Rumford Insurance Rates:

Rumford, ME homeowners insurance is approximately $547 to $745, about $45-$62/month. Our in depth research shows customers can save as much as $258 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rumford, ME Homeowners Insurance By Home Value

Rumford, ME Home Value Total Homes % of Total Average Rumford, ME Homeowners Insurance
Less than $50,000 296 17.0% $155
$50,000 to $59,999 173 10.0% $323
$60,000 to $69,999 55 3.0% $400
$70,000 to $79,999 83 5.0% $465
$80,000 to $89,999 144 8.0% $523
$90,000 to $99,999 89 5.0% $587
$100,000 to $124,999 290 17.0% $678
$125,000 to $149,999 229 13.0% $852
$150,000 to $174,999 113 6.0% $1007
$175,000 to $199,999 69 4.0% $1162
$200,000 to $249,999 26 1.0% $1401
$250,000 to $299,999 48 2.0% $1711
$300,000 to $399,999 44 2.0% $2177

Top Home Insurance Agents Near Rumford, ME

Home Insurance Company Near Rumford, ME Homeowners Insurance Agency Near Rumford, ME Address
NA Kyes Agency, Inc - Rumford 26 Congress St, Rumford, ME, 4276
State Farm Glen Craig 102 Congress St, Rumford, ME, 04276-2003
Allstate Higgins & Bolduc Agency Inc 56 Main St, Oakland, ME, 4963
Travelers M & M Assurance Group Inc 3304 WHITE MT HIGHWAY, NORTH CONWAY, NH, 3860
Travelers Varney Agency Ellsworth 11 MAIN ST, BETHEL, ME, 4217

Cost Of Homeowners Insurance By Street Near Rumford, ME

Streets in Rumford Area Homeowners Insurance Cost
Erchles St, Milton Rd, Horne Ave, State Rte 120, Spruce St, Plymouth Ave, Waldo St, Concord Pond Rd, Porter Ave W, Urquhart$639
Somerset St, Lincoln Ave, York St, Washington St, Strafford Ave, Holyoke Ave, Urquhart St, Falmouth St, Knox St, Essex Ave$638
Maine Ave, Exchange St, Raymond St, State Rte 108, Martin Rd, Isthmus Rd, Holman Rd, Franklin St, Jones Ave, Oxford Ave$641
Virgin St, Hall Ave, Fontaine Ave, Franklin St, Piscataquis St, Hancock St, Whippoorwill Rd, Bernadine St, Andover Rd, Bernodine St$638
Spring Ave, Glover Rd, Luxton Ave, Penobscot St, Maine Ave, Mountain View Anx, Penobscot St, Swift Ave, Plymouth Ave, Richardson Ave$637

Rumford, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rumford$96 to $99
Mexico$96
Oxford County$98
Hanover$100

Rumford, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mexico town, Oxford County, Maine $96 $128 $192
Oxford County, Maine $98 $131 $197
Hanover town, Oxford County, Maine $100 $133 $200

Rumford, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rumford, ME5.0%13.4%
Mexico6.42%15.28%
Oxford County4.78%13.9%
Hanover4.04%23.75%

Rumford Renters Insurance as a Percentage of Rent

Rumford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 1.0% $351
$200 to $299 94 10.0% $801
$300 to $499 324 35.0% $1251
$500 to $749 284 31.0% $1926
$750 to $999 94 10.0% $2676
$1,000 to $1,499 71 7.0% $3801
$1,500 or more 24 2.0% $5451

Rumford, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Rumford Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,200$4,600
Net Savings to Rumford Home Owner from High Deductible Plan $600

Rumford, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rumford, ME Home Replacement Value MORE than Home Value Rumford, ME Home Replacement Value LESS than Home Value
Replacement Value $146,500 $111,500
Insurance Premium based on Replacement Value $700 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Rumford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualTravelers
Monthly Premium 665623
Year Built 196519451974
Home Details 5 Beds, 3 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$175000-$200000$75000-$100000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Rumford, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 170,000 Wood Shake Roof 2,280 3 $5000 to $10,000 Deductible 150 3 Stone Siding yes
1975 85,000 Metal Roof 1,250 3 $500- $1000 Deductible 430 12 Vinyl siding No
1960 75,000 Composition Roof 980 2 $500- $1000 Deductible 320 9 Brick siding No
1966 285,000 Asphalt Shingles Roof 3,340 5 $1000-$2500 Deductible 450 4 Fiber-Cement Siding No
1968 270,000 Slate Shingles Roof 3,390 4 > $10,000 Deductible 170 3 Brick siding No
1948 105,000 Membrane Roof 1,290 3 $500 Deductible 260 7 Stucco siding No
1942 85,000 Metal Roof 1,360 3 $2500-$5000 Deductible 50 2 Fiber-Cement Siding No
1965 115,000 Shingles Roof 1,660 2 $500- $1000 Deductible 570 9 Fiber-Cement Siding No
1942 185,000 Asphalt Shingles Roof 3,150 5 $5000 to $10,000 Deductible 510 9 Fiber-Cement Siding No
1968 140,000 Tile Roof 2,010 3 $500- $1000 Deductible 120 3 Wood siding No
1969 200,000 Wood Shake Roof 3,430 5 $500 Deductible 150 2 Stucco siding yes
1946 160,000 Composition Roof 2,730 4 $500- $1000 Deductible 530 10 Fiber-Cement Siding No
1945 115,000 Asphalt Shingles Roof 1,390 3 $2500-$5000 Deductible 190 6 Brick siding yes
1964 165,000 Membrane Roof 2,100 3 $5000 to $10,000 Deductible 600 12 Stucco siding yes
1976 95,000 Membrane Roof 1,700 2 $500 Deductible 220 5 Brick siding No
1953 175,000 Composition Roof 2,420 4 $5000 to $10,000 Deductible 250 6 Brick siding No
1969 155,000 Membrane Roof 2,160 4 $1000-$2500 Deductible 40 1 Wood siding No
1943 150,000 Wood Shake Roof 2,540 5 $2500-$5000 Deductible 160 5 Stucco siding yes
1971 245,000 Composition Roof 3,140 5 $500 Deductible 240 2 Brick siding No
1976 70,000 Membrane Roof 1,240 2 $500 Deductible 90 3 Stone Siding yes
1973 280,000 Metal Roof 3,280 4 $2500-$5000 Deductible 290 3 Brick siding No
1979 160,000 Asphalt Shingles Roof 2,170 3 $500 Deductible 200 3 Stone Siding yes
1959 95,000 Slate Shingles Roof 1,420 3 $1000-$2500 Deductible 320 10 Fiber-Cement Siding No
1960 190,000 Membrane Roof 2,220 3 $2500-$5000 Deductible 360 6 Fiber-Cement Siding No
1964 100,000 Metal Roof 1,310 2 $500- $1000 Deductible 30 1 Wood siding yes
1976 90,000 Composition Roof 1,410 2 $500 Deductible 300 10 Fiber-Cement Siding yes
1959 95,000 Composition Roof 1,630 3 $500 Deductible 150 5 Brick siding No
1977 350,000 Slate Shingles Roof 4,290 5 $500 Deductible 950 6 Vinyl siding yes
1976 165,000 Shingles Roof 2,310 3 $500 Deductible 630 7 Vinyl siding No
1957 260,000 Wood Shake Roof 4,480 5 $500- $1000 Deductible 370 5 Stucco siding yes
1949 110,000 Slate Shingles Roof 1,300 3 $500- $1000 Deductible 220 6 Brick siding yes
1978 400,000 Slate Shingles Roof 4,740 5 $500- $1000 Deductible 750 5 Vinyl siding No
1960 155,000 Membrane Roof 2,260 3 $1000-$2500 Deductible 440 9 Vinyl siding yes
1966 185,000 Tile Roof 2,200 4 $5000 to $10,000 Deductible 530 10 Wood siding yes