Saginaw Insurance Rates:

Saginaw, TX homeowners insurance is roughly $877 to $1,190, about $73-$99/month. Our in depth research shows customers can save upto $413 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I really enjoy my agent. he always answers all my questions and concerns. i know i can call and he will either answer or call me right back as soon as possible.
Allstate
The claim process can be a nightmare with them sometimes. a year ago my house was broken into and i felt like i was being interrogated by them.
Encompass Insurance
The company provided a home insurance policy that was over $700 cheaper than the previous insurance held while still offering the same deductibles and coverage.
Allstate
The company overall is very kind and nice we greatly like their business actions as well. We plan on staying with them for years to come.
State Farm
Company website didn't tell about clear policy structure. There are so many policies there. But on the website no more such policies.
Liberty Mutual
I like liberty mutual home insurance because it covers more than what the current home values and it explains what it covers clearly on statement.
American Home Insurance
They are attentive, helpful, personable and professional. I am able to ask any question and they always have a reasonable answer.
State Farm
There is nothing really negative I have to say about the company. I can't think of anything I would suggest they change. They work well together with their different departments.
Allstate
I would highly recommend Allstate to my friends, family and strangers because they have worked with me at all levels of my insurance needs and not just give a generalized home insurance. they look at your needs and taylor the insurance to fit that need and in most cases keep in contact with you in many case always send reminders out when other opportunities arise that can lower your insurance

Saginaw, TX Homeowners Insurance By Home Value

Saginaw, TX Home Value Total Homes % of Total Average Saginaw, TX Homeowners Insurance
Less than $50,000 93 1.0% $206
$70,000 to $79,999 112 1.0% $620
$80,000 to $89,999 440 7.0% $703
$90,000 to $99,999 590 10.0% $785
$100,000 to $124,999 1,566 27.0% $909
$125,000 to $149,999 1,380 24.0% $1137
$150,000 to $174,999 773 13.0% $1344
$175,000 to $199,999 483 8.0% $1551
$200,000 to $249,999 129 2.0% $1861

Top Home Insurance Agents Near Saginaw, TX

Home Insurance Company Near Saginaw, TX Homeowners Insurance Agency Near Saginaw, TX Address
NA Sig/ Clearfork Insurance Group 992-B Winscott Rd., Benbrook, TX, 76126
Allstate Brooks Cannon 5510 Abrams Rd Ste 123, Dallas, TX, 75214
State Farm Dennis Baker 2550 Eldorado Parkway, McKinney, TX, 75070-4365
Travelers Justice Insurance 124 WEST RENFRO STE 100, BURLESON, TX, 76028
Travelers Prasla Financial Group Inc 2300 VALLEY VIEW LN STE 1005, IRVING, TX, 75062

Cost Of Homeowners Insurance By Street Near Saginaw, TX

Streets in Saginaw Area Homeowners Insurance Cost
Horn Cap Dr, Lebow St, Runnels St, Dalrock Rd, N Water Tower Rd, Painted Tree Trl, Prairie Breeze Dr, Moss Dr, Lochshire Dr, Wind Hill Ct W$1,063
W McLeroy Blvd, Alterna Dr, Threshing Dr, Talus Dr, Lariat Dr, Middleglen Rd, Sawmill Pass, Turquoise Dr, de Ridder St, Milo Dr$1,063
Jim Wright Fwy NE, S Blue Mound Rd, Americana Blvd, Bluestem Ln, Ricochet Dr, Ridgecrest Cir W, Hwy 156, Poncho Ln, Blue Jean Dr, Highland Station Dr$1,054
Texan Ct, Cromwell Marine Cr Rd, San Miguel Trl, Aston Meadows Dr, Apple Tree Ct, Minton Rd, Willow Ranch, Miranda Dr, Roping Reins Way, Mapleleaf St$1,062
Haylee Dr, Eagles Landing Dr, Vis Ranch Way, Blue Ribbon Rd, Oak Bark, Leatherman Dr, Feldspar Dr, Chiswick Ct, Thorngrove Ct, Wickwood Ct$1,072
Vista Ranch Way, Whitney Dr, Morton Hill Ln, Cherrylawn Ct, Mosaic Dr, Mexicali Way, Fairway Meadows Dr, Diamondback Ln, Bay Lake Dr, Christina Ct$1,073
Caravan Dr, Wayside St, N Fwy, Whispering Stream, Emerald Creek Dr, Wind River Dr, Green Water Dr, Blue Prairie Trl, Blue Wood Dr, Round Pen Run$1,070
Whisper Willows Ct, Wyoming Dr, Triple Crown Dr, Defiel Rd, Weber St, N Hampshire St, Kella Ct, Ironsides Ln, Mount Plymouth Pt, Ersebrook Ct$1,054
Sycamore Ln, Axis Deer Run, Terminal Rd, Durango Springs Dr, Pheasant Rd, Florance Ann Ln, Swan Cir, Tralee Dr, Cedar Springs Dr, Water Ridge Ln$1,070
Tabb Trl, Gold Dust Ln, Melody Hills Dr, Breeders Cup Dr, NE 35th St, Collins Ct, Washington Ave, Friar Dr, Sandy Creek Dr, Fort Apache Dr$1,057

Saginaw, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Saginaw$154 to $157
Blue Mound$151
Sansom Park$150
Watauga$153

Saginaw, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blue Mound city, Texas $126 $168 $252
Sansom Park city, Texas $125 $167 $250
Lake Worth city, Texas $126 $168 $252

Saginaw, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Saginaw, TX6.1%14.4%
Blue Mound7.67%17.7%
Sansom Park8.3%23.67%
Lake Worth7.49%21.11%

Saginaw Renters Insurance as a Percentage of Rent

Saginaw Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 2.0% $350
$200 to $299 68 6.0% $800
$300 to $499 26 2.0% $1250
$500 to $749 164 14.0% $1925
$750 to $999 290 26.0% $2675
$1,000 to $1,499 420 38.0% $3800
$1,500 or more 96 8.0% $5450

Saginaw, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Saginaw Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Saginaw Home Owner from High Deductible Plan $600

Saginaw, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Saginaw, TX Home Replacement Value MORE than Home Value Saginaw, TX Home Replacement Value LESS than Home Value
Replacement Value $217,000 $140,000
Insurance Premium based on Replacement Value $1,650 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $300/year

Example Saginaw Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceLiberty Mutual
Monthly Premium 81112145
Year Built 200719972014
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$125000-$150000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Saginaw, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 170,000 Wood Shake Roof 2,180 4 $2500-$5000 Deductible 440 5 Vinyl siding No
2014 165,000 Tile Roof 2,450 4 $2500-$5000 Deductible 800 7 Vinyl siding No
2013 190,000 Membrane Roof 2,790 4 $5000 to $10,000 Deductible 920 12 Stone Siding yes
1989 170,000 Composition Roof 2,210 5 $2500-$5000 Deductible 640 6 Brick siding No
2013 145,000 Composition Roof 1,540 5 $500 Deductible 790 9 Stucco siding No
2005 215,000 Membrane Roof 2,460 4 $5000 to $10,000 Deductible 270 2 Fiber-Cement Siding yes
1985 150,000 Slate Shingles Roof 1,930 4 $5000 to $10,000 Deductible 70 1 Wood siding yes
2009 210,000 Slate Shingles Roof 3,190 4 $500- $1000 Deductible 820 5 Wood siding yes
1993 245,000 Shingles Roof 2,850 5 $1000-$2500 Deductible 530 4 Vinyl siding yes
2005 160,000 Shingles Roof 1,750 4 $2500-$5000 Deductible 230 2 Brick siding No
2005 140,000 Asphalt Shingles Roof 2,100 5 $500- $1000 Deductible 110 1 Stucco siding yes
2001 185,000 Shingles Roof 2,240 5 $1000-$2500 Deductible 300 2 Stucco siding No
2003 145,000 Shingles Roof 1,730 5 $1000-$2500 Deductible 100 1 Vinyl siding No
2010 160,000 Membrane Roof 2,110 5 $2500-$5000 Deductible 170 2 Brick siding No
2011 200,000 Wood Shake Roof 2,090 4 $5000 to $10,000 Deductible 980 9 Brick siding No
1981 325,000 Slate Shingles Roof 4,040 5 $500- $1000 Deductible 2130 7 Stone Siding No
1984 220,000 Wood Shake Roof 3,280 4 $2500-$5000 Deductible 130 1 Vinyl siding No
1998 235,000 Asphalt Shingles Roof 3,530 5 $2500-$5000 Deductible 150 1 Vinyl siding yes
2004 135,000 Asphalt Shingles Roof 1,800 4 $1000-$2500 Deductible 1010 12 Fiber-Cement Siding No
2002 150,000 Wood Shake Roof 2,070 4 $500 Deductible 1090 9 Stone Siding yes
2003 180,000 Wood Shake Roof 2,500 5 $500 Deductible 1140 8 Brick siding yes
1985 245,000 Metal Roof 2,800 5 $1000-$2500 Deductible 1390 9 Brick siding No
1999 110,000 Composition Roof 1,620 4 $2500-$5000 Deductible 60 1 Wood siding No
1982 270,000 Membrane Roof 3,110 4 $500- $1000 Deductible 170 1 Fiber-Cement Siding yes
2013 280,000 Asphalt Shingles Roof 3,320 5 $500- $1000 Deductible 1010 6 Wood siding No
2009 215,000 Membrane Roof 2,430 5 $500 Deductible 490 3 Stucco siding yes
2003 215,000 Metal Roof 2,960 4 $500- $1000 Deductible 150 1 Vinyl siding No
1997 160,000 Asphalt Shingles Roof 2,190 5 $2500-$5000 Deductible 340 4 Brick siding No
1983 235,000 Asphalt Shingles Roof 2,490 4 $5000 to $10,000 Deductible 760 5 Vinyl siding No
2010 275,000 Asphalt Shingles Roof 3,410 5 $2500-$5000 Deductible 1380 12 Wood siding No
2013 345,000 Slate Shingles Roof 4,790 5 $500 Deductible 2160 8 Wood siding No
1995 410,000 Composition Roof 4,890 5 > $10,000 Deductible 1890 10 Stone Siding yes
2005 285,000 Tile Roof 3,100 4 $1000-$2500 Deductible 730 4 Fiber-Cement Siding yes
2005 300,000 Metal Roof 4,560 5 $5000 to $10,000 Deductible 470 3 Fiber-Cement Siding yes