Rutherfordton Insurance Rates:

Rutherfordton, NC homeowners insurance is nearly $499 to $685, about $41-$57/month. Our comprehensive research shows customers can save upto $236 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rutherfordton, NC Homeowners Insurance By Home Value

Rutherfordton, NC Home Value Total Homes % of Total Average Rutherfordton, NC Homeowners Insurance
Less than $50,000 500 14.0% $106
$50,000 to $59,999 167 4.0% $230
$60,000 to $69,999 131 3.0% $284
$70,000 to $79,999 230 6.0% $331
$80,000 to $89,999 201 5.0% $378
$90,000 to $99,999 147 4.0% $420
$100,000 to $124,999 310 9.0% $485
$125,000 to $149,999 268 7.0% $609
$150,000 to $174,999 451 13.0% $722
$175,000 to $199,999 219 6.0% $834
$200,000 to $249,999 450 13.0% $1000
$250,000 to $299,999 162 4.0% $1225
$300,000 to $399,999 173 5.0% $1556

Top Home Insurance Agents Near Rutherfordton, NC

Home Insurance Company Near Rutherfordton, NC Homeowners Insurance Agency Near Rutherfordton, NC Address
NA Waddell, Sluder, Adams & Co 230 Hilliard Ave Ste 002, Asheville, NC, 28801
Travelers Earl F Penny Ins Agency Inc 2536 LYNN RD STE A, TRYON, NC, 28782
Nationwide Johnson Insurance Agency Inc. 88 Westgate Pkwy, Asheville, NC, 28806-3835
Travelers Main Street Financial Group Inc 22 N Trade Street, Tryon, NC, 28782
Allstate Paul Duty 5535 Highway 9 Ste B, Inman, SC, 29349

Cost Of Homeowners Insurance By Street Near Rutherfordton, NC

Streets in Rutherfordton Area Homeowners Insurance Cost
S Ridgecrest Ave, Railroad Ave, State Rd 1506, Eastwood St, State Rd 1364, Grace St, Blackberry Cove, Montebello Cir, Forest Ridge Dr, State Rd 1148$580
Mary Hines Rd, Heritage Dr, Tobias Ct, Old Union Mills Rd, Yarboro St, Sundance Dr, Prince St, Tennessee St, Opal Hill, Box Creek Rd$578
Weatherstone Dr, W 1st St, Wayward Ln, Little Creek Rd, Ridgewood St, Silver Grass Ln, Vickers Rd, Hospital Dr, Shady Bark Ln, Desoda Ridge$579
Grover Wilson Rd, West St, Pumkin Patch, Sapphire Dr, Davis Rd, Clay Basket Trl, Rhyne St, Log Cabin Ln, Rock Rd, Hardin Store Rd$584
State Rd 1201, River Ridge Pkwy, Woodland Cir, Pin Oak Manor Ln, Birch Hutchins Rd, Chisholm Trl, Goode St, Cove Rd, State Rd 1145, Strawberry Hollow$583
CC Hoyle Rd, Fairway Dr, Hildebrand Dr, State Rd 1359, Gold Medallion St, Moody St, Annapolis Ct, State Rd 1801, Pearidge Rd, Broad River Run$586
Tom Camp Rd, Carpenter Ln, Matheny St, Eskimo Dr, State Rd 1534, Washburn Ln, Sunset St, Bessie Pearl Dr, Harry Bones Ln, State Rd 1358$581
State Rd 2185, Wade Dr, Smart St, E Church St, Park Cir, McCurry Ln, Bennett Rd, Spring Valley Dr, Maple St, McCall Dr$584
Knollwood Dr, Longleaf Ln, Poppy Hill, Pretty View Ln, Kings Grant Dr, Martin Rd, State Rd 1325, Inkline Dr, County Line Rd S, Thomas St$579
Kelsey Ln, Willow Lakes Dr, Cowan St, Camby Rd, Gray's Rd, Green St, New Castle Dr, Matthew Church Rd, Sims St, Hayden St$578

Rutherfordton, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rutherfordton$88 to $91
Ruth$86
Rutherford County$87
Logan Store$88

Rutherfordton, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ruth town, North Carolina $86 $115 $173
Spindale town, North Carolina $86 $115 $173
Rutherford County, North Carolina $87 $116 $174

Rutherfordton, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rutherfordton, NC4.4%14.6%
Ruth5.1%17.33%
Spindale5.61%13.92%
Rutherford County5.19%15.6%

Rutherfordton Renters Insurance as a Percentage of Rent

Rutherfordton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 1.0% $330
$200 to $299 39 2.0% $780
$300 to $499 380 25.0% $1230
$500 to $749 655 44.0% $1905
$750 to $999 352 23.0% $2655
$1,000 to $1,499 33 2.0% $3780

Rutherfordton, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Rutherfordton Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Rutherfordton Home Owner from High Deductible Plan $600

Rutherfordton, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rutherfordton, NC Home Replacement Value MORE than Home Value Rutherfordton, NC Home Replacement Value LESS than Home Value
Replacement Value $122,500 $75,000
Insurance Premium based on Replacement Value $600 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Rutherfordton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceChubb Group of Insurance
Monthly Premium 374885
Year Built 196719411971
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$300000-$350000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Rutherfordton, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 415,000 Asphalt Shingles Roof 4,660 5 $500- $1000 Deductible 180 1 Vinyl siding yes
1942 255,000 Tile Roof 3,040 4 > $10,000 Deductible 140 3 Vinyl siding No
1944 280,000 Metal Roof 3,160 4 $500 Deductible 980 10 Vinyl siding yes
1962 125,000 Membrane Roof 1,390 3 $500- $1000 Deductible 310 6 Brick siding yes
1949 185,000 Wood Shake Roof 2,600 4 $500- $1000 Deductible 680 9 Fiber-Cement Siding yes
1994 410,000 Wood Shake Roof 4,890 5 > $10,000 Deductible 480 5 Wood siding No
2004 165,000 Metal Roof 2,260 3 $1000-$2500 Deductible 500 8 Wood siding No
1965 410,000 Shingles Roof 4,060 5 $5000 to $10,000 Deductible 100 1 Wood siding No
1999 255,000 Asphalt Shingles Roof 3,440 5 $1000-$2500 Deductible 860 9 Wood siding yes
1980 290,000 Asphalt Shingles Roof 3,230 5 $1000-$2500 Deductible 1420 12 Vinyl siding yes
1987 125,000 Membrane Roof 1,400 3 $1000-$2500 Deductible 130 4 Stone Siding yes
1972 230,000 Asphalt Shingles Roof 2,740 4 $2500-$5000 Deductible 720 9 Wood siding yes
1981 170,000 Tile Roof 1,850 4 $500 Deductible 200 3 Vinyl siding yes
1971 195,000 Slate Shingles Roof 1,950 3 $500- $1000 Deductible 210 3 Fiber-Cement Siding No
1993 375,000 Slate Shingles Roof 4,700 5 $2500-$5000 Deductible 950 6 Fiber-Cement Siding yes
1990 145,000 Slate Shingles Roof 1,950 4 $1000-$2500 Deductible 500 12 Wood siding No
1969 175,000 Shingles Roof 1,760 4 $2500-$5000 Deductible 680 12 Brick siding No
1950 185,000 Slate Shingles Roof 1,920 3 $1000-$2500 Deductible 190 2 Wood siding yes
1989 115,000 Membrane Roof 1,390 3 $500 Deductible 400 8 Wood siding yes
1982 115,000 Slate Shingles Roof 1,260 3 $500- $1000 Deductible 130 3 Fiber-Cement Siding No
1976 320,000 Composition Roof 3,400 5 $500 Deductible 170 1 Brick siding yes
1962 140,000 Tile Roof 2,110 4 $1000-$2500 Deductible 450 7 Fiber-Cement Siding No
1958 200,000 Composition Roof 2,920 4 $500- $1000 Deductible 550 8 Stone Siding yes
1961 240,000 Composition Roof 3,370 4 $500- $1000 Deductible 90 1 Vinyl siding yes
2004 360,000 Tile Roof 4,570 5 $500 Deductible 810 4 Brick siding No
2005 355,000 Tile Roof 4,700 5 > $10,000 Deductible 70 1 Brick siding No
1954 145,000 Shingles Roof 2,000 3 $1000-$2500 Deductible 370 9 Stucco siding yes
1967 215,000 Tile Roof 2,720 5 $2500-$5000 Deductible 150 2 Stone Siding yes
2002 240,000 Composition Roof 2,800 4 $5000 to $10,000 Deductible 330 6 Stone Siding yes
1961 325,000 Shingles Roof 3,450 5 $500 Deductible 1780 10 Brick siding No
1998 310,000 Membrane Roof 3,790 5 $500 Deductible 750 7 Fiber-Cement Siding yes