Ross Insurance Rates:

Ross, OH homeowners insurance is roughly $627 to $867, about $52-$72/month. Our comprehensive research indicates shoppers can save as much as $298 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Ross, OH Homeowners Insurance By Home Value

Ross, OH Home Value Total Homes % of Total Average Ross, OH Homeowners Insurance
Less than $50,000 183 8.0% $89
$60,000 to $69,999 66 2.0% $239
$80,000 to $89,999 39 1.0% $313
$90,000 to $99,999 132 5.0% $351
$100,000 to $124,999 227 10.0% $403
$125,000 to $149,999 194 8.0% $507
$150,000 to $174,999 235 10.0% $605
$175,000 to $199,999 159 7.0% $694
$200,000 to $249,999 398 17.0% $836
$250,000 to $299,999 386 17.0% $1023
$300,000 to $399,999 216 9.0% $1299

Top Home Insurance Agents Near Ross, OH

Home Insurance Company Near Ross, OH Homeowners Insurance Agency Near Ross, OH Address
Allstate Dianne Michael 11377 Montgomery Rd, Cincinnati, OH, 45249
Allstate Eilerman Sub-Loc. 9 W George St, Arcanum, OH, 45304
Allstate Eric Lowman 1031 S Main St, Centerville, OH, 45458
Allstate Howard Richards 5204 Beechmont Ave, Cincinnati, OH, 45230
State Farm Tom Brum 2393 Elda Dr, Fairfield, OH, 45014-5837

Cost Of Homeowners Insurance By Street Near Ross, OH

Streets in Ross Area Homeowners Insurance Cost
Clovernook Dr, Lehmann Trl, Lehmann, Leah Ann, Silax Dr, Sunshine Dr, Gatewood Ct, Red Wing Ct, Petty Dr, Sunnybrook Ct$734
Timber Hill Dr, Brown Farm Rd, Ross Trails Dr, Bohne Dr, Banyon Ct, Kathy Ct, Hine Rd, Biscayne Dr, Beth Ln, Clemmer Dr$723
E Fairway Dr, Donna Marie Dr, Pond Ridge Cir, Hollowtree Ct, State Rte 128, History Bridge Ln, Gloria Dr, Briarwood Dr, Southwood Dr, W Fairway Dr$718
Sharon Ln, Herman Rd, Hillcrest Dr, Indian Creek Trl, Wade Mill Rd, Silver Ln, Berger, Rossgate Ct, Banyon, Crescent Rd$728
Front St, Clyde Ct, Oakwood Dr, Ramsey Dr, Bellavista Dr, Kirchling Rd, Fairborn Dr, Timberman Rd, Brown Farm Dr, Dry Run Dr$729

Ross, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ross$110 to $113
Millville$106
Dunlap$114
New Baltimore$95

Ross, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Millville village, Ohio $106 $141 $212
Dunlap CDP, Ohio $114 $152 $228
New Baltimore CDP, Ohio $95 $127 $191

Ross, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ross, OH4.0%12.9%
Millville4.89%13.65%
Dunlap3.3%10.94%
New Baltimore4.61%9.62%

Ross Renters Insurance as a Percentage of Rent

Ross Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 11 2.0% $1216
$500 to $749 44 9.0% $1891
$750 to $999 212 46.0% $2641
$1,000 to $1,499 162 35.0% $3766
$1,500 or more 27 5.0% $5416

Ross, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Ross Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $12,000$11,500
Net Savings to Ross Home Owner from High Deductible Plan $500

Ross, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ross, OH Home Replacement Value MORE than Home Value Ross, OH Home Replacement Value LESS than Home Value
Replacement Value $175,000 $120,500
Insurance Premium based on Replacement Value $675 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Ross Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 277762
Year Built 201119671949
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$250000-$300000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ross, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 370,000 Tile Roof 2,990 5 $2500-$5000 Deductible 400 6 Stucco siding yes
1986 135,000 Metal Roof 1,230 3 $500- $1000 Deductible 600 12 Wood siding yes
1965 295,000 Wood Shake Roof 2,640 5 > $10,000 Deductible 320 5 Stucco siding yes
2012 260,000 Tile Roof 2,070 4 $5000 to $10,000 Deductible 550 10 Brick siding yes
1963 245,000 Slate Shingles Roof 2,300 3 $500- $1000 Deductible 290 4 Wood siding yes
1983 250,000 Composition Roof 1,870 4 > $10,000 Deductible 450 9 Wood siding yes
1986 175,000 Slate Shingles Roof 1,380 3 $1000-$2500 Deductible 560 12 Stone Siding yes
1984 260,000 Composition Roof 2,270 3 $2500-$5000 Deductible 480 7 Stone Siding No
1961 160,000 Composition Roof 1,270 3 $500- $1000 Deductible 80 2 Wood siding No
1964 135,000 Slate Shingles Roof 1,480 3 $500 Deductible 40 1 Vinyl siding yes
2011 280,000 Asphalt Shingles Roof 2,610 5 $500 Deductible 400 4 Stucco siding No
1993 275,000 Metal Roof 2,260 3 $500 Deductible 280 3 Stone Siding No
1943 370,000 Slate Shingles Roof 2,820 5 $5000 to $10,000 Deductible 210 2 Brick siding No
2013 195,000 Wood Shake Roof 1,720 4 $1000-$2500 Deductible 190 5 Brick siding No
1991 220,000 Slate Shingles Roof 2,260 4 $1000-$2500 Deductible 450 5 Stucco siding yes
1984 205,000 Asphalt Shingles Roof 2,260 3 $2500-$5000 Deductible 350 7 Vinyl siding No
1967 145,000 Slate Shingles Roof 1,550 3 $500 Deductible 40 1 Vinyl siding No
1991 230,000 Metal Roof 1,810 5 $5000 to $10,000 Deductible 520 10 Vinyl siding No
1996 210,000 Slate Shingles Roof 1,910 3 $500- $1000 Deductible 520 8 Vinyl siding No
1942 435,000 Composition Roof 3,230 5 $2500-$5000 Deductible 340 4 Brick siding No
1984 210,000 Slate Shingles Roof 2,160 4 $1000-$2500 Deductible 190 3 Vinyl siding yes
1948 220,000 Shingles Roof 2,060 4 $1000-$2500 Deductible 640 10 Stone Siding yes
2012 350,000 Asphalt Shingles Roof 3,810 5 $500- $1000 Deductible 560 6 Stucco siding yes
2011 160,000 Asphalt Shingles Roof 1,260 3 $500 Deductible 880 12 Vinyl siding yes
1985 475,000 Membrane Roof 3,820 5 $5000 to $10,000 Deductible 710 7 Vinyl siding No
1988 355,000 Membrane Roof 2,930 5 $500- $1000 Deductible 1350 10 Wood siding No
1982 280,000 Composition Roof 2,220 4 $500 Deductible 1040 9 Fiber-Cement Siding No
1963 225,000 Asphalt Shingles Roof 1,950 5 > $10,000 Deductible 120 4 Fiber-Cement Siding No
1991 235,000 Asphalt Shingles Roof 2,000 4 $2500-$5000 Deductible 400 7 Stone Siding yes
1941 450,000 Shingles Roof 3,730 5 > $10,000 Deductible 650 7 Fiber-Cement Siding No
2013 360,000 Composition Roof 3,310 4 $2500-$5000 Deductible 320 3 Stucco siding yes
1993 395,000 Metal Roof 3,200 5 $1000-$2500 Deductible 370 4 Vinyl siding yes
1945 260,000 Metal Roof 2,730 5 $5000 to $10,000 Deductible 520 7 Vinyl siding No
1986 300,000 Wood Shake Roof 3,130 5 > $10,000 Deductible 540 8 Stucco siding No