Rowlett Insurance Rates:

Rowlett, TX homeowners insurance is roughly $896 to $1,214, about $74-$101/month. Our detailed research reveals consumers can save as much as $422 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Very reasonable rate that we pay for it, and to be honest that is very much influenced by the fact that it is more than just me in the house but they also provided what i consider to be the most fair and acceptable rate of any of the other providers out there.
State Farm
I don't like how different the policies are because they differ so much that i have to spend a lot of time thinking about it.
Rvos Insurance
Rvos has a very quick claim response time. they are a local company with local agents so they are familiar with the communities they serve and the problems that arise such as weather-related emergencies.
State Farm
The answer is really answered above. I find them rather knowledgeable about products they offer, so I have come to avoid interactions with them unless absolutely necessary
State Farm
I have yet to have a bad experience with my insurance company so overall I rate them highly. They are there for me when I’ve needed them and been quick to resolve problems when they've occurred.
State Farm
The customer service I get has always been great. My insurance agent always answers his phone and answers any questions I have and even offers suggestions to help fix any problems. He's really a great guy that helps out whenever he can.

Rowlett, TX Homeowners Insurance By Home Value

Rowlett, TX Home Value Total Homes % of Total Average Rowlett, TX Homeowners Insurance
Less than $50,000 385 2.0% $158
$70,000 to $79,999 165 1.0% $485
$80,000 to $89,999 301 1.0% $548
$90,000 to $99,999 533 3.0% $611
$100,000 to $124,999 2,193 14.0% $706
$125,000 to $149,999 2,795 18.0% $886
$150,000 to $174,999 2,861 18.0% $1055
$175,000 to $199,999 1,985 12.0% $1213
$200,000 to $249,999 2,573 16.0% $1466
$250,000 to $299,999 1,198 7.0% $1793
$300,000 to $399,999 420 2.0% $2278

Top Home Insurance Agents Near Rowlett, TX

Home Insurance Company Near Rowlett, TX Homeowners Insurance Agency Near Rowlett, TX Address
Allstate Benson Churchill 701 State Highway 78 S Ste A, Farmersville, TX, 75442
Allstate Frank Correa 520 E Northwest Hwy Ste 101, Grapevine, TX, 76051
Liberty Mutual Independent Ibtx Risk Services 6363 N State Highway 161 6363 N State Highway 161, Irving, TX, 75038
Travelers Insurance City 3209 PREMIER DR STE 103, PLANO, TX, 75075
Allstate Jacob Cohen 4099 Mcewen Rd Ste 150, Farmers Branch, TX, 75244

Cost Of Homeowners Insurance By Street Near Rowlett, TX

Streets in Rowlett Area Homeowners Insurance Cost
Shannon Dr, Windham Dr, Vernon Dr, Prairie Ct, Inwood Dr, Heartstone Ln, Pecan Dr, Silverthorn Dr, Meadow Bluff Dr, Glencoe Dr$1,075
Watersedge Dr, Fairmont Cir, Battle Creek Dr, Weatherly Dr, McKenzie Pl, Harvest Crossing Dr, Carol Dr, Graham Dr, Davis St, Stonewall Cove$1,076
Heather Glen Dr, Camelot Ct, Scenic Dr, Miami Dr, Briarcrest Dr, Lakeview Pkwy, Thorndale Ln, Pine Forest Dr, W Quail Run Rd, Peninsula Dr$1,083
Scenic Dr, N Goliad St, Southern Pines Dr, Plummer Dr, Cavendish Ct, Cypress Ln, Grantham Dr, Mirage Ln, Barton Creek Dr, Misty Way$1,071
Heritage Pkwy, Creekside Dr, Warwick Dr, Lincolnshire Ln, Nicholas St, Betty St, Joyce St, Green Gables Ct, W Quail Run, New Forest Dr$1,083

Rowlett, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rowlett$157 to $160
Sachse$160
Northwest Rockwall$161
Garland$154

Rowlett, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sachse city, Texas $160 $213 $320
Northwest Rockwall CCD, Rockwall County, Texas $161 $215 $323
Garland city, Texas $154 $205 $308

Rowlett, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rowlett, TX5.1%13.6%
Sachse4.85%13.35%
Northwest Rockwall4.77%13.12%
Garland6.22%16.12%

Rowlett Renters Insurance as a Percentage of Rent

Rowlett Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 62 2.0% $1242
$500 to $749 203 8.0% $1917
$750 to $999 227 9.0% $2667
$1,000 to $1,499 784 33.0% $3792
$1,500 or more 1,082 45.0% $5442

Rowlett, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Rowlett Homeowner Insurance Premium Example $6,000$5,500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $25,300$24,300
Net Savings to Rowlett Home Owner from High Deductible Plan $1,000

Rowlett, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rowlett, TX Home Replacement Value MORE than Home Value Rowlett, TX Home Replacement Value LESS than Home Value
Replacement Value $254,500 $175,000
Insurance Premium based on Replacement Value $2,500 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $275/year

Example Rowlett Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmFarmers Insurance
Monthly Premium 115126234
Year Built 199620091987
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$350000-$400000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Rowlett, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 180,000 Shingles Roof 2,350 4 $500- $1000 Deductible 190 1 Stone Siding No
1983 315,000 Tile Roof 2,920 5 $500- $1000 Deductible 1030 4 Stucco siding yes
2012 225,000 Asphalt Shingles Roof 2,300 4 $500- $1000 Deductible 1690 12 Vinyl siding No
2007 170,000 Metal Roof 1,710 5 $500- $1000 Deductible 610 6 Vinyl siding No
1992 280,000 Membrane Roof 2,720 4 $1000-$2500 Deductible 1310 9 Brick siding yes
1980 180,000 Slate Shingles Roof 1,860 4 $1000-$2500 Deductible 1130 12 Stone Siding yes
1982 185,000 Membrane Roof 1,970 5 $1000-$2500 Deductible 680 5 Brick siding yes
1992 300,000 Composition Roof 2,650 4 > $10,000 Deductible 760 6 Wood siding No
2002 215,000 Tile Roof 2,040 4 $2500-$5000 Deductible 990 7 Wood siding No
1980 150,000 Tile Roof 1,640 4 $500- $1000 Deductible 820 6 Stone Siding yes
2010 410,000 Shingles Roof 3,610 5 > $10,000 Deductible 570 4 Stone Siding No
1990 330,000 Composition Roof 2,880 5 $2500-$5000 Deductible 1140 6 Fiber-Cement Siding yes
2006 355,000 Asphalt Shingles Roof 3,160 4 $500- $1000 Deductible 1320 7 Wood siding yes
1992 170,000 Membrane Roof 1,970 5 $500- $1000 Deductible 510 4 Stone Siding No
1995 330,000 Tile Roof 2,940 4 > $10,000 Deductible 1090 9 Brick siding yes
2006 185,000 Membrane Roof 2,410 4 $500- $1000 Deductible 1140 12 Fiber-Cement Siding No
1995 175,000 Composition Roof 2,240 4 $1000-$2500 Deductible 590 6 Fiber-Cement Siding yes
2008 300,000 Shingles Roof 2,610 5 $500- $1000 Deductible 350 2 Stone Siding yes
1982 145,000 Composition Roof 1,650 4 $500- $1000 Deductible 590 6 Vinyl siding No
2011 340,000 Wood Shake Roof 4,410 5 > $10,000 Deductible 1090 8 Stone Siding yes
2010 340,000 Asphalt Shingles Roof 4,000 5 $500 Deductible 2590 12 Vinyl siding No
2008 235,000 Metal Roof 2,330 4 $5000 to $10,000 Deductible 590 5 Stone Siding yes
1988 225,000 Tile Roof 2,270 5 $500 Deductible 830 5 Brick siding No