,000 Membrane Roof 2,690 4 $5000 to $10,000 Deductible 1630 12 Fiber-Cement Siding No
1940 100,000 Wood Shake Roof 1,470 3 $500- $1000 Deductible 840 10 Wood siding yes
1976 105,000 Tile Roof 1,240 3 $500- $1000 Deductible 480 5 Vinyl siding No
1980 205,000 Membrane Roof 2,780 4 $2500-$5000 Deductible 1010 9 Wood siding yes
1970 280,000 Metal Roof 4,100 5 $2500-$5000 Deductible 1960 9 Wood siding No
1962 160,000 Wood Shake Roof 1,960 3 $1000-$2500 Deductible 1720 10 Fiber-Cement Siding No
2005 145,000 Wood Shake Roof 1,750 2 $2500-$5000 Deductible 260 2 Stucco siding yes
1946 420,000 Membrane Roof 4,840 5 > $10,000 Deductible 1500 8 Wood siding yes
1946 140,000 Tile Roof 1,710 4 $500- $1000 Deductible 1520 9 Vinyl siding yes
1969 100,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 830 7 Stone Siding No
1961 140,000 Shingles Roof 2,080 4 $500 Deductible 620 3 Stucco siding yes