Roseville Insurance Rates:

Roseville, MN homeowners insurance is approximately $890 to $1,209, about $74-$100/month. Our thorough guide indicates shoppers can save upto $420 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
My home insurance rate for costumer service is 5 they are extremely helpful. They do anything they can to help out in any way needed.
Farm Bureau
all we have is the state minimum coverage. we chose the most affordable with the smallest deductible for our modular home.
Farm Bureau
Everyone there is so nice and helpful. I had to have my roof replaced last year and they made it so easy. Totally recommend them to anyone.
Safeco Insurance
The customer service is always top-notch and they always strive to resolve your issue in a short time.
Grange Insurance
The other issue i have with grange is that they will try anything to not pay a claim when you actually need to use them it takes multiple phone calls to get a good resolution.
Farmer's Insurance
They are always very responsive to my questions and are able to answer them in a timely manner with relevant information.
Black Ridge Bank
My insurance company is black ridge bank. i like the insurance agent. his name is erik and he is really nice. the price also was the lowest among all the quotes we got. the coverage was enough although i do not recall if the umbrella policy was as large as the other quotes.
Farm Bureau
The only real thing that I can think of that I dislike about my home insurance company is that because they are so personalized and local they are out of the office without being accessible during evenings, weekends and holidays. I am sure there is an emergency number but I have never had to use it.
Geico
I utilize them for my car insurance and get a discount to also use them for my renters insurance.
American Family
MY HOME INSURANCE COMPANIES CUSTOMER SERVICE IS AVERAGE, BUT NOT BETTER.
Progressive
The customer service team at Progressive has always been very friendly and helpful. Any issues or questions I have had have been resolved quickly and without backlash.
State Farm
There really is not much. My only downside would be the centralized customer service and claims process but that is something you have to deal with. All insurance companies do.
Metlife
This is pretty much the same as the last one. I call and talk to someone who cares and helps me in any way I need. The company has been good to make sure we aren't left hanging.
American Family
I like my home insurance because the rates are competitive and all in all, they are fair, honest, and reasonable.

Roseville, MN Homeowners Insurance By Home Value

Roseville, MN Home Value Total Homes % of Total Average Roseville, MN Homeowners Insurance
Less than $50,000 283 3.0% $105
$90,000 to $99,999 139 1.0% $430
$100,000 to $124,999 370 4.0% $504
$125,000 to $149,999 482 5.0% $630
$150,000 to $174,999 805 9.0% $745
$175,000 to $199,999 1,032 11.0% $861
$200,000 to $249,999 2,663 30.0% $1039
$250,000 to $299,999 1,308 15.0% $1270
$300,000 to $399,999 1,297 15.0% $1606

Top Home Insurance Agents Near Roseville, MN

Home Insurance Company Near Roseville, MN Homeowners Insurance Agency Near Roseville, MN Address
NA Tupy Insurance Agency Incorporated 111 E Main St New Prague, New Prague, MN, 56071
NA Bremer Insurance, Inc. 633 Concord St S, Ste 225 S. St. Paul, South St. Paul, MN, 55075
Travelers Insurance Dynamics 1818 WOODDALE DR STE 102, WOODBURY, MN, 55125
Travelers Kerkow & Associates 4401 78TH AVE N, BROOKLYN PARK, MN, 55443
Farmers Rodney Helgaas 2500 County Road 42 W Ste 112, Burnsville, MN, 55337

Roseville, MN Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Roseville, MN

Streets in Roseville Area Homeowners Insurance Cost
Mc Carron St, St Croix St, Wheeler St N, Cord Cir, Orchard Ln, East Ln, Snelling Av Svc Rd, Hand Ave N, Wewers Rd, N Alameda St$1,031
Millwood St, Irene St, Herschel St N, Co Hwy 48, Lovell Ave, Co Hwy 50, Midland Grove Rd, Woodhill Dr, Snelling Dr, Belmont Ln W$1,047
Clarmar Ave W, Matilda St, Millwood Ave, William St N, Woodbridge St, Marion St, 20th Ave SW, Matilda St N, Co Hwy 50, Alameda St$1,037
Lakeview Pt, Wheaton Ave, Westwood Village, Haddington Rd, Center St, 14th Ave SW, W Sherren St, Wilder St, W Burke Ave, Matilda Cir$1,029
Avon St, Gluek Ln, Iona Ln, Hand Ave, Co Hwy 48, Fairways Ln, Prior Cir, Herschel St, Co Hwy 19, Arthur Pl$1,077

Roseville, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roseville$157 to $159
Falcon Heights$161
Ramsey County$155
Lauderdale$154

Roseville, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Falcon Heights city, Minnesota $135 $179 $269
Ramsey County, Minnesota $130 $173 $259
Lauderdale city, Minnesota $129 $171 $257

Roseville, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roseville, MN5.3%17.6%
Falcon Heights4.64%14.63%
Ramsey County5.35%17.03%
Lauderdale6.08%19.67%

Roseville Renters Insurance as a Percentage of Rent

Roseville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 98 1.0% $325
$200 to $299 74 1.0% $775
$300 to $499 195 3.0% $1225
$500 to $749 980 19.0% $1900
$750 to $999 2,109 41.0% $2650
$1,000 to $1,499 989 19.0% $3775
$1,500 or more 696 13.0% $5425

Roseville, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$8,500
Yearly Roseville Homeowner Insurance Premium Example $4,200$2,600
Out of Pocket Expense During Claim$500$8,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $25,700$24,100
Net Savings to Roseville Home Owner from High Deductible Plan $1,600

Roseville, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roseville, MN Home Replacement Value MORE than Home Value Roseville, MN Home Replacement Value LESS than Home Value
Replacement Value $254,000 $177,500
Insurance Premium based on Replacement Value $2,200 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $350/year

Example Roseville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmFarmers Insurance
Monthly Premium 148143120
Year Built 196219751989
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Roseville, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 285,000 Tile Roof 2,390 4 > $10,000 Deductible 750 8 Stucco siding yes
1978 270,000 Membrane Roof 2,220 3 > $10,000 Deductible 210 2 Brick siding No
1966 205,000 Wood Shake Roof 1,930 4 $500 Deductible 270 2 Brick siding yes
1988 285,000 Wood Shake Roof 1,930 3 > $10,000 Deductible 240 2 Fiber-Cement Siding No
1980 250,000 Metal Roof 1,850 4 $1000-$2500 Deductible 920 5 Wood siding No
1971 200,000 Tile Roof 1,420 3 $5000 to $10,000 Deductible 710 12 Vinyl siding yes
1961 375,000 Membrane Roof 3,670 5 $1000-$2500 Deductible 930 4 Wood siding No
1964 175,000 Membrane Roof 1,670 5 $5000 to $10,000 Deductible 160 2 Brick siding yes
1983 235,000 Asphalt Shingles Roof 1,740 2 $2500-$5000 Deductible 910 7 Stucco siding yes
1987 230,000 Metal Roof 1,780 3 $5000 to $10,000 Deductible 400 5 Brick siding No
1988 260,000 Metal Roof 2,140 3 $500- $1000 Deductible 630 4 Brick siding yes
1987 200,000 Slate Shingles Roof 1,530 2 > $10,000 Deductible 230 5 Stone Siding No
1976 125,000 Metal Roof 1,190 2 $2500-$5000 Deductible 60 1 Wood siding yes
1975 135,000 Wood Shake Roof 1,260 2 $1000-$2500 Deductible 650 8 Stucco siding No
1976 330,000 Tile Roof 2,360 3 $500- $1000 Deductible 1660 10 Stone Siding yes
1985 370,000 Shingles Roof 3,310 4 $500 Deductible 270 1 Stone Siding yes
1970 245,000 Slate Shingles Roof 2,050 4 $2500-$5000 Deductible 1140 9 Vinyl siding yes
1977 185,000 Slate Shingles Roof 1,550 2 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding yes
1974 405,000 Slate Shingles Roof 3,770 5 $1000-$2500 Deductible 1480 6 Brick siding yes
1984 315,000 Asphalt Shingles Roof 2,500 5 $1000-$2500 Deductible 760 4 Vinyl siding yes
1971 170,000 Wood Shake Roof 1,630 5 $5000 to $10,000 Deductible 640 7 Wood siding No
1966 240,000 Shingles Roof 1,680 2 $500- $1000 Deductible 1510 9 Vinyl siding yes
1987 155,000 Slate Shingles Roof 1,430 3 $2500-$5000 Deductible 150 2 Fiber-Cement Siding No
1980 190,000 Slate Shingles Roof 1,780 2 $500 Deductible 930 7 Stucco siding No
1970 490,000 Wood Shake Roof 4,680 5 > $10,000 Deductible 730 3 Wood siding No
1980 235,000 Composition Roof 2,340 3 $1000-$2500 Deductible 470 4 Vinyl siding yes
1960 360,000 Tile Roof 2,960 4 $500 Deductible 1900 8 Wood siding No
1973 410,000 Shingles Roof 2,780 4 > $10,000 Deductible 1020 5 Fiber-Cement Siding yes
1964 235,000 Tile Roof 1,680 2 $500- $1000 Deductible 200 1 Wood siding No
1985 205,000 Asphalt Shingles Roof 1,460 2 $5000 to $10,000 Deductible 720 7 Stucco siding No
1983 300,000 Metal Roof 2,070 3 > $10,000 Deductible 340 5 Stone Siding yes
1981 280,000 Tile Roof 2,400 4 $500 Deductible 530 3 Fiber-Cement Siding yes
1972 115,000 Membrane Roof 910 2 $500 Deductible 380 8 Fiber-Cement Siding No
1982 190,000 Tile Roof 1,820 3 $2500-$5000 Deductible 790 10 Stone Siding No

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