Saginaw, MI homeowners insurance is about $597 to $810, about $49-$67/month. Our exhaustive analysis indicates shoppers can save as much as $281 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Saginaw, MI | Homeowners Insurance Agency Near Saginaw, MI | Address |
|---|---|---|
| State Farm | Michael Miner | 1814 Tittabawassee Rd, Saginaw, MI, 48604-9431 |
| State Farm | Roger J Richter | 122 S Main St Ste 3, Freeland, MI, 48623-8918 |
| Liberty Mutual Independent | Bois Insurance Agency Inc | 1456 E Pierson Rd, Flushing, MI, 48433 |
| State Farm | Jeff Hunt | 4359 Wilder Rd, Bay City, MI, 48706-2207 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Buena Vista CDP, Michigan | $104 | $139 | $209 |
| Carrollton township, Saginaw County, Michigan | $107 | $143 | $215 |
| Saginaw charter township, Saginaw County, Michigan | $113 | $150 | $225 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Saginaw, MI | 6.3% | 14.8% |
| Buena Vista | 6.08% | 16.55% |
| Carrollton | 6.43% | 15.64% |
| Saginaw charter | 4.91% | 13.96% |
| Saginaw Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 321 | 4.0% | $375 |
| $200 to $299 | 483 | 6.0% | $825 |
| $300 to $499 | 1,125 | 15.0% | $1275 |
| $500 to $749 | 2,552 | 35.0% | $1950 |
| $750 to $999 | 1,629 | 22.0% | $2700 |
| $1,000 to $1,499 | 935 | 13.0% | $3825 |
| $1,500 or more | 72 | 1.0% | $5475 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Saginaw Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,400 | $4,800 |
| Net Savings to Saginaw Home Owner from High Deductible Plan | $600 | |
| Scenario | Saginaw, MI Home Replacement Value MORE than Home Value | Saginaw, MI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $59,000 | $39,500 |
| Insurance Premium based on Replacement Value | $325 | $225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $9,500 | Risk Exposure from Under Insuring Coverage is $10,000 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $50/year |
| Insurance Company | Allstate | Farmers Insurance | Chubb Group of Insurance |
| Monthly Premium | 35 | 38 | 24 |
| Year Built | 1973 | 1968 | 1959 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $75000-$100000 | $75000-$100000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |