Royston Insurance Rates:

Royston, GA homeowners insurance is nearly $743 to $1,019, about $61-$84/month. Our exhaustive guide shows customers can save as much as $352 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Royston, GA Homeowners Insurance By Home Value

Royston, GA Home Value Total Homes % of Total Average Royston, GA Homeowners Insurance
Less than $50,000 189 15.0% $167
$50,000 to $59,999 56 4.0% $352
$60,000 to $69,999 95 7.0% $440
$70,000 to $79,999 80 6.0% $502
$80,000 to $89,999 46 3.0% $572
$90,000 to $99,999 69 5.0% $643
$100,000 to $124,999 72 6.0% $740
$125,000 to $149,999 190 15.0% $925
$150,000 to $174,999 118 9.0% $1101
$175,000 to $199,999 64 5.0% $1268
$200,000 to $249,999 123 10.0% $1524
$250,000 to $299,999 50 4.0% $1867
$300,000 to $399,999 42 3.0% $2369

Top Home Insurance Agents Near Royston, GA

Home Insurance Company Near Royston, GA Homeowners Insurance Agency Near Royston, GA Address
State Farm Bob Hollingsworth 20 Franklin Spring Cir, Royston, GA, 30662-2902
Nationwide David S Buffamoyer Jr 1909 N Main St, Anderson, SC, 29621
Allstate Franklin Ins Agcy 181 Washington St, Jefferson, GA, 30549
Allstate Kevin Christian 3200 Atlanta Hwy, Athens, GA, 30606
Allstate Monica Riden 5625 Mcever Rd, Oakwood, GA, 30566

Cost Of Homeowners Insurance By Street Near Royston, GA

Streets in Royston Area Homeowners Insurance Cost
Carroll Church Rd, Putnam St, Timberlane Rd, Pine Valley Dr, Dogwood Trl, Strawberry Ln, Brad St, Bryant St, Hill St, Tony Jones St$875
Cawthon Davis Rd, Pecan Dr, W Main St, Westclock Cir, US Hwy 29, Old Fish Pond Rd, Floyd St, Burroughs Rd, Bedenbaugh Rd, Ada Dr$886
Ada St, Turner Homes Cir, Shirley St, Glover St, Minish Rd, Taylor St, Bartheda Rd, Watts Ct, Timberlake Cir, Peoples St$874
Tucker St, Campbell Ridge Rd, Carlton St, Cawthon-Davis Rd, New Canon St, Rolling Hills Dr, Mineral Spring St Exd, Old Royston Rd, College St, Fowler St$887
Beatenbough Rd, Brogdon Cir, Brooks St, Baker St, Ridgeway St, Cedar Lake Dr, Orchard View Dr, State Rte 327, Stone Bridge Rd, E College St$875

Royston, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Royston$131 to $133
Franklin Springs$135
Canon$128
Franklin County$132

Royston, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franklin Springs city, Georgia $113 $150 $225
Canon city, Georgia $107 $143 $214
Franklin County, Georgia $110 $147 $220

Royston, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Royston, GA6.3%25.4%
Franklin Springs5.09%19.15%
Canon9.36%27.29%
Franklin County6.42%21.92%

Royston Renters Insurance as a Percentage of Rent

Royston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 33 4.0% $368
$200 to $299 127 16.0% $818
$300 to $499 232 29.0% $1268
$500 to $749 230 29.0% $1943
$750 to $999 103 13.0% $2693
$1,000 to $1,499 50 6.0% $3818
$1,500 or more 9 1.0% $5468

Average Cost Of Home Insurance By Company In Areas Nearby Royston For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$400,000 veneer Auto-Owners Insurance Company $1776.67 $1660.43 $1510.99
$300,000 frame Electric Insurance Company $2004 $1783 $1443
$200,000 frame Foremost Insurance Company $2498.00 $2453.00 $2408.00
$200,000 veneer Grange Property And Casualty Insurance Company N/A N/A $840
$75,000 frame Homesite Insurance Company Of Georgia N/A N/A $629
$300,000 veneer Homesite Insurance Company Of Georgia N/A N/A $1167
$400,000 veneer Lm Insurance Corporation N/A $2025 $1938
$350,000 veneer Owners Insurance Company $1284.35 $1200.33 $1092.31
$350,000 frame Preserver Insurance Company N/A $1209 $1085.00
$300,000 veneer The Armed Forces Insurance Corporation $1151 $1104 $1022

Royston, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Royston Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,500$6,000
Net Savings to Royston Home Owner from High Deductible Plan $500

Royston, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Royston, GA Home Replacement Value MORE than Home Value Royston, GA Home Replacement Value LESS than Home Value
Replacement Value $143,000 $117,000
Insurance Premium based on Replacement Value $575 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Royston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersAmerican Family Insurance
Monthly Premium 296569
Year Built 197719671988
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $50000-$75000$150000-$175000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Royston, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 260,000 Metal Roof 2,820 4 $500 Deductible 680 6 Vinyl siding yes
1993 165,000 Shingles Roof 2,180 4 $500 Deductible 440 7 Vinyl siding yes
1978 165,000 Shingles Roof 1,720 4 $5000 to $10,000 Deductible 210 4 Stucco siding No
2002 130,000 Tile Roof 1,560 3 $500 Deductible 480 8 Stone Siding yes
1967 295,000 Tile Roof 3,190 4 $500- $1000 Deductible 480 4 Stucco siding yes
1984 215,000 Composition Roof 2,810 4 $500- $1000 Deductible 540 8 Stucco siding yes
1974 210,000 Slate Shingles Roof 2,160 3 $500- $1000 Deductible 220 3 Stucco siding yes
1959 170,000 Shingles Roof 1,820 3 $500- $1000 Deductible 140 2 Vinyl siding No
1952 185,000 Membrane Roof 1,920 3 $1000-$2500 Deductible 750 10 Fiber-Cement Siding yes
2009 145,000 Composition Roof 2,140 4 $500 Deductible 430 9 Fiber-Cement Siding No
1996 190,000 Tile Roof 1,960 3 $500 Deductible 240 3 Fiber-Cement Siding No
1977 290,000 Membrane Roof 3,050 4 $500 Deductible 240 2 Vinyl siding No
1971 160,000 Shingles Roof 1,760 3 $500- $1000 Deductible 290 5 Wood siding yes
1974 115,000 Composition Roof 1,650 3 $500 Deductible 480 9 Stone Siding yes
2008 180,000 Asphalt Shingles Roof 1,810 3 $500- $1000 Deductible 260 3 Stucco siding yes
1970 95,000 Shingles Roof 1,420 3 $500 Deductible 460 10 Stone Siding No
1989 220,000 Wood Shake Roof 2,960 4 $5000 to $10,000 Deductible 640 8 Brick siding yes
2003 235,000 Membrane Roof 2,720 4 $500 Deductible 930 10 Stone Siding No
1999 265,000 Wood Shake Roof 3,000 4 $5000 to $10,000 Deductible 500 9 Wood siding yes
1979 190,000 Asphalt Shingles Roof 2,020 3 $5000 to $10,000 Deductible 600 12 Fiber-Cement Siding yes
2008 190,000 Slate Shingles Roof 2,740 4 $500 Deductible 890 10 Fiber-Cement Siding No
1991 135,000 Shingles Roof 1,580 3 $2500-$5000 Deductible 180 4 Wood siding yes
1960 225,000 Asphalt Shingles Roof 3,300 4 $5000 to $10,000 Deductible 790 12 Wood siding No
1983 120,000 Asphalt Shingles Roof 1,360 3 $500 Deductible 450 9 Vinyl siding yes
1960 275,000 Shingles Roof 3,150 4 $500- $1000 Deductible 730 8 Wood siding yes
1958 165,000 Asphalt Shingles Roof 2,010 3 $5000 to $10,000 Deductible 190 5 Fiber-Cement Siding yes
1985 205,000 Shingles Roof 2,640 4 $1000-$2500 Deductible 660 9 Fiber-Cement Siding yes
1978 240,000 Asphalt Shingles Roof 2,830 4 $1000-$2500 Deductible 720 9 Brick siding No