Rutherford Insurance Rates:

Rutherford, NJ homeowners insurance is approximately $753 to $1,024, about $62-$85/month. Our all inclusive analysis reveals consumers can save upto $355 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American National Property And Casualty Company
I really like the attention it gives me, it's very fast. they treat you very friendly
Progressive
I would recommend this company to others because one, they have good customer services, two they understand what your needs are, and three they are able to find the best deals for your money.

Rutherford, NJ Homeowners Insurance By Home Value

Rutherford, NJ Home Value Total Homes % of Total Average Rutherford, NJ Homeowners Insurance
Less than $50,000 30 1.0% $44
$100,000 to $124,999 42 2.0% $222
$125,000 to $149,999 81 4.0% $275
$150,000 to $174,999 88 4.0% $328
$175,000 to $199,999 98 5.0% $382
$200,000 to $249,999 192 10.0% $462
$250,000 to $299,999 147 8.0% $560
$300,000 to $399,999 1,075 60.0% $711

Top Home Insurance Agents Near Rutherford, NJ

Home Insurance Company Near Rutherford, NJ Homeowners Insurance Agency Near Rutherford, NJ Address
NA Ybi Coverage, Inc. 1314 46Th St Apt B4 Brooklyn, NYC, NY, 11219
Travelers Barry D Rosenberg Inc 55 OLD TURNPIKE RD STE 508, NANUET, NY, 10954
Liberty Mutual Independent Hekemian & Co. Inc. 505 Main St, HACKENSACK, NJ, 7601
Travelers Herman E Wealcatch Inc 4 Executive Blvd Ste 102 , Suffern, NY, 10901
Allstate Pierre Aykaz 534 Merrick Rd, Lynbrook, NY, 11563

Cost Of Homeowners Insurance By Street Near Rutherford, NJ

Streets in Rutherford Area Homeowners Insurance Cost
W Erie Ave, Williams Plz, Saint Clair Ave, Alwyn Ter, E Newell Ave, Dean Ct, Lynn Ct, Van Winkle Pl, Estate Pl, Arthur Dr$878
Elliott Pl, Sunderland Ave, Elycroft Pkwy, Winslow Pl, Carmita Ave, College Pl, Vanderburgh Ave, W Newell Ave, Altman Dr, Meadow Rd$890
Marginal Rd, Elliott Ter, Francisco Ave, Edgewood Pl, W Passaic Ave, Courier Pl, W Pierrepont Ave, Montross Ave, Donaldson Ave, Van Ness Ave$897
Raymond Ave, Mortimer Ave, Van Riper Ave, Hollister Ave, W Erie Ave, Pierrepont Ave, E Passaic Ave, Agnew Pl, Hackett Pl, Meadow Rd$892
Hobart Ave, Mortimer Ave, Darwin Ave, E Pierrepont Ave, Hawthorne St, Wingra Ave, Donaldson Ave, Crane Ave, Addison Ave, Belford Ave$885

Rutherford, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rutherford$132 to $135
East Rutherford$131
North Arlington$130
Passaic$129

Rutherford, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Rutherford borough, New Jersey $131 $175 $263
Lyndhurst township, Bergen County, New Jersey $131 $175 $263
Wallington borough, New Jersey $131 $175 $263

Rutherford, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rutherford, NJ2.6%7.4%
East Rutherford3.13%9.4%
Lyndhurst2.97%7.87%
Wallington2.63%7.73%

Rutherford Renters Insurance as a Percentage of Rent

Rutherford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 39 1.0% $1216
$500 to $749 115 5.0% $1891
$750 to $999 220 9.0% $2641
$1,000 to $1,499 1,239 53.0% $3766
$1,500 or more 680 29.0% $5416

Rutherford, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Rutherford Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to Rutherford Home Owner from High Deductible Plan $1,200

Rutherford, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rutherford, NJ Home Replacement Value MORE than Home Value Rutherford, NJ Home Replacement Value LESS than Home Value
Replacement Value $562,000 $331,000
Insurance Premium based on Replacement Value $2,475 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $104,500 Risk Exposure from Under Insuring Coverage is $126,500
Premium Impact Insurance cheaper by $550/year Insurance costlier by $475/year

Example Rutherford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceGEICO Insurance
Monthly Premium 6459211
Year Built 195119671943
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$500000-$600000
Deductible > $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Rutherford, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 255,000 Shingles Roof 1,220 2 $500- $1000 Deductible 640 7 Fiber-Cement Siding yes
1959 250,000 Slate Shingles Roof 1,020 2 $2500-$5000 Deductible 500 8 Wood siding No
1946 285,000 Slate Shingles Roof 1,360 3 $500 Deductible 1210 10 Wood siding yes
1944 805,000 Asphalt Shingles Roof 3,330 4 $2500-$5000 Deductible 1600 7 Vinyl siding No
1964 440,000 Slate Shingles Roof 1,940 3 $500- $1000 Deductible 1000 6 Brick siding yes
1944 745,000 Metal Roof 3,080 5 $500- $1000 Deductible 1580 6 Wood siding No
1954 570,000 Composition Roof 2,590 4 $500 Deductible 970 4 Stucco siding yes
1952 760,000 Shingles Roof 3,640 5 $5000 to $10,000 Deductible 1810 7 Vinyl siding yes
1963 215,000 Slate Shingles Roof 1,110 2 $5000 to $10,000 Deductible 280 7 Stucco siding No
1944 360,000 Tile Roof 1,820 3 $5000 to $10,000 Deductible 1000 8 Wood siding yes
1940 300,000 Wood Shake Roof 1,260 2 $2500-$5000 Deductible 670 9 Stucco siding yes
1945 275,000 Membrane Roof 1,150 2 > $10,000 Deductible 460 8 Fiber-Cement Siding yes
1953 275,000 Metal Roof 1,460 3 $500 Deductible 250 2 Wood siding yes
1966 420,000 Composition Roof 2,190 3 $500- $1000 Deductible 1040 7 Wood siding No
1951 255,000 Shingles Roof 1,220 3 $2500-$5000 Deductible 460 5 Fiber-Cement Siding No
1964 330,000 Asphalt Shingles Roof 1,500 3 > $10,000 Deductible 460 5 Brick siding No
1964 300,000 Slate Shingles Roof 1,400 3 $2500-$5000 Deductible 1220 12 Stucco siding yes
1953 350,000 Slate Shingles Roof 1,470 2 $500- $1000 Deductible 580 4 Fiber-Cement Siding No
1964 270,000 Metal Roof 1,090 2 $1000-$2500 Deductible 860 9 Vinyl siding yes
1948 475,000 Shingles Roof 2,140 3 $5000 to $10,000 Deductible 1270 7 Vinyl siding yes
1953 505,000 Asphalt Shingles Roof 2,340 5 $2500-$5000 Deductible 1840 12 Stone Siding yes
1941 345,000 Asphalt Shingles Roof 1,860 4 $1000-$2500 Deductible 550 5 Brick siding No
1955 300,000 Metal Roof 1,340 2 $500 Deductible 500 4 Brick siding yes
1956 350,000 Metal Roof 1,820 4 $2500-$5000 Deductible 450 4 Stucco siding No
1967 660,000 Membrane Roof 2,880 4 $1000-$2500 Deductible 810 3 Wood siding yes
1955 590,000 Metal Roof 2,950 5 $1000-$2500 Deductible 1040 8 Stone Siding yes
1962 415,000 Composition Roof 1,850 5 $5000 to $10,000 Deductible 1280 12 Stucco siding yes
1966 345,000 Slate Shingles Roof 1,560 2 $500 Deductible 1190 9 Stone Siding No
1963 355,000 Tile Roof 1,470 2 > $10,000 Deductible 300 5 Wood siding yes
1960 280,000 Membrane Roof 1,290 3 > $10,000 Deductible 210 4 Stone Siding No
1967 615,000 Composition Roof 3,060 5 $1000-$2500 Deductible 290 1 Brick siding yes
1956 440,000 Composition Roof 1,880 4 $500 Deductible 760 4 Stone Siding yes
1954 305,000 Tile Roof 1,650 2 $1000-$2500 Deductible 1160 9 Stone Siding yes
1948 535,000 Membrane Roof 2,290 3 $500- $1000 Deductible 1220 8 Vinyl siding yes