Royalton Insurance Rates:

Royalton, NY homeowners insurance is approximately $500 to $680, about $41-$56/month. Our complete research shows customers can save upto $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Royalton, NY Homeowners Insurance By Home Value

Royalton, NY Home Value Total Homes % of Total Average Royalton, NY Homeowners Insurance
Less than $50,000 94 4.0% $123
$50,000 to $59,999 46 2.0% $259
$60,000 to $69,999 116 5.0% $324
$70,000 to $79,999 141 6.0% $377
$80,000 to $89,999 254 11.0% $424
$90,000 to $99,999 179 8.0% $477
$100,000 to $124,999 382 18.0% $554
$125,000 to $149,999 271 12.0% $690
$150,000 to $174,999 183 8.0% $814
$175,000 to $199,999 136 6.0% $944
$200,000 to $249,999 142 6.0% $1132
$250,000 to $299,999 93 4.0% $1386
$300,000 to $399,999 83 3.0% $1764

Top Home Insurance Agents Near Royalton, NY

Home Insurance Company Near Royalton, NY Homeowners Insurance Agency Near Royalton, NY Address
NA Joseph L Noto Agency, Inc 285 Delaware Ave Ste 4000, Buffalo, NY, 14202
NA John V. Sally Dba John V. Sally Agency 782 Elmgrove Rd , Rochester, NY, 14624
NA The Fairl Agency Inc. 1008 Union Rd , West Seneca, NY, 14224
State Farm Jackie Ortiz 225 Alexander St, Rochester, NY, 14607-4009
Liberty Mutual Phillip Abbott 3784 Commerce Court Ste 200, North Tonawanda, NY, 14120

Cost Of Homeowners Insurance By Street Near Royalton, NY

Streets in Royalton Area Homeowners Insurance Cost
N Hartland St, Bell Rd, Carmen Rd, Dysinger Rd, S Carmen Rd, Block Church Rd, Orchard St, Kelly Ave, Mack Rd, Rochester Rd$592
Co Rd 118, Cottage Rd, S County Line Rd, Jackson Rd, Chestnut Ridge Rd, State Rte 77, Freeman Rd, Ertman Rd, Watson Ave, Pebble Ct$590
Co Rd 77, Locust Dr, S Hartland St, Bolton Rd, Singer Rd, Royalton Center Rd, Co Rd 45, Gasport Rd, Riddle Rd, State Rte 271$591
Mechanic St, Maplewood Dr, State St, State Rte 31E, Grove Rd, Telegraph Rd, S Vernon St, Highland Dr, Central Ave, Washington Ave$592
Emerson Pl, Carolyn St, Graham Rd, Foote Rd, Vernon St, Maedl Ln, Wolcottsville Rd, March Rd, Alfred St, N Vernon St$583

Royalton, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Royalton$88 to $90
Gasport$88
Middleport$87
Newstead$89

Royalton, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gasport CDP, New York $73 $97 $146
Middleport village, New York $73 $97 $145
Rapids CDP, New York $73 $97 $146

Royalton, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Royalton, NY3.7%7.8%
Gasport3.91%6.69%
Middleport4.24%8.83%
Rapids2.91%9.6%

Royalton Renters Insurance as a Percentage of Rent

Royalton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 25 4.0% $798
$300 to $499 79 14.0% $1248
$500 to $749 247 45.0% $1923
$750 to $999 106 19.0% $2673
$1,000 to $1,499 91 16.0% $3798

Royalton, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Royalton Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,100$8,500
Net Savings to Royalton Home Owner from High Deductible Plan $600

Royalton, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Royalton, NY Home Replacement Value MORE than Home Value Royalton, NY Home Replacement Value LESS than Home Value
Replacement Value $160,000 $113,000
Insurance Premium based on Replacement Value $1,275 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Royalton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceState Farm
Monthly Premium 8372157
Year Built 200519411986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$350000-$400000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Royalton, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 85,000 Metal Roof 1,230 3 $1000-$2500 Deductible 540 8 Wood siding yes
1944 320,000 Metal Roof 3,490 5 $500- $1000 Deductible 760 3 Fiber-Cement Siding No
2006 235,000 Membrane Roof 3,000 4 $1000-$2500 Deductible 2560 12 Brick siding No
2002 260,000 Shingles Roof 3,680 5 $2500-$5000 Deductible 980 6 Brick siding No
2002 220,000 Membrane Roof 2,430 5 $1000-$2500 Deductible 1440 10 Stucco siding No
1945 185,000 Tile Roof 2,330 5 $500 Deductible 1560 7 Fiber-Cement Siding No
2004 170,000 Metal Roof 1,900 3 $1000-$2500 Deductible 930 10 Stucco siding yes
1983 165,000 Metal Roof 1,980 4 $500 Deductible 870 5 Wood siding yes
1946 125,000 Metal Roof 1,720 5 $1000-$2500 Deductible 200 2 Vinyl siding yes
1986 160,000 Wood Shake Roof 2,370 4 $500- $1000 Deductible 940 8 Brick siding yes
2001 200,000 Membrane Roof 2,240 3 $2500-$5000 Deductible 240 3 Stucco siding No
2006 120,000 Asphalt Shingles Roof 1,870 3 $1000-$2500 Deductible 640 7 Fiber-Cement Siding No
2006 340,000 Membrane Roof 3,920 5 $1000-$2500 Deductible 1720 9 Vinyl siding yes