Russellville Insurance Rates:

Russellville, AL homeowners insurance is approximately $794 to $1,080, about $66-$90/month. Our comprehensive research reveals consumers can save as much as $374 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
What i like about my allstate policy is that the agent is very friendly and helpful whenever i have a question. he does seem to honestly look for potential cost savings for me, though it may not be the best for allstate financially.
Allstate
They can be hard to get in touch with over-the-phone and have a lot of menu options to choose from which can be irritating during a busy day.
State Farm
I like that i get a sizable discount from my home insurance provider by also having them for my car insurance.
State Farm
I think they are no more or less than other insurance companies. I think they are cheaper because I bundle. But I have had cheaper coverage with another insurance company and they had the worst customer service.
Travelers
Communication has been thorough and personal when needed. I can reach my agent, have been able to reach and get information from my adjuster, and also had very good communication with the company attorney's office who was handling my case.
Farmer's Insurance
I like their service because our close friend is our agent. I can call or message him anytime.

Russellville, AL Homeowners Insurance By Home Value

Russellville, AL Home Value Total Homes % of Total Average Russellville, AL Homeowners Insurance
Less than $50,000 1,096 22.0% $262
$50,000 to $59,999 271 5.0% $552
$60,000 to $69,999 439 9.0% $684
$70,000 to $79,999 346 7.0% $796
$80,000 to $89,999 338 7.0% $899
$90,000 to $99,999 436 9.0% $1002
$100,000 to $124,999 461 9.0% $1161
$125,000 to $149,999 267 5.0% $1452
$150,000 to $174,999 396 8.0% $1724
$175,000 to $199,999 256 5.0% $1986
$200,000 to $249,999 251 5.0% $2389
$250,000 to $299,999 133 2.0% $2923
$300,000 to $399,999 98 2.0% $3710

Top Home Insurance Agents Near Russellville, AL

Home Insurance Company Near Russellville, AL Homeowners Insurance Agency Near Russellville, AL Address
Nationwide Akin & Associates Inc. 820 Bradley St SW, Decatur, AL, 35601
Allstate Christian Hetrick 4039 Florence Blvd, Florence, AL, 35634
Allstate Jesse Dee Wisdom 2101 Florence Blvd Ste A, Florence, AL, 35630
State Farm Michael Howell 903 S Clinton St, Athens, AL, 35611-3562
Farmers Wade Dinsmore 145 14th St SW, Decatur, AL, 35601

Cost Of Homeowners Insurance By Street Near Russellville, AL

Streets in Russellville Area Homeowners Insurance Cost
City Lake Dr NW, 1st St S, Old Water Plant Rd, Moulton Rd, Steien Dr, Vinson Ln, Peach Ave NE, Filmore St SW, Britton Rd, Baker Rd$938
Coffee Ave, Lost Creek Rd, Linden St, Colby Ln, Mountain Star Rd, Dale Ave, Hovator Mill Rd, Hill Ave, Mulberry Ave, Twin Pines Cir$933
John Tyler St, Walnut St, Quail Run Rd, Sutton Dr, Co Rd 46, Willow Bend Plz Apts, Rail Splitter Rd, Beaumont St, McCluskey Rd, Old Schoolhouse Rd$949
Cox Ln, Gandy St NW, Hamilton Rd, Sockwell Ave, Co Rd 339, Mc Gee St, Hall Ave S, Washington Ave N, Co Rd 40, Co Rd 99$936
Juniper Gold Trailer Ct, Lower Woods Cove, Washington Ave N, Newell Dr, Valley View Dr, Martina Ln, Co Rd 58, Co Rd 65, Harris Rd, Co Rd 724$942

Russellville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Russellville$140 to $143
Franklin County$139
Belgreen$146
Littleville$140

Russellville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franklin County, Alabama $117 $155 $233
Belgreen CDP, Alabama $122 $163 $244
Spruce Pine CDP, Alabama $116 $154 $231

Russellville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Russellville, AL8.0%24.1%
Franklin County8.29%24.0%
Phil Campbell8.3%23.8%
Littleville8.04%23.38%

Russellville Renters Insurance as a Percentage of Rent

Russellville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 95 4.0% $369
$200 to $299 240 10.0% $819
$300 to $499 496 22.0% $1269
$500 to $749 1,073 48.0% $1944
$750 to $999 253 11.0% $2694
$1,000 to $1,499 48 2.0% $3819

Average Cost Of Home Insurance By Company In Areas Nearby Russellville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Allstate Vehicle And Property Insurance Company 736
$500 $150,000 Amica Mutual Ins Company 1797
$500 $150,000 Armed Forces Insurance Exchange 744
$500 $150,000 Farmers Insurance Exchange 1163
$500 $300,000 Alfa Mutual Insurance Company 2397
$500 $300,000 American National General Ins Company 1336
$500 $300,000 Garrison Property And Casualty Insurance Company 1800
$500 $300,000 Nationwide General Ins Co 1228
$500 $300,000 State Farm Fire & Casualty Company 2580
$500 $300,000 Usaa Casualty Insurance Company 1898

Russellville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Russellville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Russellville Home Owner from High Deductible Plan $600

Russellville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Russellville, AL Home Replacement Value MORE than Home Value Russellville, AL Home Replacement Value LESS than Home Value
Replacement Value $102,000 $60,500
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Russellville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceFarmers Insurance
Monthly Premium 5447106
Year Built 197120051983
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$300000-$350000
Deductible $500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Russellville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 175,000 Shingles Roof 3,150 5 $500 Deductible 500 9 Stone Siding No
1990 85,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 50 3 Fiber-Cement Siding yes
2000 85,000 Membrane Roof 1,270 3 $1000-$2500 Deductible 100 3 Vinyl siding No
1992 325,000 Asphalt Shingles Roof 4,430 5 $2500-$5000 Deductible 690 7 Vinyl siding yes
1970 150,000 Metal Roof 2,080 4 $2500-$5000 Deductible 50 1 Stucco siding No
1977 130,000 Slate Shingles Roof 1,910 3 $2500-$5000 Deductible 350 7 Vinyl siding No
2007 310,000 Shingles Roof 4,450 5 $500- $1000 Deductible 510 5 Vinyl siding yes
1976 120,000 Slate Shingles Roof 1,710 5 $500- $1000 Deductible 130 3 Brick siding yes
1997 150,000 Composition Roof 2,870 4 $1000-$2500 Deductible 170 3 Stucco siding No
1984 150,000 Asphalt Shingles Roof 2,270 3 $500- $1000 Deductible 120 2 Brick siding No
1975 320,000 Wood Shake Roof 4,350 5 $1000-$2500 Deductible 280 2 Stone Siding yes
1977 110,000 Slate Shingles Roof 1,740 4 $500 Deductible 200 7 Stucco siding yes
2005 120,000 Composition Roof 1,810 4 $1000-$2500 Deductible 530 12 Fiber-Cement Siding yes
1984 120,000 Membrane Roof 2,220 3 $2500-$5000 Deductible 180 5 Stone Siding yes
1997 70,000 Composition Roof 1,350 3 $500 Deductible 30 1 Stone Siding No
1989 110,000 Wood Shake Roof 1,430 3 $1000-$2500 Deductible 180 7 Vinyl siding yes
1978 230,000 Membrane Roof 3,220 4 $2500-$5000 Deductible 430 5 Wood siding No
1987 180,000 Slate Shingles Roof 2,400 3 $2500-$5000 Deductible 80 2 Brick siding yes
1984 205,000 Tile Roof 3,340 4 $2500-$5000 Deductible 540 8 Fiber-Cement Siding No
2008 65,000 Composition Roof 1,200 3 $500 Deductible 310 12 Stucco siding yes
1996 180,000 Slate Shingles Roof 2,760 5 $2500-$5000 Deductible 270 4 Stucco siding yes
2004 180,000 Metal Roof 2,870 4 $5000 to $10,000 Deductible 400 9 Stone Siding No
1991 160,000 Asphalt Shingles Roof 2,920 4 $2500-$5000 Deductible 60 1 Vinyl siding No
1981 105,000 Asphalt Shingles Roof 1,360 3 $500- $1000 Deductible 140 3 Stucco siding yes
1996 165,000 Tile Roof 3,150 4 $500- $1000 Deductible 640 10 Brick siding yes