Salem Insurance Rates:

Salem, OR homeowners insurance is approximately $374 to $507, about $31-$42/month. Our extensive analysis reveals consumers can save as much as $176 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I recommend State Farm Insurance Company only if you just want to get a homeowners insurance and care less about other deductibles.
State Farm
They offer easy and legible billing statements, as well as payment options. i just call my local agent and pay right over the phone.
State Farm
I do not like that their office is closed on saturday, the one day when it's really easy to take care of business and time is a bit more leisurely.
Nationwide
They have plans that you can choose as per your needs and budget. these plans are never overpriced, no matter what.
State Farm
They could make an effort to call me back sooner. Sometimes my agent forgets to even call me back. It's also annoying having to wait for your agent instead of someone else taking the call.
State Farm
The only thing I don’t like about it, is that it is a small town company and even though they don’t say anything people always find out if there is some kind of claim.
Metlife
I have been with them 29 years. Always professional, never a hassle. I have never had an argument with them and never felt discouraged with them.
Farmer's Insurance
It is easy for me to talk to a person when I need and I have not had any issues with this company, overall it has been a fine experience over the years.
The Hartford
I have only dealt with them when I got the policy and they were very attentive and informative. I did not have any questions after I hung up the phone and everything was in my email inbox within a few minutes.
Liberty Mutual
It would be great if they add perks like lowering deductible if we drive safely and without accidents or any discounts.
State Farm
In fact, there are very few things that I do not like about this company because I always receive the best of the people who work in this company
State Farm
They're annoying and keep trying to take my money. I would change companies if I could but everyone else are more expensive.
Allstate
I don't have any significant dislikes about Allstate. If I had to complain about something, I suppose it would be to pay less for my policy. However, I do feel I pay a fair rate for the coverage I have.
Liberty Mutual
I did not like the time we tried to file a claim and they were very difficult because they said we were at fault.
Allstate
I wouldnt recommend it because although the customer service is really good and there are allstate agents almost everywhere, it isnt worth it when you can get better deals out there and for cheaper. you can find several insurace companies with fixed rates and you wont have to worry about your rate increasing for no apparent reason
Amica Mutual Insurance
Amica premium gives a sense of satisfaction. it offers value for money, as compared to other known insurance companies. The deductibles are also reasonable.
Allstate
I like how the company tries to work with the customer when an issue arises. I like that they will continue work on the problem until it is resolved.
Allstate
So far so good. Allstate is a great company. They provide all of our insurance needs. They provide great customer service too.
State Farm
Overall, I dislike that they only seem to succumb to the world's need itself instead of verbally fighting (with words). Other than that I think I can see them wanting to change with that Jake from State Farm thing.
State Farm
The Drive Safe & Save program gives discounts based on your driving patterns.

Salem, OR Homeowners Insurance By Home Value

Salem, OR Home Value Total Homes % of Total Average Salem, OR Homeowners Insurance
Less than $50,000 3,515 8.0% $52
$90,000 to $99,999 470 1.0% $211
$100,000 to $124,999 2,526 5.0% $246
$125,000 to $149,999 3,951 9.0% $308
$150,000 to $174,999 6,727 15.0% $361
$175,000 to $199,999 6,140 14.0% $418
$200,000 to $249,999 8,655 20.0% $502
$250,000 to $299,999 4,563 10.0% $617
$300,000 to $399,999 4,860 11.0% $784

Top Home Insurance Agents Near Salem, OR

Home Insurance Company Near Salem, OR Homeowners Insurance Agency Near Salem, OR Address
NA Jmi Ins 3737 S W 117Th, Beaverton, OR, 97005
Travelers Automobile Assoc Agency-Ta 600 SW MARKET ST, PORTLAND, OR, 97701
State Farm Jay Puppo 9375 SW Wilsonville Road, Wilsonville, OR, 97070-8539
Liberty Mutual Independent Rhodes Warden Insurance Inc 1129 HILL ST SE, ALBANY, OR, 97322
State Farm Teresa Lulay 890 Commercial Street SE, Salem, OR, 97302-4108

Salem, OR Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Salem, OR

Streets in Salem Area Homeowners Insurance Cost
2nd Pl SE, Northview Dr NE, Brewster Ct SE, Elsie Ct NE, Wilshire Dr N, Merlot Ave NE, Whipplewood Ave SE, 18th Ave NE, Spyglass Ct SE, Dorothy St NE$440
12th Pl S, Hilda St SE, Melandy Ln NE, 72nd Ave NE, 23rd St NE, Southampton Ct SE, 13th St SE, Zee Ln NE, Wigeon St SE, Cains Pl SE$462
Brogan Ave NE, Bolton Ter S, Prospect Pl S, 75th Ave NE, Noon Ave NE, Minno Ln NE Pvt, Manzanita St NE, Mooreland Ave NE, 60th Ave NE, 20th Ave$439
Trilogy St SE, Burnett Ln SE, Basil St NE, Illahe Heights Dr S, Dixie Ave NE, Brink Ct SE, Mc Master Ct NE, Waln Creek Ct S, Hudson Ave NE, Mabel Ave NE$434
Hidden Creek Dr NE, Sage Ave SE, Yukon Ct NE, Davcor St SE, Sequoia St NE, San Carlos Ct NE, Saint Andrews Loop S, Bonham St S, Burlwood Loop SE, Alex Ave SE$448
Barbara Ave NE, Culver Dr SE, Cedar Falls Ct NE, 66th Ave NE, Clearview Ave NE, Vasend Ct NE, Greymar St NE, Ferry St SE, Rockwood Park Ct NE, Bonham St S$439
Donahue Ct NE, Cherie Ct SE, Cloudview Dr S, Oscar Ln SE Pr, Wolverine St NE, Northwood Dr NE, Hammel St NE, Phoenix Ave SE, Campbell Dr SE, Union St NE$412
Shady Pl NE, Kingston Dr NE, Radell Ct SE, Grayce Ct SE, McLeod Ln NE, Woodside Ct SE, Galloway St S, Hillside Ln SE, Hayesville Dr NE, Waln Creek Dr S$470
Hansen Ave S, Basin St S, Webster Dr SE, Meadowlark Dr NE, Arrowood Ct SE, Crooked Stick Loop SE, Tayside St S, Antonia Ave NE, Delta Dr NE, Peace St SE$434
Suntree Ct SE, Indian Earth Ct NE, Joseph St SE, Stone Hedge Ct NE, Scott Pl NE Prrd, Tahoe Ave SE, Toms Way SE, Labish Center Rd NE, Singlestrand St SE, Turquoise Ave SE$449

Salem, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Salem$66 to $68
Four Corners$65
Keizer$66
Labish Village$63

Salem, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Four Corners CDP, Oregon $65 $86 $129
Hayesville CDP, Oregon $65 $87 $131
Keizer city, Oregon $66 $88 $132

Salem, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Salem, OR2.5%7.8%
Four Corners2.76%8.45%
Hayesville2.45%8.93%
Keizer2.36%7.89%

Salem Renters Insurance as a Percentage of Rent

Salem Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 355 1.0% $341
$200 to $299 517 1.0% $791
$300 to $499 2,288 6.0% $1241
$500 to $749 12,394 36.0% $1916
$750 to $999 10,030 29.0% $2666
$1,000 to $1,499 6,631 19.0% $3791
$1,500 or more 1,700 5.0% $5441

Salem, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Salem, OR Home Replacement Value MORE than Home Value Salem, OR Home Replacement Value LESS than Home Value
Replacement Value $ $
Insurance Premium based on Replacement Value $ $
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $ Risk Exposure from Under Insuring Coverage is $
Premium Impact Insurance cheaper by $/year Insurance costlier by $/year

Sample Home Insurance Rates for Salem, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 230,000 Asphalt Shingles Roof 1,920 3 $5000 to $10,000 Deductible 320 9 Brick siding No
2014 255,000 Asphalt Shingles Roof 2,310 3 $5000 to $10,000 Deductible 40 1 Stone Siding yes
2004 410,000 Slate Shingles Roof 3,340 5 $1000-$2500 Deductible 950 10 Stone Siding No
1981 265,000 Composition Roof 2,090 3 $2500-$5000 Deductible 240 5 Stone Siding yes
1978 260,000 Composition Roof 2,320 3 $500- $1000 Deductible 170 4 Brick siding yes
1961 210,000 Composition Roof 2,180 5 $5000 to $10,000 Deductible 120 4 Fiber-Cement Siding No
1964 320,000 Slate Shingles Roof 3,320 5 $500- $1000 Deductible 970 12 Brick siding yes
2011 245,000 Membrane Roof 2,170 5 $1000-$2500 Deductible 120 2 Stone Siding yes
1998 185,000 Membrane Roof 1,580 3 $500- $1000 Deductible 120 4 Stucco siding No
1961 165,000 Asphalt Shingles Roof 1,820 3 $2500-$5000 Deductible 240 7 Vinyl siding yes
1973 360,000 Asphalt Shingles Roof 3,120 5 $500 Deductible 500 5 Wood siding yes
1967 280,000 Membrane Roof 2,850 4 $1000-$2500 Deductible 120 3 Brick siding No
1987 470,000 Membrane Roof 3,780 5 $1000-$2500 Deductible 220 3 Stone Siding yes
1976 325,000 Composition Roof 2,760 5 $1000-$2500 Deductible 400 7 Brick siding yes
1964 110,000 Wood Shake Roof 1,190 2 $1000-$2500 Deductible 210 8 Stucco siding No
2014 275,000 Metal Roof 2,650 5 $500- $1000 Deductible 340 6 Stone Siding yes
1992 180,000 Membrane Roof 2,020 3 $500 Deductible 140 5 Brick siding yes
1964 255,000 Asphalt Shingles Roof 2,440 4 $1000-$2500 Deductible 50 1 Wood siding No
2014 170,000 Shingles Roof 1,940 5 $500- $1000 Deductible 240 7 Brick siding yes
1983 280,000 Membrane Roof 2,900 4 $1000-$2500 Deductible 730 9 Stone Siding yes
1991 140,000 Asphalt Shingles Roof 1,430 3 $2500-$5000 Deductible 310 9 Brick siding yes
1984 195,000 Composition Roof 2,040 3 $500 Deductible 420 7 Brick siding yes
1985 205,000 Shingles Roof 1,660 2 $2500-$5000 Deductible 40 1 Stone Siding No
1990 280,000 Composition Roof 2,710 4 > $10,000 Deductible 410 10 Wood siding yes
1980 125,000 Membrane Roof 1,250 3 $2500-$5000 Deductible 150 7 Vinyl siding No
2011 215,000 Shingles Roof 1,700 3 $500- $1000 Deductible 100 2 Stone Siding yes
1995 270,000 Composition Roof 2,570 4 $5000 to $10,000 Deductible 340 6 Wood siding No
1978 190,000 Shingles Roof 2,040 5 $2500-$5000 Deductible 140 4 Fiber-Cement Siding yes
2012 160,000 Asphalt Shingles Roof 1,240 3 $1000-$2500 Deductible 280 8 Fiber-Cement Siding No
1997 240,000 Composition Roof 2,160 5 $500- $1000 Deductible 380 7 Stone Siding yes
2001 190,000 Tile Roof 1,440 3 $1000-$2500 Deductible 290 7 Stucco siding No

Find Visual Guide for Salem, OR Home Insurance Buyers on Insurance Companies and Rates