Sachse Insurance Rates:

Sachse, TX homeowners insurance is roughly $905 to $1,230, about $75-$102/month. Our comprehensive guide indicates shoppers can save upto $426 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Auto
They've always been too great with communication and interaction with me. They understand how timid new homeowners can be.
Allstate
Allstate has several local agents in the area I live in and my husband and his family have known and done business with our particular Allstate agent for over 30 years. We know our agent fairly well and have never had a cause for complaint. It's friendly, local, personalized service.
Allstate
They are great! Really nice and helpful and even though we don't have to interact with them much every year they always remember us and always ask us how our kids are. Really nice people.
State Farm
I like the fact that my insurance company has an app where i can access my account on my phone at all times. i can review my policy and also make payments.
Erenterplan
There is no reminder emails ever sent to remind about upcoming payments, they just let you miss your payment, then after you miss the payment. you are emailed saying they will cancel your insurance on a certain date because you didn't pay
Allstate
I think overall, allstate is a good insurance company. they are very dependable and are at least as honest as the other companies. bundling your policies with them can also result in significant savings.

Sachse, TX Homeowners Insurance By Home Value

Sachse, TX Home Value Total Homes % of Total Average Sachse, TX Homeowners Insurance
$100,000 to $124,999 291 5.0% $629
$125,000 to $149,999 750 13.0% $789
$150,000 to $174,999 1,419 24.0% $938
$175,000 to $199,999 1,111 19.0% $1088
$200,000 to $249,999 1,147 19.0% $1301
$250,000 to $299,999 434 7.0% $1589
$300,000 to $399,999 489 8.0% $2027

Top Home Insurance Agents Near Sachse, TX

Home Insurance Company Near Sachse, TX Homeowners Insurance Agency Near Sachse, TX Address
NA Horse Insurance Specialists, Inc. 1013 South Hwy 377 , Pilot Point, TX, 76258
Farmers David Morgan 255 E Jefferson, Van Alstyne, TX, 75495
State Farm Dee Carter 711 W Broad Street, Forney, TX, 75126
State Farm Ernie Jennings 440 W Bethel Rd, Coppell, TX, 75019-4416
Travelers I Insurance Group 1021 S MAIN ST STE 102, GRAPEVINE, TX, 76051

Cost Of Homeowners Insurance By Street Near Sachse, TX

Streets in Sachse Area Homeowners Insurance Cost
Alexandria Ave, Caleb, 5th St, Dartbrook Dr, Dixie Cir, Valleyview Dr, Maui Ln, Fountain Hills Dr, Lawton Ln, Kearsage Dr$1,068
Vicksburg Dr, Regatta Dr, Manor Dr, Tina St, Crestmill Ln, Blackburn Rd, Redwood Ln, Granite St, Bandalia Dr, Old Ben Davis Rd$1,094
Sawgrass Dr, Pacific Pearl Dr, Fieldcrest Ln, Scarlet Oak Dr, St Fillans Ln, Southwick Rd, Saturn Dr, Sachse St, Maple Ct, Haverhill Ln$1,045
Willow Creek Ct, Brandon Dr, Patty Cir, Saddlebrook Dr, Kenwood Dr, Fall Creek Ct, Cottonwood Ln, Shalimar Dr, Dorothy Ln, Chatsworth Ln$1,066
Kilkee Ct, Crest Ct, Nicholas, Yeager Rd, Statford Dr, Park Lane Ct, Crestberry Ln, Turnberry St, Links Fairway Dr, Burnett Ct$1,064

Sachse, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sachse$159 to $162
Murphy$166
Rowlett$158
Garland$154

Sachse, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Murphy city, Texas $167 $222 $333
Rowlett city, Texas $158 $211 $317
Garland city, Texas $154 $205 $308

Sachse, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sachse, TX4.9%13.4%
Murphy4.01%11.66%
Rowlett5.06%13.57%
Garland6.22%16.12%

Sachse Renters Insurance as a Percentage of Rent

Sachse Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 17 2.0% $1913
$750 to $999 234 32.0% $2663
$1,000 to $1,499 159 22.0% $3788
$1,500 or more 311 43.0% $5438

Sachse, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Sachse Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,700$15,500
Net Savings to Sachse Home Owner from High Deductible Plan $1,200

Sachse, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sachse, TX Home Replacement Value MORE than Home Value Sachse, TX Home Replacement Value LESS than Home Value
Replacement Value $180,500 $114,000
Insurance Premium based on Replacement Value $1,925 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $350/year

Example Sachse Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyUSAA group
Monthly Premium 136129354
Year Built 200519922013
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$400000-$500000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Sachse, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 170,000 Composition Roof 1,940 5 $500 Deductible 380 3 Wood siding No
2003 200,000 Shingles Roof 2,210 5 $5000 to $10,000 Deductible 630 8 Stone Siding No
2006 205,000 Slate Shingles Roof 2,070 4 $500 Deductible 340 2 Fiber-Cement Siding No
2005 240,000 Wood Shake Roof 2,090 4 $5000 to $10,000 Deductible 690 10 Stone Siding yes
1999 410,000 Composition Roof 4,840 5 $500 Deductible 3460 12 Wood siding No
2014 365,000 Wood Shake Roof 2,950 4 > $10,000 Deductible 1450 9 Vinyl siding yes
2011 375,000 Tile Roof 3,380 5 > $10,000 Deductible 1210 8 Brick siding No
2004 230,000 Metal Roof 2,740 5 $1000-$2500 Deductible 1300 8 Fiber-Cement Siding yes
2013 380,000 Composition Roof 4,530 5 $2500-$5000 Deductible 1130 6 Stucco siding yes
2012 270,000 Wood Shake Roof 2,500 5 $1000-$2500 Deductible 1450 8 Stone Siding yes
2002 260,000 Composition Roof 2,340 4 $1000-$2500 Deductible 150 1 Brick siding yes
2010 230,000 Composition Roof 1,970 4 $500- $1000 Deductible 2060 10 Brick siding No
2011 455,000 Tile Roof 4,550 5 $500- $1000 Deductible 1500 5 Stucco siding No
1997 245,000 Asphalt Shingles Roof 2,400 5 $1000-$2500 Deductible 130 1 Brick siding No
2012 405,000 Metal Roof 3,530 5 $1000-$2500 Deductible 2090 6 Wood siding No
2014 400,000 Membrane Roof 3,160 4 > $10,000 Deductible 600 4 Stucco siding yes
1997 440,000 Slate Shingles Roof 4,860 5 $1000-$2500 Deductible 2480 10 Fiber-Cement Siding yes
1994 270,000 Tile Roof 2,750 4 $5000 to $10,000 Deductible 820 9 Vinyl siding yes
1992 435,000 Slate Shingles Roof 3,410 5 $2500-$5000 Deductible 2240 10 Stone Siding No
2013 230,000 Composition Roof 2,160 4 $2500-$5000 Deductible 380 3 Fiber-Cement Siding No
1992 540,000 Shingles Roof 4,560 5 $500- $1000 Deductible 1400 4 Fiber-Cement Siding yes