How To Make Your Sacramento, CA Home Insurance Cheaper
Sacramento, CA, homeowners insurance is about $780. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Sacramento, CA Home Insurance Rates with the Sacramento County Average
| Place | Sacramento County Average: $804.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Sacramento, CA | $780.0 | -24.0 | -0.03 | 1,077,222 | 287,000 |
Cost of Sacramento, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Vineyard | 343,900 | 8,365 | $906 |
| Rio Linda | 223,700 | 8,457 | $682 |
| Sloughhouse | 446,600 | 27,509 | $1,308 |
| Rio Oso | 361,100 | 30,420 | $956 |
Homeowners Insurance Comparison for the Cheapest Premiums in Sacramento, CA
| Mercury | Horace Mann Educators Corporation | Amica Mutual Insurance | |
| Median Home Value ($) | 287,000 | 287,000 | 287,000 |
| Age of Home | Year 50 Old | Year 30 Old | Year 40 Old |
| Home Coverage ($) | $400,000 -$499,999 | $250,000 -$299,999 | $300,000 -$399,999 |
| Total Premium ($) | $1,628.7 | $958.4 | $1,235.2 |
Cost of Sacramento, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| The Hartford | 500 | $400,000-$499,999 | 1,338.9 |
| GEICO | 500 | $150,000-$174,999 | 364.8 |
| Progressive | 1000 | $250,000-$299,999 | 775.0 |
| MetLife | 500 | $1000,000-$1499,999 | 2,182.3 |
| Westfield Insurance | 1000 | $400,000-$499,999 | 1,283.7 |
| Safeco Insurance | 1500 | $1000,000-$1499,999 | 1,979.9 |
| Farmer's Insurance | 1500 | $175,000-$199,999 | 406.9 |
| American National Property and Casualty Company | 1000 | $150,000-$174,999 | 349.8 |
| State Farm | 2000 | $1500,000-$2000,000 | 1,980.7 |
| Horace Mann Educators Corporation | 500 | $500,000-$749,999 | 1,713.7 |