Rossmoor Insurance Rates:

Rossmoor, CA homeowners insurance is approximately $591 to $805, about $49-$67/month. Our complete research reveals consumers can save as much as $279 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Rossmoor, CA Homeowners Insurance By Home Value

Rossmoor, CA Home Value Total Homes % of Total Average Rossmoor, CA Homeowners Insurance
$50,000 to $59,999 9 6.0% $41
$60,000 to $69,999 7 4.0% $48
$80,000 to $89,999 6 4.0% $69
$100,000 to $124,999 38 25.0% $90
$150,000 to $174,999 29 19.0% $132
$200,000 to $249,999 9 6.0% $188
$300,000 to $399,999 51 34.0% $293

Top Home Insurance Agents Near Rossmoor, CA

Home Insurance Company Near Rossmoor, CA Homeowners Insurance Agency Near Rossmoor, CA Address
Travelers Blake P Sanborn Insurance Agency Inc 16315 E WHITTIER BLVD STE 104, WHITTIER, CA, 90603
State Farm Diane Sinner 6535 Wilshire Blvd Ste 117, Los Angeles, CA, 90048-4962
Farmers Dirk Young 25432 Trabuco Rd Ste 208, Lake Forest, CA, 92630
Travelers Hub International Ins Services Inc 4371 LATHAM ST STE 101, RIVERSIDE, CA, 92501
Travelers Premier Associates Insurance Brokers 3636 BIRCH ST STE 220, NEWPORT BEACH, CA, 92660

Cost Of Homeowners Insurance By Street Near Rossmoor, CA

Streets in Rossmoor Area Homeowners Insurance Cost
Martha Ann Dr, Quail Run Rd, Loring Dr, Wendy Way, Kensington Rd, Montecito Rd, Drysdale Ln, Kensington Rd, Old Ranch Pkwy, Christy Ln$704
Ballantine Dr, Wallingsford Rd, Silverwood Dr, Blume Dr, Old Mill Rd, Druid Ln, Davenport Rd, Kenilworth Dr, Silver Fox Rd, Kittrick Dr$689
Ruth Elaine Dr, Chesney Dr, Shakespeare Dr, Aceca Dr, Occidental Dr, Blume Dr, Oak Knoll Dr, Coleridge Dr, Oak Way Dr, Rossmoor Way$699
Chaucer Rd, Mainway Dr, Glenroy Pl, Donnie Ann Rd, Cortese Dr, Foster Rd, Tucker Ln, Yellowtail Dr, Walker Lee Dr, Yale Ln$700
Shakespeare Dr, Saint Cloud Dr, Tigertail Dr, Woodstock Rd, Inverness Dr, Chianti Dr, Montecito Rd, Channing Way, Bradbury Rd, Hillrose Dr$704

Rossmoor, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rossmoor$104 to $107
Los Alamitos$99
Seal Beach$91
Cypress$97

Rossmoor, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Los Alamitos city, California $83 $111 $166
Seal Beach city, California $77 $102 $153
Hawaiian Gardens city, California $76 $101 $151

Rossmoor, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rossmoor, CA1.8%12.0%
Los Alamitos1.93%12.2%
Seal Beach1.8%12.05%
Hawaiian Gardens2.95%15.19%

Rossmoor Renters Insurance as a Percentage of Rent

Rossmoor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 7 1.0% $1872
$750 to $999 29 6.0% $2622
$1,000 to $1,499 157 35.0% $3747
$1,500 or more 253 56.0% $5397

Average Cost Of Home Insurance By Company In Areas Nearby Rossmoor For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewHorace Mann422
300000500NewAmco531
4000001000NewIDS Property Casualty772
4000001000NewOregon Mutual698
4000001000NewPacific Specialty788
5000001000NewHorace Mann P & C734
5000002500NewEncompass1229
2000005001-3 YearsBankers Standard1656
2000005001-3 YearsGrange491
25000010001-3 YearsBankers Standard1538
25000010001-3 YearsIntegon/National782
25000010001-3 YearsTokio Marine America432
2500005001-3 YearsLiberty Ins Corp693
3000005001-3 YearsChubb/Federal1462
3000005001-3 YearsLiberty Ins Corp772
40000010001-3 YearsBankers Standard1699
40000010001-3 YearsStillwater Ins Co702
50000010001-3 YearsHorace Mann P & C765
1500002504-6 YearsWawanesa510
1500005004-6 YearsGrange416

Rossmoor, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Rossmoor Homeowner Insurance Premium Example $2,700$2,100
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,600$17,000
Net Savings to Rossmoor Home Owner from High Deductible Plan $600

Rossmoor, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rossmoor, CA Home Replacement Value MORE than Home Value Rossmoor, CA Home Replacement Value LESS than Home Value
Replacement Value $1,029,500 $661,000
Insurance Premium based on Replacement Value $3,500 $2,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $176,000 Risk Exposure from Under Insuring Coverage is $192,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $600/year

Example Rossmoor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceAllstate
Monthly Premium 216161200
Year Built 196619731974
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $800000-$900000$900000-$1000000More than 10000000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rossmoor, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 1,775,000 Shingles Roof 4,400 5 $2500-$5000 Deductible 370 2 Stucco siding yes
1962 1,120,000 Composition Roof 2,700 4 $2500-$5000 Deductible 920 4 Vinyl siding yes
1975 925,000 Metal Roof 2,760 4 $2500-$5000 Deductible 820 4 Fiber-Cement Siding yes
1975 1,275,000 Shingles Roof 3,170 4 $2500-$5000 Deductible 430 2 Stone Siding yes
1961 590,000 Tile Roof 1,610 4 > $10,000 Deductible 270 6 Brick siding yes
1963 915,000 Tile Roof 2,690 4 $2500-$5000 Deductible 1280 8 Vinyl siding No
1964 730,000 Tile Roof 1,810 4 $2500-$5000 Deductible 1200 10 Fiber-Cement Siding No
1972 910,000 Metal Roof 2,950 5 $500- $1000 Deductible 1090 8 Stucco siding yes
1979 1,205,000 Slate Shingles Roof 3,770 5 $2500-$5000 Deductible 1660 10 Vinyl siding yes
1978 1,375,000 Shingles Roof 3,950 5 $500- $1000 Deductible 1920 8 Vinyl siding yes
1963 995,000 Slate Shingles Roof 2,630 4 > $10,000 Deductible 280 2 Fiber-Cement Siding yes
1979 945,000 Composition Roof 2,290 4 $500- $1000 Deductible 1430 7 Vinyl siding yes
1971 635,000 Composition Roof 1,920 4 $5000 to $10,000 Deductible 230 3 Fiber-Cement Siding No
1976 635,000 Asphalt Shingles Roof 2,090 5 $500- $1000 Deductible 280 2 Stone Siding yes
1961 885,000 Wood Shake Roof 2,010 4 > $10,000 Deductible 950 8 Stucco siding yes
1979 1,785,000 Metal Roof 4,680 5 $5000 to $10,000 Deductible 640 4 Brick siding No
1962 995,000 Membrane Roof 2,920 5 $500 Deductible 520 2 Brick siding yes
1979 855,000 Tile Roof 2,270 5 $2500-$5000 Deductible 800 6 Brick siding No
1972 690,000 Wood Shake Roof 2,240 4 > $10,000 Deductible 260 3 Vinyl siding No
1962 1,605,000 Asphalt Shingles Roof 4,110 5 > $10,000 Deductible 420 4 Brick siding No
1975 1,665,000 Composition Roof 4,200 5 $500 Deductible 1030 4 Stone Siding No
1973 1,070,000 Slate Shingles Roof 3,090 5 $1000-$2500 Deductible 2300 12 Brick siding yes
1973 1,440,000 Metal Roof 3,310 4 $500 Deductible 2500 10 Wood siding No
1975 585,000 Tile Roof 1,540 5 $1000-$2500 Deductible 640 6 Wood siding yes
1965 950,000 Metal Roof 2,610 5 $500 Deductible 2390 9 Stone Siding yes
1970 775,000 Metal Roof 2,210 4 $1000-$2500 Deductible 1300 8 Vinyl siding yes
1963 915,000 Composition Roof 2,370 5 $1000-$2500 Deductible 2680 12 Brick siding No
1969 875,000 Metal Roof 2,180 5 $1000-$2500 Deductible 1170 6 Brick siding yes
1963 1,460,000 Metal Roof 3,710 5 $1000-$2500 Deductible 1630 7 Wood siding No
1976 670,000 Composition Roof 2,140 5 $5000 to $10,000 Deductible 710 8 Vinyl siding No
1960 895,000 Tile Roof 2,620 5 $2500-$5000 Deductible 2100 12 Wood siding No