How Much Does Sacramento, CA Home Insurance Cost?

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Sacramento, CA Average Homeowners Insurance Cost

$780

Homeowners Insurance Cost - Sacramento, CA

$287,000

Median Home Value - Sacramento, CA


Sacramento, CA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$9.36 $770.64
$1000 Deductible -$82.84 $697.16
$1500 Deductible -$123.71 $656.29
$2000 Deductible -$184.24 $595.76
$2500 Deductible -$219.96 $560.04

Sacramento, CA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$203 $577
30 year old +$12 $792
40 year old +$20 $800
50 year old +$30 $810
Above 50 year old +$37 $817

Sacramento, CA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$109 $671
Superior -$78 $702
Masonry -$39 $741
Brick -$39 $741
Hail Resistant Roof -$23 $757


Sacramento, CA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$16 $796
Swimming Pool With A Diving Board +$39 $819
Swimming Pool With Slide +$47 $827

Sacramento, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $23 $757
Police Department $8 $772

Sacramento, CA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$327.6 $1,108
Filing a Second Liability Claim +$296.4 $1,076
Filing a Second Theft Claim +$296.4 $1,076
Filing a Second Water Claim +$257.4 $1,037
Filing a Fire Claim +$156.0 $936
Filing a Liability Claim +$148.2 $928
Filing a Theft Claim +$148.2 $928
Filing a Water Claim +$124.8 $905
Filing a Weather Claim +$124.8 $905

Sacramento, CA Home Insurance - Analysis On Quotes, Rates & Agents

Sacramento, CA Home Insurance Agents for Top Companies

Visual Guide for Sacramento, CA Home Insurance Buyers on Insurance Companies and Rates