Royse City Insurance Rates:

Royse City, TX homeowners insurance is nearly $877 to $1,193, about $73-$99/month. Our complete research shows customers can save as much as $414 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Royse City, TX Homeowners Insurance By Home Value

Royse City, TX Home Value Total Homes % of Total Average Royse City, TX Homeowners Insurance
Less than $50,000 144 6.0% $196
$50,000 to $59,999 32 1.0% $424
$80,000 to $89,999 90 4.0% $683
$90,000 to $99,999 156 7.0% $766
$100,000 to $124,999 587 27.0% $890
$125,000 to $149,999 453 20.0% $1108
$150,000 to $174,999 306 14.0% $1315
$175,000 to $199,999 201 9.0% $1512
$200,000 to $249,999 121 5.0% $1823
$250,000 to $299,999 52 2.0% $2227

Top Home Insurance Agents Near Royse City, TX

Home Insurance Company Near Royse City, TX Homeowners Insurance Agency Near Royse City, TX Address
NA Peigo Llc 1111 Beltline Rd Ste 203, Garland, TX, 75045
Allstate Brian Mahon 2418 Marsh Ln Ste 110, Carrollton, TX, 75006
Allstate Derrick Mckee 851 Lake Carolyn Pkwy Ste 140, Irving, TX, 75039
Farmers Francisco Noriega 675 Town Square Blvd Ste 200, Garland, TX, 75040
Nationwide Paula L Ratliff Agency Inc 1301 ELM STREET, Carrollton, TX, 75006

Cost Of Homeowners Insurance By Street Near Royse City, TX

Streets in Royse City Area Homeowners Insurance Cost
Pvt Rd 2564, Co Rd 1123, FM 2642, Co Rd 2739, Lois Dr, Hillcrest Dr, Nancy Ln, Co Rd 2566, Co Rd 2744, FM 1565$1,036
Co Rd 2600, Co Rd 2516, Co Rd 2597, Co Rd 2508, Co Rd 2706, Horne Cir, Red Oak Dr, Shady Lake, Co Rd 2597, Co Rd 2142$1,037
Pvt Rd 1171, Pvt Rd 2225, Crestridge, Pr 2671, Hollon Dr, Co Rd 2520, Co Rd 2510, Chapel Rd, Co Rd 2595, Co Rd 2638$1,027
Co Rd 2656, Co Rd 2632, Co Rd 1121, Co Rd 2617, Co Rd 2550, Co Rd 2562, Pr Rd 2541, Co Rd 2522, FM 2642, E Ridgecrest$1,039
Lucy Dr, Pvt Rd 2593, Emory Oak Way, N Rock Rd, Cook, Circle Dr, Co Rd 2518, Co Rd 2608, Co Rd 2157, Co Rd 2716$1,035

Royse City, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Royse City$154 to $157
Northeast Rockwall$157
Fate$160
Union Valley$153

Royse City, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northeast Rockwall CCD, Rockwall County, Texas $131 $175 $262
Fate city, Texas $134 $178 $267
Union Valley city, Texas $128 $171 $256

Royse City, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Royse City, TX5.7%20.1%
Northeast Rockwall5.33%15.23%
Fate5.06%13.15%
Union Valley5.57%15.16%

Royse City Renters Insurance as a Percentage of Rent

Royse City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 1.0% $799
$300 to $499 32 4.0% $1249
$500 to $749 13 1.0% $1924
$750 to $999 168 25.0% $2674
$1,000 to $1,499 400 61.0% $3799
$1,500 or more 28 4.0% $5449

Royse City, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Royse City Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,300$12,800
Net Savings to Royse City Home Owner from High Deductible Plan $1,500

Royse City, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Royse City, TX Home Replacement Value MORE than Home Value Royse City, TX Home Replacement Value LESS than Home Value
Replacement Value $140,500 $99,500
Insurance Premium based on Replacement Value $1,350 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $250/year

Example Royse City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceGEICO Insurance
Monthly Premium 7312783
Year Built 200820102011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Royse City, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 245,000 Composition Roof 3,490 5 $500 Deductible 1710 10 Vinyl siding yes
2001 85,000 Membrane Roof 1,300 3 $500 Deductible 430 7 Brick siding No
2007 155,000 Membrane Roof 1,680 4 $500 Deductible 1280 9 Stone Siding yes
2013 170,000 Membrane Roof 1,910 5 $5000 to $10,000 Deductible 450 4 Vinyl siding yes
2013 315,000 Metal Roof 4,740 5 > $10,000 Deductible 830 6 Brick siding No
2013 155,000 Slate Shingles Roof 1,840 3 $500- $1000 Deductible 80 1 Stone Siding yes
2004 140,000 Composition Roof 1,610 5 $1000-$2500 Deductible 670 7 Stucco siding yes
2014 390,000 Metal Roof 4,400 5 $2500-$5000 Deductible 210 1 Brick siding No
2006 170,000 Slate Shingles Roof 1,710 4 $5000 to $10,000 Deductible 390 7 Vinyl siding yes
2013 285,000 Slate Shingles Roof 3,500 5 $1000-$2500 Deductible 2620 12 Stone Siding yes
2002 315,000 Slate Shingles Roof 3,260 4 $500 Deductible 890 4 Fiber-Cement Siding No
2012 210,000 Wood Shake Roof 3,230 4 $2500-$5000 Deductible 560 4 Fiber-Cement Siding yes
2006 345,000 Asphalt Shingles Roof 3,770 5 $5000 to $10,000 Deductible 930 6 Stucco siding No
2009 90,000 Membrane Roof 1,310 3 $2500-$5000 Deductible 430 6 Stone Siding No
2003 190,000 Composition Roof 1,940 3 $5000 to $10,000 Deductible 70 1 Stucco siding No
2009 125,000 Asphalt Shingles Roof 1,460 3 $500 Deductible 920 12 Stucco siding No
2006 185,000 Slate Shingles Roof 1,990 3 $500- $1000 Deductible 1440 10 Stucco siding yes
2012 150,000 Shingles Roof 2,300 5 $2500-$5000 Deductible 120 2 Wood siding No
2006 210,000 Composition Roof 2,880 4 $5000 to $10,000 Deductible 1290 10 Brick siding yes
2005 115,000 Shingles Roof 1,490 3 $500 Deductible 350 4 Stucco siding yes
2002 235,000 Tile Roof 2,530 5 $1000-$2500 Deductible 860 7 Wood siding No
2013 300,000 Composition Roof 3,320 4 $500- $1000 Deductible 1160 7 Vinyl siding yes
2014 140,000 Metal Roof 2,030 4 $2500-$5000 Deductible 100 1 Brick siding yes
2012 280,000 Membrane Roof 4,240 5 > $10,000 Deductible 790 6 Stone Siding No
2003 235,000 Tile Roof 2,560 5 $5000 to $10,000 Deductible 440 3 Brick siding yes
2001 95,000 Membrane Roof 1,320 3 $2500-$5000 Deductible 480 9 Fiber-Cement Siding No
2010 385,000 Membrane Roof 4,480 5 $5000 to $10,000 Deductible 870 4 Vinyl siding No
2013 220,000 Slate Shingles Roof 3,210 4 $500 Deductible 340 2 Wood siding yes
2003 200,000 Asphalt Shingles Roof 2,950 4 $500- $1000 Deductible 1230 10 Stucco siding yes
2000 185,000 Asphalt Shingles Roof 2,040 3 $500 Deductible 1130 9 Fiber-Cement Siding yes
2010 120,000 Shingles Roof 1,220 3 $2500-$5000 Deductible 710 12 Vinyl siding No
2007 250,000 Metal Roof 3,350 4 $500- $1000 Deductible 1390 7 Fiber-Cement Siding yes
2010 105,000 Metal Roof 1,530 3 $1000-$2500 Deductible 770 10 Brick siding yes
2012 210,000 Tile Roof 2,290 4 $2500-$5000 Deductible 300 3 Stone Siding yes