Salida Insurance Rates:

Salida, CA homeowners insurance is nearly $511 to $694, about $42-$57/month. Our thorough guide reveals consumers can save upto $240 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Nationwide is a company that's always on your side. you can depend on them to give you the support that you need whenever you need it.
Travelers
Well. I feel like since I have yet to use this insurance to file a claim- it would be very impressive for them if they would lower my rates. This has yet to happen so that is about all I have right now in terms of complaints about this home insurer.

Salida, CA Homeowners Insurance By Home Value

Salida, CA Home Value Total Homes % of Total Average Salida, CA Homeowners Insurance
Less than $50,000 133 4.0% $66
$60,000 to $69,999 53 1.0% $174
$100,000 to $124,999 205 6.0% $294
$125,000 to $149,999 446 13.0% $373
$150,000 to $174,999 570 17.0% $439
$175,000 to $199,999 395 11.0% $505
$200,000 to $249,999 797 23.0% $614
$250,000 to $299,999 341 10.0% $746
$300,000 to $399,999 348 10.0% $951

Top Home Insurance Agents Near Salida, CA

Home Insurance Company Near Salida, CA Homeowners Insurance Agency Near Salida, CA Address
NA B-V Insurance Services 1301 L St Ste 1, Modesto, CA, 95354
NA Winton-Ireland Insurance Agency, Inc. 1100 14Th Street #C, Modesto, CA, 95354
State Farm Leslie Wolf 6654 Koll Center Pkwy Ste 420, Pleasanton, CA, 94566-3125
State Farm Ramon Fernandez 3443 Deer Park Dr Ste D, Stockton, CA, 95219-2306
State Farm Rexie Tagayuna 38970 Blacow Rd Ste A, Fremont, CA, 94536-7380

Cost Of Homeowners Insurance By Street Near Salida, CA

Streets in Salida Area Homeowners Insurance Cost
Muguet Ct, Old Mystic Ct, Fisher St, Printemps Dr, South Dakota Ave, Hye Park Dr, Finney Rd, Quaker Town Ct, Woodland Ave, Sun Glen Ct$610
Wallasey Way, Bianco Way, Countryridge Ln, Dolcetto Way, Moonstone Ct, Pelandale Ave, Nutcraker Ln, Quinturn Ln, Baker Rd, Sun Glen Dr$611
Stoddard Rd, Segesta Way, Carolina Ct, Rabbit Hill Ct, Greco Ln, Oakmont Dr, Texas Rd, Fattoria Blvd, Walnut Woods Dr, Sugar Creek Ct$604
Jackson Rd, Butler Rd, New Hope Ct, Sun Gold Dr, Countryridge Ct, Old Mill Ln, Papillon Dr, Paquerette Cir, Faust Rd, Passalaqua Ct$607
Gregerson Ct, Countryvale Dr, Farmers Ln, Shoemake Ave, Edgefield Way, Greenleaf Ct, Countrystone Dr, Treetop Dr, Silverstone Cir, Hulen Ave$604

Salida, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Salida$90 to $92
West Modesto$87
Riverdale Park$93
Rouse$86

Salida, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Modesto CDP, California $73 $97 $145
Riverdale Park CDP, California $78 $103 $155
Rouse CDP, California $72 $96 $144

Salida, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Salida, CA2.5%9.8%
West Modesto3.45%15.02%
Riverdale Park3.33%22.73%
Rouse5.26%14.07%

Salida Renters Insurance as a Percentage of Rent

Salida Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 19 1.0% $1248
$500 to $749 151 9.0% $1923
$750 to $999 389 24.0% $2673
$1,000 to $1,499 507 31.0% $3798
$1,500 or more 529 33.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Salida For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewUnigard Group438
1500002501-3 YearsStillwater Ins Co440
1500002504-6 YearsStillwater Ins Co507
1500002507-15 YearsFirst American Ins557
15000025016-25 YearsAIG Prop Cas855
1500005007-15 YearsSafeco390
15000050026-40 YearsTravelers481
15000050026-40 YearsUSAA464
15000050041-70 YearsKemper601
2000005004-6 YearsFarmers (Fire Ins)804
20000050041-70 YearsAmica Mutual985
20000050041-70 YearsForemost Insurance1048
20000050041-70 YearsHomesite1078
20000050041-70 YearsIDS Property Casualty832
20000050041-70 YearsMetropolitan Direct599
2500001000NewPacific Property And Casualty246
25000010004-6 YearsAmerican Modern748
25000010004-6 YearsStillwater Prop & Cas Co689
25000010004-6 YearsUniversal North America478
25000010007-15 YearsAmica Mutual953

Salida, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Salida Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Salida Home Owner from High Deductible Plan $600

Salida, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Salida, CA Home Replacement Value MORE than Home Value Salida, CA Home Replacement Value LESS than Home Value
Replacement Value $392,000 $230,500
Insurance Premium based on Replacement Value $1,250 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $99,000 Risk Exposure from Under Insuring Coverage is $62,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $325/year

Example Salida Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersNationwide Insurance
Monthly Premium 3911250
Year Built 200619992014
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$400000-$500000$350000-$400000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Salida, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 350,000 Shingles Roof 3,130 4 $500- $1000 Deductible 300 5 Stone Siding yes
2014 215,000 Membrane Roof 1,860 5 $1000-$2500 Deductible 410 7 Wood siding No
2010 255,000 Membrane Roof 1,990 4 $500- $1000 Deductible 480 10 Fiber-Cement Siding yes
2003 250,000 Membrane Roof 2,060 3 $500- $1000 Deductible 140 3 Vinyl siding No
2014 190,000 Slate Shingles Roof 1,620 3 $2500-$5000 Deductible 90 2 Stone Siding yes
1998 330,000 Slate Shingles Roof 2,630 4 $500 Deductible 600 7 Stucco siding No
2001 385,000 Wood Shake Roof 3,110 4 $500 Deductible 210 2 Vinyl siding No
1995 405,000 Wood Shake Roof 3,690 5 $5000 to $10,000 Deductible 1010 12 Fiber-Cement Siding yes
2007 240,000 Slate Shingles Roof 2,120 4 $1000-$2500 Deductible 770 12 Wood siding No
2012 260,000 Composition Roof 2,440 4 $500 Deductible 560 7 Vinyl siding No
2008 365,000 Wood Shake Roof 2,550 4 $1000-$2500 Deductible 250 4 Wood siding No
2012 370,000 Composition Roof 3,280 4 $500- $1000 Deductible 460 6 Stone Siding No
2009 335,000 Tile Roof 2,530 4 $500 Deductible 250 3 Wood siding No
1998 360,000 Metal Roof 2,780 5 $500 Deductible 300 3 Stucco siding No
1990 300,000 Membrane Roof 2,460 4 $5000 to $10,000 Deductible 360 6 Vinyl siding No
1995 165,000 Membrane Roof 1,530 3 $500 Deductible 270 6 Vinyl siding No
2013 350,000 Composition Roof 2,550 5 $500 Deductible 170 2 Fiber-Cement Siding yes