Sacramento County Insurance Rates:

Sacramento County, CA homeowners insurance is roughly $516 to $698, about $43-$58/month. Our extensive analysis shows customers can save upto $242 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Bundle options have always been great. helps to have my home and auto in the same place, for a cheaper total than just one alone.
Liberty Mutual
The premium for our homeowner's insurance policy with liberty mutual increases every year even as property value decreases due to no fault of the customer.
When I first joined with them the price was great. But it seems every six months or so the price increases slightly for no reason and with no added coverage.

Sacramento County, CA Homeowners Insurance By Home Value

Sacramento County, CA Home Value Total Homes % of Total Average Sacramento County, CA Homeowners Insurance
Less than $50,000 11,945 5.0% $60
$70,000 to $79,999 2,930 1.0% $182
$80,000 to $89,999 4,237 1.0% $206
$90,000 to $99,999 3,872 1.0% $230
$100,000 to $124,999 14,777 6.0% $267
$125,000 to $149,999 15,660 6.0% $333
$150,000 to $174,999 25,144 10.0% $394
$175,000 to $199,999 20,761 8.0% $455
$200,000 to $249,999 44,607 18.0% $546
$250,000 to $299,999 38,920 16.0% $667
$300,000 to $399,999 51,955 21.0% $849

Top Home Insurance Agents Near Sacramento County, CA

Home Insurance Company Near Sacramento County, CA Homeowners Insurance Agency Near Sacramento County, CA Address
State Farm Jim Lanter 314 G St, Antioch, CA, 94509-1255
Liberty Mutual Christina Hannon 201 Sand Creek Road Ste A - Bldg 1, Brentwood, CA, 94513
Allstate Curtis Chandler 8788 Elk Grove Blvd Bldg 1k, Elk Grove, CA, 95624
Travelers Divide Insurance Agency 10235 FAIR OAKS BLVD STE 202, FAIR OAKS, CA, 95628
Liberty Mutual Independent Gateway Professional Ins Svc 1990 Alamo Dr #1 Vacaville, Fairfield, CA, 95687

Cost Of Homeowners Insurance By Street Near Sacramento County, CA

Streets in Sacramento County Area Homeowners Insurance Cost
Van Ruiten Ln, Springmont Dr, Law Ct, Elwyn Ave, Jim Casebolt Way, Hanoverian Cir, Azimuth Ln, W C St, Lockford Way, Beutler Dr$599
Le Parc Ct, Mossy Bank Dr, New Point Dr, Wreyford Ct, Idaho Dr, Newfound Way, Cleland Ct, E Southgate Dr, Satinwood Way, Tawana Dome Way$608
Boxelder Cir, Strong Ave, Lido Cir, Passiflora Ln, Sunrock Dr, Prairie Dawn Way, Briar Creek Ct, Elvora Way, Eden View Dr, Reecemar Ave$608
Long River Dr, Seaside Ct, Refuge Hollow Way, Chandeaux Ln, Oakhollow Dr, Parkridge Rd, Parsons Ct, Patricks Ln, Ramwood Way, Town and Country Mhp$609
W Lake Dr, Waterton Way, Madrid Way, Itasca Ave, Loganberry Ct, Testerman Way, Sunrise East Way, Levendi Ln, Arabis Ct, Lark Ave$597
Thousand Oaks Ct, Big Arrow Ct, Red Elk Dr, el Ricon Way, Sloboda Ave, Fenceline Ct, Windubey Cir, Strickland Dr, Frankwood Dr, Alorn Ln$649
Damascas Dr, Coral Gables Ct, Deerhaven Way, Stoneman Dr, Creekridge Ln, N Beach Pl, Soaring Hawk Ln, Grayling Way, Jennieke Ct, Pennelope Ct$601
Valiant Way, Mist Ct, Dawson Way, Boothbay Ct, 65th Ave, Darrell Dr, Hayden Way, Summer Sands Ct, Portola Way, Pine Acre Ct$589
Mill Stream Ct, Santa Ana Ave, Sage River Cir, Creek Crest Cir, Tricia Way, Aurelius Way, Somersworth Dr, Raffia Ct, Ostrander Ct, Durfee Way$616
Quiggle Rd, Foxpark Ct, Ruby Crest Ct, Lesnar Way, Chimango Ct, Birch St, Ellenbrook Dr, Bartig Way, Wyatt Ln, Dickson St$591

Sacramento County, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sacramento County$91 to $93

Sacramento County, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vineyard CDP, California $77 $102 $153
Elk Grove city, California $76 $101 $152
Florin CDP, California $74 $99 $148

Sacramento County, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sacramento County, CA2.6%11.6%
Elk Grove2.28%10.27%

Sacramento County Renters Insurance as a Percentage of Rent

Sacramento County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 4,813 2.0% $796
$300 to $499 6,387 3.0% $1246
$500 to $749 29,378 13.0% $1921
$750 to $999 59,938 28.0% $2671
$1,000 to $1,499 72,579 34.0% $3796
$1,500 or more 36,362 17.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Sacramento County For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Modern542
150000500NewOregon Mutual344
200000500NewPacific Specialty476
2500001000NewUniversal North America320
300000500NewCalifornia Casualty608
300000500NewForemost Insurance1053
1500002501-3 YearsChubb/Federal778
1500002501-3 YearsQBE (Balboa)512
1500005001-3 YearsQBE (Balboa)480
2000005001-3 YearsNationwide611
2500005001-3 YearsForemost Insurance881
25000010004-6 YearsState Farm539
25000010004-6 YearsTravelers533
2500005004-6 YearsBankers Standard1747
3000005004-6 YearsUnigard Group1000
40000010004-6 YearsIDS Property Casualty1093
75000025004-6 YearsChubb/Federal2101
75000025004-6 YearsCrestbrook1475
75000025004-6 YearsFirst American Ins1255
75000025004-6 YearsPacific Specialty1558
1500002507-15 YearsMetropolitan Direct487
1500005007-15 YearsUniversal North America486
2000005007-15 YearsPacific Specialty609