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Sacramento, CA Home Values & Insurance Rates

Sacramento, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 9,097 5.0% $60
$70,000 to $79,999 2,445 1.0% $181
$80,000 to $89,999 3,840 2.0% $212
$90,000 to $99,999 3,169 1.0% $236
$100,000 to $124,999 12,456 6.0% $272
$125,000 to $149,999 12,413 6.0% $339
$150,000 to $174,999 18,867 10.0% $406
$175,000 to $199,999 15,234 8.0% $466
$200,000 to $249,999 32,422 18.0% $563
$250,000 to $299,999 28,469 15.0% $684
$300,000 to $399,999 36,905 20.0% $872

Top Home Insurance Agents Near Sacramento, CA

Home Insurance Company Near Sacramento, CA Homeowners Insurance Agency Near Sacramento, CA Address
Travelers Atlantic Bay Insurance Services Llc 1321 HOWE AVE STE 111, SACRAMENTO, CA, 95825
Farmers Harlan Maita 7311 Greenhaven Dr Ste 170, Sacramento, CA, 95831
Allstate Jeff Macdonald 2197 Main St, Oakley, CA, 94561
Liberty Mutual Independent Pacific Interstate Ins Brokers 5072 HILLSDALE CIR STE 110, EL DORADO HILLS, CA, 95762
Farmers Tommie Romo 5250 Claremont Ave # 243, Stockton, CA, 95207

Estimated Home Insurance By Street Area Near Sacramento, CA

Sacramento Area Estimated House Insurance
Ortega St, Michael Way, Park Ridge Ct, Blossom Ct, Cresent Valley Ct, Rensselaer Way, Salix Way, Bowmont Way, Heritage Park Ct, Valenda Ct$595
Blackrock Dr, Landaker Ct, Woodwright Way, Claire Dr, Woodrow Way, Cavalier Way, Howerton Dr, Dahlia Dr, Deer Run Way, Linn Way$623
Foothill Garden Ct, Chestnut Ave, Doss Way, Decathalon Cir, N B St, Ellen Rose Ct, Kimsue Ct, W Withington Ave, High Point Ln, Beloit Dr$602
McLin Way, Camino Place Ct, St Martin Ct, Dawson Way, Cadman Ct, Boyce Dr, Gulf of Haifa Ave, Ydra Ct, College View Way, Debbie Ln$590
Buster Ct, Izzy Way, Varsity Ct, Chuckwagon Dr, W 2nd St, Giarre Way, Red Pine Ct, Beaver Tail Ct, Water Glen Cir, Woodgreen Ct$601
Raffia Ct, Jaden Ln, Quail Haven Ln, Pow Way, Millner Way, Shurwin Ln, Hale Ct, Maple Ln, Leatha Way, Fobes Dr$600
Cornerstone Way, Smokey Leaf Ct, Durango Ct, Deer Grove Ct, Laramore Way, Adorn Ct, Maybelline Way, del Campo Ln, Sophia Way, Van Dyce Way$594
Koster Way, Lauffer Way, Mission Beach Ct, Barrett Rd, Elwell Ct, Mousetail Ct, Pasture Ct, Hing Ave, Liama Creek Way, Munroe St$606
Bartig Way, New Era Ct, Larkin Way, Riverpine Ct, Los Cerros Dr, Butterwood Cir, Jefferson Ave, Kymper Ct, G Pkwy, Park Ave$613
Component Way, Kahara Ct, Calument St, Acacia Woods Ct, Spyglass Ln, Goldenland Ct, Ermina Dr, Calgary Ave, Potter Ln, Devon Ln$593

Savings on home insurance for senior occupied homes

PlaceSavings
Sacramento$90 to $92
Fruitridge Pocket$88
Lemon Hill$87
Rosemont$89

Sacramento, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sacramento, CA2.7%11.8%
Fruitridge Pocket3.3%15.15%
Lemon Hill4.01%13.19%
Parkway3.56%12.18%

Sacramento Renters Insurance as a Percentage of Rent

Sacramento Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 4,268 2.0% $796
$300 to $499 5,648 3.0% $1246
$500 to $749 26,539 15.0% $1921
$750 to $999 52,078 29.0% $2671
$1,000 to $1,499 59,206 33.0% $3796
$1,500 or more 27,215 15.0% $5446

Sacramento, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
95830 $464,300 $660
95864 $442,200 $640
95816 $425,300 $650
95819 $412,700 $650
95818 $408,100 $640
95837 $406,300 $640
95831 $340,000 $630
95814 $288,600 $620
95829 $279,400 $620
95835 $271,500 $620
95821 $262,700 $620
95817 $237,100 $610
95822 $233,100 $610
95825 $230,000 $610
95834 $220,900 $610
95826 $216,900 $610
95833 $198,300 $600
95841 $194,000 $600
95827 $190,600 $600
95820 $178,600 $600
95832 $169,700 $600
95842 $164,300 $600
95828 $160,400 $600
95823 $151,200 $600
95838 $147,600 $600
95815 $131,300 $590
95824 $115,500 $590

Sacramento, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Sacramento Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Sacramento Home Owner from High Deductible Plan $600

Sacramento, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sacramento, CA Home Replacement Value MORE than Home Value Sacramento, CA Home Replacement Value LESS than Home Value
Replacement Value $221,000 $141,500
Insurance Premium based on Replacement Value $550 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Sacramento Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceNationwide Insurance
Monthly Premium 615948
Year Built 199419732012
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $300000-$350000$250000-$300000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sacramento, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Fruitridge Pocket CDP, California $89 $118 $177
Lemon Hill CDP, California $87 $116 $174
Parkway CDP, California $89 $118 $177

Sample Home Insurance Rates for Sacramento, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 320,000 Wood Shake Roof 2,090 5 > $10,000 Deductible 460 10 Vinyl siding yes
2014 540,000 Composition Roof 3,630 5 $2500-$5000 Deductible 260 3 Brick siding yes
2012 275,000 Composition Roof 2,000 4 $1000-$2500 Deductible 670 12 Fiber-Cement Siding yes
1970 220,000 Membrane Roof 1,860 4 $500- $1000 Deductible 280 5 Brick siding No
2005 260,000 Wood Shake Roof 1,680 5 $2500-$5000 Deductible 510 10 Fiber-Cement Siding yes
1979 170,000 Membrane Roof 1,290 2 $5000 to $10,000 Deductible 210 7 Fiber-Cement Siding yes
1976 210,000 Tile Roof 1,990 5 $1000-$2500 Deductible 170 3 Vinyl siding yes
1996 140,000 Membrane Roof 1,030 2 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
1970 180,000 Metal Roof 908 2 $500- $1000 Deductible 530 10 Wood siding yes