Round Rock Insurance Rates:

Round Rock, TX homeowners insurance is approximately $898 to $1,218, about $74-$101/month. Our exhaustive analysis indicates shoppers can save upto $423 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I don't have much to dislike. I wish it was cheaper but I don't think there is much they can do about that.
Progressive
The service has been exceptional, the rates a good compared to other companies and the customer service has been great. I have no complaints about this insurance company.
State Farm
They are great. They are always smiling and happy. They are so eager to help with anything you may need. If and when they offer additional service and/or items they are not pushy about it att.
Progressive
I do not like how I see all these other insurance companies giving safe driving bonus checks when Progressive has yet to do something like that. I never get money back and I've been accident-free for many years.
State Farm
I think my premium is a great deal, especially when I compared it with other companies I have looked into.
Progressive
Customer service reps are very nice. However, their phone line and automatic phone system are bad. I often get sent to the wrong customer service rep department.
Progressive
I do not really have any dislikes about this company currently. If I ever need to use my policy in the future I am confident they will provide quality service.
State Farm
I like State Farm for their friendliness, knowledge of insurance, customer service, different types of insurance and their rates. They treat you with respect and do not try to rip you off.
Allstate
There is not enough of them around my city so sometimes I have to drive out far if I need to go to their office
Amica Mutual Insurance
i recommend this company... i satisfied with all policies and offers.. i am a part of that company.. good service providers
Aaa
Customer service is extremely helpful in times of need which is why I would recommend this insurance company.
Progressive
I would no recommend this company for home insurance due to the fact that I really do not know to much about it. I have never made a claim yet, so I haven't had to deal with them at all.
Pronto Insurance
that at the moment of calling and speaking with a new person in the company, they do not have and do not fully know the information of the company
Liberty Mutual
There is nothing I really dislike. Other than the frustration of paying for insurance that I never will use in all likelihood. I cannot judge claims as I have not had to enter one thus far.
Geico
They have excellent customer service and are open to communication through a variety of channels. Their rates are reasonable. It's easy to file a claim and you get paid pretty quickly.
Farmer's Insurance
I feel like I can trust them. This company has proven themselves over and over again. They have been in business for over 75 years, and have built a great reputation.
Allstate
Compared to other major insurance companies, my insurance company has great low rates for customized property, home, and personal belonging coverage packages.
Allstate
Allstate's employee provides quick response to all of my questions and they were very clear about what is and what is not covered.
Goosehead Insurance
I'm not sure if they really have a corporate office. it would be nice to walk in and talk to someone about making some policy changes, but i cannot find a real address for them.
Farmer's Insurance
I feel as if I could probably get a much lower premium elsewhere, but I haven't really taken the extra time out to thoroughly look.
State Farm
I don't dislike anything about the company. I have nothing, but good things to say about State Farm. Would highly recommend.

Round Rock, TX Homeowners Insurance By Home Value

Round Rock, TX Home Value Total Homes % of Total Average Round Rock, TX Homeowners Insurance
Less than $50,000 229 1.0% $148
$80,000 to $89,999 267 1.0% $529
$90,000 to $99,999 430 2.0% $592
$100,000 to $124,999 3,049 15.0% $687
$125,000 to $149,999 3,460 17.0% $856
$150,000 to $174,999 3,547 18.0% $1015
$175,000 to $199,999 1,833 9.0% $1174
$200,000 to $249,999 3,173 16.0% $1417
$250,000 to $299,999 1,346 6.0% $1724
$300,000 to $399,999 1,753 9.0% $2200

Top Home Insurance Agents Near Round Rock, TX

Home Insurance Company Near Round Rock, TX Homeowners Insurance Agency Near Round Rock, TX Address
NA Lawhorn Insurance 3000 Joe Dimaggio Blvd Ste 12 Round Rock, Round Rock, TX, 78664
Allstate Andrew Norris 1300 Gattis School Rd Ste 500, Round Rock, TX, 78664
Allstate Carla Carlow 15901 Central Commerce Dr Ste 101, Pflugerville, TX, 78660
Travelers Round Rock Insurance 101 EAST OLD SETTLERS BLVD STE 160, ROUND ROCK, TX, 78664
Nationwide The Dollar Agency Inc 407 W University Ave STE 100, Georgetown, TX, 78626

Cost Of Homeowners Insurance By Street Near Round Rock, TX

Streets in Round Rock Area Homeowners Insurance Cost
Ridgefield Loop, S Ash Cv, Deep River Cir, Rainbow Cove, Campanella Cove, Hideaway Ln, Pin Oak Ln, Beckwood Trl, Hunters Lodge Dr, Walsh Dr$1,061
Adelen Ln, W Luminoso Ln, Oak Meadow Dr, Rosenborough Ln N, Deer Draw St, Baffin Cove, Tony Dr, Gleneagles Cove, Sparrow Dr, Fern Bluff Ave$1,090
Pointe Pl, Ashley Dr, Weddington Dr, Trey Ct, Hale Irwin Dr, Hummingbird Ct, Terra St, Rock Hill Rd, E Nakoma, Edville Ln$1,052
Stagecoach Trl, Co Rd 186, Stratford Ct, Tanner Cir, Bob Estes Cv, Overview St, Grove Dr, Erika Cove, Meandering Way, Texas Ave$1,067
Rabbit Run, Thompson Trl, Winding River Trl, Cami Path, Cushing Dr, Hillridge Dr, Chowan Way, Westvalley Pl, Scenic Ter, Highland Estates Dr$1,123
Tom Seaver Pl, Pheasant Hollow, Alazan Cv, Mayfield Dr, Pine Forest Cove, Sycamore Trl, Rustlers Rd, Inwood Cove, Settlers Park Loop, Whirlwind Trl$1,037
Lancaster Gate Dr, Sundrop Pl, Dixie Ln, Black Rock Bend, Wood Rock Dr, Whitetail Cove, Live Oak Cove, Limmer Loop, Vista Ave, Woodgreen Dr$1,041
Rachel Ln, Co Rd 173, Wyman Cove, Cactus Dr, Dry Creek Ct, Fred Couples Dr, Oak Vista Pl, Alexander Valley Cove, Hairy Man Rd, Old West Pl$1,023
Klattenhoff Ln, S Stone St, Royal Burgess Dr, N Mays St, Twin Terrace Ct, Barefoot Ln, Enchanted Rock Cove, College St, Lesa Ln, White Indigo Trl$1,055
San Fernando Ct, Latitude Ln, Sandy Koufax Ln, Ivy Ct, Acacia Dr, Chandler Crossing Cove, Hawk View St, Cedar Springs Pl, W Bagdad Ave, Jazz St$1,067

Round Rock, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Round Rock$158 to $161
Brushy Creek$162
Wells Branch$158
Round Rock-Georgetown$160

Round Rock, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brushy Creek CDP, Texas $163 $217 $326
Wells Branch CDP, Texas $158 $210 $315
Pflugerville city, Texas $158 $211 $317

Round Rock, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Round Rock, TX5.4%15.8%
Brushy Creek4.77%11.96%
Wells Branch6.07%16.39%
Pflugerville5.38%13.56%

Round Rock Renters Insurance as a Percentage of Rent

Round Rock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 1,851 13.0% $1916
$750 to $999 4,583 32.0% $2666
$1,000 to $1,499 5,595 39.0% $3791
$1,500 or more 1,766 12.0% $5441

Round Rock, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Round Rock Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $11,800$10,800
Net Savings to Round Rock Home Owner from High Deductible Plan $1,000

Round Rock, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Round Rock, TX Home Replacement Value MORE than Home Value Round Rock, TX Home Replacement Value LESS than Home Value
Replacement Value $161,500 $111,000
Insurance Premium based on Replacement Value $1,625 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year

Example Round Rock Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateTravelers
Monthly Premium 107194126
Year Built 200520141986
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$175000-$200000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Round Rock, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 350,000 Shingles Roof 3,070 5 $500- $1000 Deductible 2220 9 Wood siding No
2002 115,000 Tile Roof 1,270 3 $500 Deductible 160 2 Fiber-Cement Siding yes
2011 145,000 Wood Shake Roof 1,430 2 $500 Deductible 830 7 Brick siding No
2006 190,000 Metal Roof 1,620 3 $2500-$5000 Deductible 1850 12 Stone Siding yes
1984 270,000 Tile Roof 2,970 4 $500- $1000 Deductible 820 5 Stone Siding yes
1992 245,000 Membrane Roof 2,500 4 $1000-$2500 Deductible 390 2 Vinyl siding yes
2013 200,000 Tile Roof 2,430 4 $1000-$2500 Deductible 110 1 Stone Siding No
1992 285,000 Wood Shake Roof 3,110 5 $5000 to $10,000 Deductible 530 4 Vinyl siding No
1989 170,000 Shingles Roof 1,570 2 $500- $1000 Deductible 1630 10 Vinyl siding yes
2009 135,000 Metal Roof 1,550 2 $500- $1000 Deductible 670 7 Vinyl siding yes
1988 175,000 Tile Roof 1,480 2 $2500-$5000 Deductible 450 4 Wood siding yes
1996 110,000 Slate Shingles Roof 1,200 2 $500 Deductible 280 3 Stucco siding No
1982 165,000 Metal Roof 1,700 3 $2500-$5000 Deductible 710 6 Stone Siding No
1997 480,000 Slate Shingles Roof 4,230 5 $1000-$2500 Deductible 3460 12 Stucco siding No
2009 375,000 Composition Roof 3,230 4 > $10,000 Deductible 290 2 Stucco siding No
2000 220,000 Slate Shingles Roof 1,830 4 $500- $1000 Deductible 230 2 Stucco siding No
1981 175,000 Metal Roof 2,070 4 $1000-$2500 Deductible 740 8 Fiber-Cement Siding yes
1983 155,000 Tile Roof 1,830 4 $500 Deductible 790 7 Vinyl siding No
1993 150,000 Wood Shake Roof 1,550 2 $2500-$5000 Deductible 400 5 Fiber-Cement Siding yes
1996 110,000 Membrane Roof 1,130 2 $500 Deductible 90 1 Fiber-Cement Siding yes
2002 160,000 Wood Shake Roof 2,030 4 $500 Deductible 1120 10 Fiber-Cement Siding No
1986 275,000 Wood Shake Roof 2,370 3 $1000-$2500 Deductible 1510 8 Brick siding yes
1988 175,000 Tile Roof 2,020 3 $2500-$5000 Deductible 520 6 Wood siding yes