Round Lake Insurance Rates:

Round Lake, IL homeowners insurance is roughly $661 to $901, about $55-$75/month. Our thorough research reveals consumers can save upto $312 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I don't like that they raise the premiums without much warning. It only goes up by a few dollars at a time, but I still know that it all adds up in the ed and i don't know why my premium has gone up when I haven't made a claim.

Round Lake, IL Homeowners Insurance By Home Value

Round Lake, IL Home Value Total Homes % of Total Average Round Lake, IL Homeowners Insurance
Less than $50,000 276 6.0% $93
$90,000 to $99,999 46 1.0% $359
$100,000 to $124,999 355 7.0% $421
$125,000 to $149,999 415 9.0% $523
$150,000 to $174,999 437 9.0% $624
$175,000 to $199,999 606 13.0% $718
$200,000 to $249,999 1,067 23.0% $866
$250,000 to $299,999 687 15.0% $1054
$300,000 to $399,999 567 12.0% $1343

Top Home Insurance Agents Near Round Lake, IL

Home Insurance Company Near Round Lake, IL Homeowners Insurance Agency Near Round Lake, IL Address
Liberty Mutual Independent Arthur J Gallagher Risk Management Services Inc 17035 N Wisconsin Ave Ste 135, Brookfield, WI, 53005
Travelers Kensington Financial Services Inc 3135 N WILKE ROAD STE A, ARLINGTON HEIGHTS, IL, 60004
State Farm Kevin Collins 6743 Pershing Rd, Stickney, IL, 60402-4071
Travelers L Dabrowski Agency Llc 8043 N MILWAUKEE, NILES, IL, 60714
Allstate Zbigniew Bart Wojewnik 7826 W Belmont Ave, Chicago, IL, 60634

Cost Of Homeowners Insurance By Street Near Round Lake, IL

Streets in Round Lake Area Homeowners Insurance Cost
Turks Cap Rd, Bluff Ct, Filly Ln, N Prospect Dr, Blue Heron Ct, Railroad Ave, Overlook Cir, Waterford Ln, S Bayport Ln, Schank Ave$815
S Cedar Lake Rd, New House Ln, Shetland Ct, Columbine Ct, W Oak St, Cedar Mound Rd, N Bacon Rd, Beacon Ln, N Wabash Ave, Stable Ct$767
Gossell Rd, N Petite St, S High Point Rd, N Park Rd, Horseshoe Ct, Industrial Dr, N Harris Rd, Crown Ct, Lem Dr, W Wooster Lake Dr$821
W Nippersink Rd, Sunnybrook Rd, Haywood Dr, Hawthorn Ridge Dr, W Meadow Mist Ln, Derby Ln, W Park Rd, Blue Heron Cir, W Hampton Ct, Heron Ln$827
W Waterford Ct, Porter Dr, W Hafer Rd, Butterfield Ln, Barnwood Ct, N Savanah Ct, S Alleghany Rd, Meadowhill Ln, School Dr, Birch Dr$770

Round Lake, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Round Lake$116 to $119
Round Lake Park$113
Hainesville$115
Long Lake$114

Round Lake, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Round Lake Park village, Illinois $95 $126 $189
Hainesville village, Illinois $96 $128 $192
Avon township, Lake County, Illinois $96 $128 $192

Round Lake, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Round Lake, IL3.1%8.5%
Round Lake Park4.17%12.15%
Hainesville3.29%8.18%
Avon3.43%8.88%

Round Lake Renters Insurance as a Percentage of Rent

Round Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 15 1.0% $778
$300 to $499 57 5.0% $1228
$500 to $749 90 8.0% $1903
$750 to $999 334 29.0% $2653
$1,000 to $1,499 387 34.0% $3778
$1,500 or more 233 20.0% $5428

Round Lake, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Round Lake Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,500
Net Savings to Round Lake Home Owner from High Deductible Plan $1,000

Round Lake, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Round Lake, IL Home Replacement Value MORE than Home Value Round Lake, IL Home Replacement Value LESS than Home Value
Replacement Value $130,000 $101,500
Insurance Premium based on Replacement Value $725 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Round Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 424871
Year Built 200520112014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Round Lake, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 375,000 Composition Roof 2,760 4 $500- $1000 Deductible 250 2 Vinyl siding No
2008 200,000 Composition Roof 1,760 3 $500- $1000 Deductible 730 10 Brick siding yes
2013 230,000 Composition Roof 1,890 4 $500- $1000 Deductible 970 12 Brick siding yes
2012 205,000 Shingles Roof 1,730 5 $5000 to $10,000 Deductible 380 5 Fiber-Cement Siding No
2007 355,000 Wood Shake Roof 2,670 4 $500- $1000 Deductible 1130 10 Brick siding yes
2012 340,000 Shingles Roof 2,490 5 $500 Deductible 650 4 Stone Siding yes
2010 460,000 Tile Roof 3,930 5 $500- $1000 Deductible 450 2 Wood siding yes
2011 205,000 Wood Shake Roof 2,060 3 $500- $1000 Deductible 360 5 Stone Siding No
2008 285,000 Composition Roof 2,250 3 $2500-$5000 Deductible 610 9 Brick siding yes
2004 170,000 Composition Roof 1,330 3 $500 Deductible 110 2 Fiber-Cement Siding yes
2002 240,000 Shingles Roof 2,390 3 > $10,000 Deductible 40 1 Vinyl siding No
2003 175,000 Composition Roof 1,900 3 $2500-$5000 Deductible 220 6 Stucco siding yes
2010 225,000 Shingles Roof 1,880 5 $500- $1000 Deductible 90 1 Brick siding No
2008 235,000 Slate Shingles Roof 2,340 5 $500- $1000 Deductible 200 2 Wood siding No
2001 425,000 Tile Roof 3,840 5 $5000 to $10,000 Deductible 680 6 Stucco siding No
2014 215,000 Composition Roof 1,850 3 $2500-$5000 Deductible 450 6 Brick siding yes
2005 230,000 Composition Roof 2,240 4 $1000-$2500 Deductible 1090 12 Stone Siding No
2003 195,000 Composition Roof 2,070 5 $500- $1000 Deductible 80 1 Stucco siding No
2013 310,000 Asphalt Shingles Roof 2,600 4 $1000-$2500 Deductible 900 10 Wood siding yes
2004 295,000 Wood Shake Roof 2,930 4 $500 Deductible 760 5 Wood siding No
2009 190,000 Metal Roof 2,030 4 $500- $1000 Deductible 470 8 Stucco siding No
2000 540,000 Tile Roof 4,080 5 > $10,000 Deductible 1510 10 Stone Siding yes
2003 205,000 Composition Roof 1,950 3 $5000 to $10,000 Deductible 600 9 Stucco siding yes
2012 420,000 Membrane Roof 4,490 5 $500 Deductible 860 6 Stucco siding No
2007 155,000 Metal Roof 1,620 5 $500 Deductible 450 6 Fiber-Cement Siding yes
2000 155,000 Tile Roof 1,660 5 $2500-$5000 Deductible 590 12 Brick siding No
2010 140,000 Tile Roof 1,220 3 $1000-$2500 Deductible 200 5 Brick siding No
2005 160,000 Metal Roof 1,460 3 $2500-$5000 Deductible 380 7 Vinyl siding No
2009 210,000 Shingles Roof 1,800 3 $500 Deductible 150 2 Brick siding yes
2010 270,000 Metal Roof 2,370 3 $1000-$2500 Deductible 320 3 Vinyl siding No
2004 190,000 Membrane Roof 1,680 4 $500 Deductible 680 9 Brick siding yes
2002 250,000 Metal Roof 2,460 4 $1000-$2500 Deductible 1320 12 Brick siding yes
2002 260,000 Slate Shingles Roof 2,140 5 $5000 to $10,000 Deductible 60 1 Brick siding No
2011 450,000 Slate Shingles Roof 4,420 5 $2500-$5000 Deductible 340 2 Brick siding yes