Ruckersville Insurance Rates:

Ruckersville, VA homeowners insurance is approximately $627 to $863, about $52-$71/month. Our exhaustive analysis shows customers can save as much as $298 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ruckersville, VA Homeowners Insurance By Home Value

Ruckersville, VA Home Value Total Homes % of Total Average Ruckersville, VA Homeowners Insurance
Less than $50,000 108 6.0% $67
$50,000 to $59,999 24 1.0% $149
$70,000 to $79,999 104 6.0% $216
$80,000 to $89,999 66 3.0% $245
$90,000 to $99,999 51 2.0% $275
$100,000 to $124,999 53 3.0% $320
$125,000 to $149,999 47 2.0% $402
$150,000 to $174,999 144 8.0% $476
$175,000 to $199,999 200 11.0% $551
$200,000 to $249,999 225 13.0% $663
$250,000 to $299,999 373 21.0% $812
$300,000 to $399,999 334 19.0% $1035

Top Home Insurance Agents Near Ruckersville, VA

Home Insurance Company Near Ruckersville, VA Homeowners Insurance Agency Near Ruckersville, VA Address
NA Bankers Ins Farmers & Merchants - Timberville P O Box 1111, Timberville, VA, 22853
State Farm Gary Albert 1380 Rio Road East, Charlottesvle, VA, 22901-1704
Travelers Russell Insurance Agency 701 WARREN AVE, FRONT ROYAL, VA, 22630
Liberty Mutual Ryan Siefert 1340 Central Park Boulevard Suite 204, Fredericksburg, VA, 22401
Allstate Watson & Durrer Insurance 8726 Seminole Trl Ste 3 PO Box 590, Ruckersville, VA, 22968

Cost Of Homeowners Insurance By Street Near Ruckersville, VA

Streets in Ruckersville Area Homeowners Insurance Cost
Red Cedar Rd, Old Ford Ln, Snapdragon Rd, Magnolia Ct, Valley Rd, US Hwy 29, London Ct, Vine Ln, State Rte 660, Sam Durrer Rd$741
State Rte 629, Maple Tree Ln, Mohican Trl, Cedar Ln, New Life Dr, Summit Dr, Still Pond Rd, Ridgemont Rd, Larkspur Rd, State Rte 670$745
Aviemore Ln, Wilhoits Mill Rd, State Rte 607, State Rte 617, Matthew Mill Rd, Heights Hill Rd, Westwood Dr, Wyndham Dr, State Rte 1009, Rippin Run Rd$745
Whitethorn Ct, Wind Ridge Dr, Toms Rd, Greenwood Farms Rd, Iroquois Trl, M & M Rd, State Rte 657, Spring Hill Rd, Lyon Ln, Morton Ln$740
Sundance Ct, State Rte 641, Windsong Rd, State Rte 671, Lake, Southridge Dr, State Rte 616, Moore Rd, Carpenters Mill Rd, Rudolph St$740

Ruckersville, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ruckersville$110 to $112
Twin Lakes$109
Greene County$110
Hollymead$115

Ruckersville, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Twin Lakes CDP, Virginia $109 $145 $218
Greene County, Virginia $110 $147 $221
Hollymead CDP, Virginia $116 $154 $231

Ruckersville, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ruckersville, VA3.9%13.6%
Twin Lakes4.22%22.78%
Greene County4.06%18.61%
Hollymead3.28%13.1%

Ruckersville Renters Insurance as a Percentage of Rent

Ruckersville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 26 4.0% $1233
$500 to $749 114 21.0% $1908
$750 to $999 12 2.0% $2658
$1,000 to $1,499 151 28.0% $3783
$1,500 or more 222 42.0% $5433

Ruckersville, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Ruckersville Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $8,500$7,500
Net Savings to Ruckersville Home Owner from High Deductible Plan $1,000

Ruckersville, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ruckersville, VA Home Replacement Value MORE than Home Value Ruckersville, VA Home Replacement Value LESS than Home Value
Replacement Value $265,500 $189,000
Insurance Premium based on Replacement Value $1,600 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $300/year

Example Ruckersville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmErie InsuranceNationwide Insurance
Monthly Premium 76128155
Year Built 200919912012
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$700000-$800000
Deductible $500- $1000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Ruckersville, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 215,000 Membrane Roof 1,600 3 $1000-$2500 Deductible 520 6 Brick siding No
2009 730,000 Tile Roof 4,830 5 $1000-$2500 Deductible 210 1 Vinyl siding yes
1988 380,000 Metal Roof 2,380 3 $1000-$2500 Deductible 690 6 Stucco siding yes
2000 330,000 Asphalt Shingles Roof 2,290 4 > $10,000 Deductible 690 7 Wood siding No
1996 560,000 Wood Shake Roof 4,680 5 $500- $1000 Deductible 240 1 Stucco siding yes
1996 170,000 Asphalt Shingles Roof 1,220 3 $5000 to $10,000 Deductible 110 2 Stone Siding No
2006 210,000 Wood Shake Roof 1,480 3 $2500-$5000 Deductible 360 7 Stucco siding No
2005 685,000 Composition Roof 4,570 5 $1000-$2500 Deductible 1010 3 Fiber-Cement Siding No
1982 575,000 Membrane Roof 3,560 5 $500 Deductible 1120 6 Stone Siding No
1992 425,000 Tile Roof 2,890 5 $1000-$2500 Deductible 970 7 Wood siding yes
1998 425,000 Membrane Roof 3,380 5 > $10,000 Deductible 780 8 Brick siding No
2014 615,000 Tile Roof 4,270 5 $5000 to $10,000 Deductible 660 5 Wood siding yes
1985 420,000 Tile Roof 2,870 4 $500- $1000 Deductible 160 1 Fiber-Cement Siding No
1984 325,000 Metal Roof 2,320 5 $1000-$2500 Deductible 840 7 Vinyl siding No
1980 345,000 Membrane Roof 2,230 3 $2500-$5000 Deductible 780 9 Stucco siding No
2001 650,000 Wood Shake Roof 4,620 5 $1000-$2500 Deductible 1080 6 Stone Siding No
2014 355,000 Slate Shingles Roof 2,240 5 $1000-$2500 Deductible 110 1 Brick siding yes
1996 660,000 Metal Roof 4,300 5 $1000-$2500 Deductible 900 4 Brick siding yes
1994 775,000 Shingles Roof 4,960 5 $1000-$2500 Deductible 930 3 Brick siding No
2010 235,000 Shingles Roof 1,780 3 > $10,000 Deductible 110 3 Wood siding No
2010 255,000 Membrane Roof 1,800 4 $500 Deductible 1260 12 Stucco siding yes
1993 265,000 Wood Shake Roof 1,670 3 $1000-$2500 Deductible 710 6 Brick siding No
1994 685,000 Shingles Roof 4,560 5 $500 Deductible 3670 12 Vinyl siding yes
1980 520,000 Slate Shingles Roof 4,120 5 $500 Deductible 2750 10 Stucco siding yes
2011 395,000 Shingles Roof 2,650 4 $2500-$5000 Deductible 1140 8 Stucco siding No
1992 290,000 Asphalt Shingles Roof 1,800 4 $1000-$2500 Deductible 300 3 Vinyl siding yes
2005 345,000 Slate Shingles Roof 2,470 4 $1000-$2500 Deductible 1270 8 Stucco siding yes
2006 575,000 Wood Shake Roof 4,980 5 $2500-$5000 Deductible 1110 5 Fiber-Cement Siding yes
2002 370,000 Membrane Roof 2,400 5 $500- $1000 Deductible 820 7 Brick siding yes
2013 465,000 Tile Roof 3,650 5 $1000-$2500 Deductible 1130 7 Brick siding No
2009 345,000 Composition Roof 3,210 4 > $10,000 Deductible 700 9 Stone Siding No