Roy, UT homeowners insurance is roughly $412 to $557, about $34-$46/month. Our detailed research reveals consumers can save upto $194 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Roy, UT | Homeowners Insurance Agency Near Roy, UT | Address |
|---|---|---|
| Allstate | Garve Walker | 6531 N Landmark Dr Ste B, Park City, UT, 84098 |
| Farmers | Gavin Hess | 2059 E 3900 S, Salt Lake City, UT, 84124 |
| Allstate | Leavitt Grp-Summit | 2200 Park Ave #A Ste202, Park City, UT, 84060 |
| State Farm | Randy Buchmiller | 5063 S State St, Murray, UT, 84107-4824 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Riverdale city, Utah | $61 | $81 | $121 |
| Clinton city, Utah | $61 | $81 | $122 |
| Sunset city, Utah | $60 | $80 | $120 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Roy, UT | 3.2% | 12.6% |
| Riverdale | 3.32% | 12.1% |
| Clinton | 2.97% | 11.97% |
| Sunset | 3.64% | 12.81% |
| Roy Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 124 | 7.0% | $1242 |
| $500 to $749 | 475 | 27.0% | $1917 |
| $750 to $999 | 508 | 29.0% | $2667 |
| $1,000 to $1,499 | 523 | 30.0% | $3792 |
| $1,500 or more | 45 | 2.0% | $5442 |
| Streets in Roy Area | Homeowners Insurance Cost |
|---|---|
| S 2425 W, W 4125 S, W 4650 S, 700 W, Vista Dr, 2350 West St, 5950 South St, 3375 S, 1325 West St, S 3850 W St | $482 |
| W 5750 S, W Birch Creek Rd, S 2950 W, W 5750 S, Hooper Rd, W 4350 S, 2200 West St, S 1610 W, 2100 West St, S 1825 W | $483 |
| 5175 S, W 3965 S St, Airport Rd, 2450 West St, 5975 S, W 5125 S St, 2750 West St, W 5675 S, 2525 W, W 4750 S | $485 |
| 2850 West St, 4000 South St, S 2575 W, W 4450 S, W 33rd St, 5150 South St, S 1900 W St, Promenade Dr, 2475 West St, W 5750 S | $483 |
| S 5700 W, 2750, 3985 South St, W 26th St, W 5800 S St, 2825 West St, S 6150 W, S 1915 W, 3350 W, S 4525 W | $507 |
| 1700 West St, 2275 West St, 3200 West St, W 5275 S St, W 2750 S, W 4825 S St, W 5325 S, 4250 S, 3975 West St, W 5460 S | $482 |
| 4200 South St, 2975 West St, W 5275 S, W 5925 S, 4825 S, W 4150 S, S 4150 W, 5750 South St, S 3375 W, S 600 W St | $486 |
| W 4175 S, 26th St Rmp, W 5750 S St, 4075 West St, S Ridgeline Dr, 5875 South St, W 5800 S, 3650 West St, S 1975 W, 1725 West St | $483 |
| S 3350 W St, Shamrock Cir, S 1725 W, 5550 South St, 5650 South St, 5500 South St, W 4725 S, S 6050 W St, S 1675 W, W Binford St | $482 |
| C Ave, W 3920 S, Industrial Dr, W Riverdale Rd, W 5600 S St, Royal Ridge Dr, 4425 South St, W 5275 S, S 2900 W St, W 5700 S St | $483 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Roy | $72 to $74 |
| Riverdale | $72 |
| Clinton | $73 |
| West Haven | $76 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Roy Homeowner Insurance Premium Example | $900 | $500 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,900 | $7,700 |
| Net Savings to Roy Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Roy, UT Home Replacement Value MORE than Home Value | Roy, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $211,500 | $129,500 |
| Insurance Premium based on Replacement Value | $500 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $38,500 | Risk Exposure from Under Insuring Coverage is $43,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | Nationwide Insurance | State Farm | Farmers Insurance |
| Monthly Premium | 25 | 68 | 57 |
| Year Built | 1964 | 1976 | 2001 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $100000-$125000 | $250000-$300000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |