Sacramento County Insurance Rates:

Sacramento County, CA homeowners insurance is roughly $516 to $698, about $43-$58/month. Our extensive analysis shows customers can save upto $242 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews by Location

Carmichael, CA

Progressive
I would recommend Progressive to everyone who is looking to cover their home, car or even motorcycle. The customer service is great and they always have a live representative.
Read more Carmichael home insurance reviews

North Highlands, CA

Geico
this insurance company would be recommended because they were fast in getting me insurance immediately.
Read more North Highlands home insurance reviews

Folsom, CA

Allstate
i will definitely recommend this company to my relatives for having insurance
Read more Folsom home insurance reviews

Rancho Cordova, CA

Allstate
I would say that I am overall satisfied with the premium and deductible of my AllState policy compared to what other home insurance policies provide. Therefore, I would rate this a 5.
Read more Rancho Cordova home insurance reviews

Orangevale, CA

Mercury
I tried shopping around for other insurance last year and nothing can beat my insurance rate. Overall, I will stick with it for a while until other better offers come up.
Read more Orangevale home insurance reviews

Antelope, CA

Geico
The offerings on my home insurance policy are comprehensive and they can be tailored to my needs. I did some comparisons before making my decision to go with them.
Read more Antelope home insurance reviews

Galt, CA

Farmer's Insurance
I was looking for new insurance a few months ago and the agent was extremely fast and helpful. No problems at all
Read more Galt home insurance reviews

Sacramento, CA

State Farm
I am satisfied.I have no idea what my deductibles are actually. The policy comes out to better-than-free when combined with car insurance for the multi-line discount.
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Citrus Heights, CA

Allstate
I would recommend Allstate. The customer service is great, the coverage for the money us worth it.
Read more Citrus Heights home insurance reviews

Fair Oaks, CA

Farmer's Insurance
I would recommend Farmer's Insurance because they ensure older homes and are extremely affordable compared to other companies. So far I am very happy with their customer service as well.
Read more Fair Oaks home insurance reviews

Elk Grove, CA

Liberty Mutual
The premiums are reasonable for our sized house but the deductible is a bit high. So again, a 3
Read more Elk Grove home insurance reviews

Sacramento County, CA Homeowners Insurance By Home Value

Sacramento County, CA Home Value Total Homes % of Total Average Sacramento County, CA Homeowners Insurance
Less than $50,000 11,945 5.0% $60
$70,000 to $79,999 2,930 1.0% $182
$80,000 to $89,999 4,237 1.0% $206
$90,000 to $99,999 3,872 1.0% $230
$100,000 to $124,999 14,777 6.0% $267
$125,000 to $149,999 15,660 6.0% $333
$150,000 to $174,999 25,144 10.0% $394
$175,000 to $199,999 20,761 8.0% $455
$200,000 to $249,999 44,607 18.0% $546
$250,000 to $299,999 38,920 16.0% $667
$300,000 to $399,999 51,955 21.0% $849

Top Home Insurance Agents Near Sacramento County, CA

Home Insurance Company Near Sacramento County, CA Homeowners Insurance Agency Near Sacramento County, CA Address
Liberty Mutual Christina Hannon 201 Sand Creek Road Ste A - Bldg 1, Brentwood, CA, 94513
Allstate Curtis Chandler 8788 Elk Grove Blvd Bldg 1k, Elk Grove, CA, 95624
Travelers Divide Insurance Agency 10235 FAIR OAKS BLVD STE 202, FAIR OAKS, CA, 95628
Liberty Mutual Independent Gateway Professional Ins Svc 1990 Alamo Dr #1 Vacaville, Fairfield, CA, 95687
State Farm Jim Lanter 314 G St, Antioch, CA, 94509-1255

Sacramento County, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Sacramento County, CA

Streets in Sacramento County Area Homeowners Insurance Cost
Van Ruiten Ln, Springmont Dr, Law Ct, Elwyn Ave, Jim Casebolt Way, Hanoverian Cir, Azimuth Ln, W C St, Lockford Way, Beutler Dr$599
Le Parc Ct, Mossy Bank Dr, New Point Dr, Wreyford Ct, Idaho Dr, Newfound Way, Cleland Ct, E Southgate Dr, Satinwood Way, Tawana Dome Way$608
Boxelder Cir, Strong Ave, Lido Cir, Passiflora Ln, Sunrock Dr, Prairie Dawn Way, Briar Creek Ct, Elvora Way, Eden View Dr, Reecemar Ave$608
Long River Dr, Seaside Ct, Refuge Hollow Way, Chandeaux Ln, Oakhollow Dr, Parkridge Rd, Parsons Ct, Patricks Ln, Ramwood Way, Town and Country Mhp$609
W Lake Dr, Waterton Way, Madrid Way, Itasca Ave, Loganberry Ct, Testerman Way, Sunrise East Way, Levendi Ln, Arabis Ct, Lark Ave$597
Thousand Oaks Ct, Big Arrow Ct, Red Elk Dr, el Ricon Way, Sloboda Ave, Fenceline Ct, Windubey Cir, Strickland Dr, Frankwood Dr, Alorn Ln$649
Damascas Dr, Coral Gables Ct, Deerhaven Way, Stoneman Dr, Creekridge Ln, N Beach Pl, Soaring Hawk Ln, Grayling Way, Jennieke Ct, Pennelope Ct$601
Valiant Way, Mist Ct, Dawson Way, Boothbay Ct, 65th Ave, Darrell Dr, Hayden Way, Summer Sands Ct, Portola Way, Pine Acre Ct$589
Mill Stream Ct, Santa Ana Ave, Sage River Cir, Creek Crest Cir, Tricia Way, Aurelius Way, Somersworth Dr, Raffia Ct, Ostrander Ct, Durfee Way$616
Quiggle Rd, Foxpark Ct, Ruby Crest Ct, Lesnar Way, Chimango Ct, Birch St, Ellenbrook Dr, Bartig Way, Wyatt Ln, Dickson St$591

Sacramento County, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sacramento County$91 to $93
Vineyard$91
Florin$88
Rosemont$89

Sacramento County, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vineyard CDP, California $77 $102 $153
Elk Grove city, California $76 $101 $152
Florin CDP, California $74 $99 $148

Sacramento County, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sacramento County, CA2.6%11.6%
Vineyard2.24%10.08%
Elk Grove2.28%10.27%
Florin3.26%13.16%

Sacramento County Renters Insurance as a Percentage of Rent

Sacramento County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 4,813 2.0% $796
$300 to $499 6,387 3.0% $1246
$500 to $749 29,378 13.0% $1921
$750 to $999 59,938 28.0% $2671
$1,000 to $1,499 72,579 34.0% $3796
$1,500 or more 36,362 17.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Sacramento County For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Modern542
150000500NewOregon Mutual344
200000500NewPacific Specialty476
2500001000NewUniversal North America320
300000500NewCalifornia Casualty608
300000500NewForemost Insurance1053
1500002501-3 YearsChubb/Federal778
1500002501-3 YearsQBE (Balboa)512
1500005001-3 YearsQBE (Balboa)480
2000005001-3 YearsNationwide611
2500005001-3 YearsForemost Insurance881
25000010004-6 YearsState Farm539
25000010004-6 YearsTravelers533
2500005004-6 YearsBankers Standard1747
3000005004-6 YearsUnigard Group1000
40000010004-6 YearsIDS Property Casualty1093
75000025004-6 YearsChubb/Federal2101
75000025004-6 YearsCrestbrook1475
75000025004-6 YearsFirst American Ins1255
75000025004-6 YearsPacific Specialty1558
1500002507-15 YearsMetropolitan Direct487
1500005007-15 YearsUniversal North America486
2000005007-15 YearsPacific Specialty609

Find Visual Guide for Sacramento County, CA Home Insurance Buyers on Insurance Companies and Rates