Rutherford, NJ homeowners insurance is approximately $753 to $1,024, about $62-$85/month. Our all inclusive analysis reveals consumers can save upto $355 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Rutherford, NJ | Homeowners Insurance Agency Near Rutherford, NJ | Address |
|---|---|---|
| Allstate | Pierre Aykaz | 534 Merrick Rd, Lynbrook, NY, 11563 |
| Travelers | Barry D Rosenberg Inc | 55 OLD TURNPIKE RD STE 508, NANUET, NY, 10954 |
| Liberty Mutual Independent | Hekemian & Co. Inc. | 505 Main St, HACKENSACK, NJ, 7601 |
| Travelers | Herman E Wealcatch Inc | 4 Executive Blvd Ste 102 , Suffern, NY, 10901 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| East Rutherford borough, New Jersey | $131 | $175 | $263 |
| Lyndhurst township, Bergen County, New Jersey | $131 | $175 | $263 |
| Wallington borough, New Jersey | $131 | $175 | $263 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Rutherford, NJ | 2.6% | 7.4% |
| East Rutherford | 3.13% | 9.4% |
| Lyndhurst | 2.97% | 7.87% |
| Wallington | 2.63% | 7.73% |
| Rutherford Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 39 | 1.0% | $1216 |
| $500 to $749 | 115 | 5.0% | $1891 |
| $750 to $999 | 220 | 9.0% | $2641 |
| $1,000 to $1,499 | 1,239 | 53.0% | $3766 |
| $1,500 or more | 680 | 29.0% | $5416 |
| Streets in Rutherford Area | Homeowners Insurance Cost |
|---|---|
| W Erie Ave, Williams Plz, Saint Clair Ave, Alwyn Ter, E Newell Ave, Dean Ct, Lynn Ct, Van Winkle Pl, Estate Pl, Arthur Dr | $878 |
| Elliott Pl, Sunderland Ave, Elycroft Pkwy, Winslow Pl, Carmita Ave, College Pl, Vanderburgh Ave, W Newell Ave, Altman Dr, Meadow Rd | $890 |
| Marginal Rd, Elliott Ter, Francisco Ave, Edgewood Pl, W Passaic Ave, Courier Pl, W Pierrepont Ave, Montross Ave, Donaldson Ave, Van Ness Ave | $897 |
| Raymond Ave, Mortimer Ave, Van Riper Ave, Hollister Ave, W Erie Ave, Pierrepont Ave, E Passaic Ave, Agnew Pl, Hackett Pl, Meadow Rd | $892 |
| Hobart Ave, Mortimer Ave, Darwin Ave, E Pierrepont Ave, Hawthorne St, Wingra Ave, Donaldson Ave, Crane Ave, Addison Ave, Belford Ave | $885 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Rutherford | $132 to $135 |
| East Rutherford | $131 |
| North Arlington | $130 |
| Passaic | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Rutherford Homeowner Insurance Premium Example | $1,500 | $1,100 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,000 | $11,800 |
| Net Savings to Rutherford Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Rutherford, NJ Home Replacement Value MORE than Home Value | Rutherford, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $562,000 | $331,000 |
| Insurance Premium based on Replacement Value | $2,475 | $1,450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $104,500 | Risk Exposure from Under Insuring Coverage is $126,500 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $475/year |
| Insurance Company | Travelers | Nationwide Insurance | GEICO Insurance |
| Monthly Premium | 64 | 59 | 211 |
| Year Built | 1951 | 1967 | 1943 |
| Home Details | 3 Beds, 1 Baths | 2 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $200000-$250000 | $500000-$600000 |
| Deductible | > $10,000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |