Roseville Insurance Rates:

Roseville, MI homeowners insurance is approximately $609 to $826, about $50-$68/month. Our all inclusive analysis indicates shoppers can save as much as $287 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Auto Owners Insurance
I would recommend this company because overall they were able to save me money and they are easy to talk to when it comes to asking questions.
Foremost Insurance
I would recommend this company to other mobile home owners. Availability of coverage, premiums, deductibles and most of all service.
Allstate
Allstate is the second largest home insurer in the United States.They are evaluated by a number of financial institutions and have overall good financial strength as a company. You can trust them.
Meemic Insurance
I've been very happy with this aspect and find that they are much more affordable as compared to other companies.
State Farm
we have not had to use our insurance so it has been quite pleasant and unintrusive. If we ever have to make a claim, I will be curious to see what happens.
Auto Owners Insurance
The customer service is very responsive and very quick to help and answer any questions that I have. They're always nice and very understanding when something isn't right.
Travelers
Per my agent, the Traveler's offer comparable, if not better coverage as opposed to Safeco, so I was satisfied with what what offered.
Allstate
AllState is as good as other insurance policy offerings. I haven't had any issues with them, but I'm considerably new in the insurance market.
State Farm
You must be a customer for three full years to establish a relationship that allows for discounts for insurance. this causes an initial financial burden that is hard to swallow at first.
The Hartford
The hartford insurance company was massively overpriced compared to their competitors like allstate and state farm, who gave me much better policies after i was dropped by hartford.
Travelers
Travelers have been easy to work with in terms of initially getting my quote for bundled home and automobile insurance.
Foremost
Nothing. I would like to see lower rates, but understand why they charge what they do. I would definitely keep them and pay more as we've heard horror stories about how the "other" insurance companies reimburse when you file a claim. Never switching.
Travelers
Travelers offer very low and competitive premiums compared to so many other home insurance companies on the market and their package covers so much, too. Their customer service is outstanding and they are very empathetic to certain situations, such as being unable to make a payment on time for a certain month.
Allstate
I love Allstate! They are top notch. Very professional and helpful. They are great at what they do. They are always very helpful and friendly.
Allstate
They don't contact me unless there is a problem, and I don't contact them unless there is a problem. Just like I like it.
Foremost Insurance
I would recommend this company but I have had no issues with this company. Their prices are reasonable and competitive with other companies.

Roseville, MI Homeowners Insurance By Home Value

Roseville, MI Home Value Total Homes % of Total Average Roseville, MI Homeowners Insurance
Less than $50,000 2,925 21.0% $229
$50,000 to $59,999 1,554 11.0% $481
$60,000 to $69,999 1,456 10.0% $595
$70,000 to $79,999 1,199 8.0% $689
$80,000 to $89,999 1,275 9.0% $775
$90,000 to $99,999 1,147 8.0% $868
$100,000 to $124,999 1,893 13.0% $1012
$125,000 to $149,999 1,074 7.0% $1263
$150,000 to $174,999 680 4.0% $1493
$175,000 to $199,999 267 1.0% $1723
$200,000 to $249,999 179 1.0% $2075

Top Home Insurance Agents Near Roseville, MI

Home Insurance Company Near Roseville, MI Homeowners Insurance Agency Near Roseville, MI Address
NA Lucas Insurance Agency, Inc. Po Box 250, Fenton, MI, 48430
State Farm Brad Baynai 16121 Eureka Rd, Southgate, MI, 48195-2943
State Farm David Basch 2555 Crooks Rd Ste 120, Troy, MI, 48084-4742
Farmers Rosslyn Culp 20500 Eureka Rd Ste 103, Taylor, MI, 48180
Allstate Shafik Khalil 3150 Packard Rd, Ypsilanti, MI, 48197

Roseville, MI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Roseville, MI

Streets in Roseville Area Homeowners Insurance Cost
Tennessee St, Floral St, Normandy St, W Crestmont St, Citation Dr, Mulso St, Cantabarry Dr, Lowell St, Wurfel St, Grandmont St$731
Blum St, Birmingham St, Indigo St, Sandhurst Dr, Kaufman St, Glenhurst St, Ford Fwy, Superior St, Bluehill St, Belanger St$723
Bigelow St, E Brittany Ct, McGill St, Driftwood St, Oakdale St, Florida St, Larkspur St, Waldorf St, Blair St, I- 696$719
Oakridge Manor Dr, Waverly St, Ginley St, Melvin St, Solon St, Larry, Westland St, Secretariat Ave, Sarmorr St, Dale Ct$714
Maryland St, Bayne St, Meier St, Pasadena St, Waldorf St, Kaufman St, Longfellow St, Rudland St, Send St, Ridgemont Ave$715

Roseville, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roseville$107 to $109
Fraser$111
St. Clair Shores$110
Eastpointe$107

Roseville, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fraser city, Michigan $93 $124 $186
St. Clair Shores city, Michigan $92 $123 $184
Eastpointe city, Michigan $89 $119 $178

Roseville, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roseville, MI5.1%14.1%
Fraser4.48%12.65%
St. Clair Shores4.8%13.16%
Eastpointe5.06%13.57%

Roseville Renters Insurance as a Percentage of Rent

Roseville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 103 1.0% $366
$200 to $299 145 2.0% $816
$300 to $499 451 7.0% $1266
$500 to $749 1,770 30.0% $1941
$750 to $999 1,864 32.0% $2691
$1,000 to $1,499 1,312 22.0% $3816
$1,500 or more 156 2.0% $5466

Roseville, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Roseville Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to Roseville Home Owner from High Deductible Plan $600

Roseville, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roseville, MI Home Replacement Value MORE than Home Value Roseville, MI Home Replacement Value LESS than Home Value
Replacement Value $109,000 $77,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Roseville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAllstate
Monthly Premium 343067
Year Built 196519731988
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$75000-$100000$150000-$175000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Roseville, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 150,000 Asphalt Shingles Roof 2,060 3 $1000-$2500 Deductible 220 4 Fiber-Cement Siding No
1975 70,000 Tile Roof 1,450 2 $500 Deductible 70 2 Stone Siding No
1962 100,000 Wood Shake Roof 1,390 2 $2500-$5000 Deductible 190 7 Fiber-Cement Siding yes
1981 170,000 Asphalt Shingles Roof 2,640 4 $1000-$2500 Deductible 360 7 Wood siding No
1964 125,000 Tile Roof 1,720 3 $2500-$5000 Deductible 140 5 Fiber-Cement Siding No
1961 105,000 Membrane Roof 1,450 2 $1000-$2500 Deductible 360 8 Vinyl siding No
1972 105,000 Metal Roof 1,670 4 $500 Deductible 340 8 Fiber-Cement Siding yes
1968 120,000 Asphalt Shingles Roof 1,650 2 $500 Deductible 620 12 Fiber-Cement Siding yes
1984 85,000 Slate Shingles Roof 1,310 3 $500- $1000 Deductible 40 1 Stone Siding No
1985 180,000 Wood Shake Roof 3,320 4 $2500-$5000 Deductible 110 2 Vinyl siding No
1968 75,000 Wood Shake Roof 1,480 3 $500- $1000 Deductible 160 4 Stucco siding No
1987 60,000 Wood Shake Roof 1,190 2 $2500-$5000 Deductible 190 12 Wood siding yes
1988 135,000 Asphalt Shingles Roof 1,880 4 $500 Deductible 80 2 Wood siding No
1962 90,000 Wood Shake Roof 1,510 2 $1000-$2500 Deductible 410 9 Stucco siding yes
1985 150,000 Membrane Roof 2,320 4 $2500-$5000 Deductible 360 7 Fiber-Cement Siding yes
1970 195,000 Tile Roof 3,090 4 $2500-$5000 Deductible 460 8 Stucco siding No
1984 75,000 Shingles Roof 1,320 2 $1000-$2500 Deductible 260 8 Vinyl siding yes
1961 115,000 Shingles Roof 1,790 2 $500 Deductible 320 7 Fiber-Cement Siding yes
1970 70,000 Asphalt Shingles Roof 1,400 3 $1000-$2500 Deductible 310 12 Stucco siding No
1960 145,000 Tile Roof 2,070 3 $500 Deductible 60 1 Vinyl siding yes
1972 90,000 Slate Shingles Roof 1,750 3 $500 Deductible 430 12 Vinyl siding No
1966 95,000 Shingles Roof 1,670 4 $1000-$2500 Deductible 190 6 Fiber-Cement Siding No
1973 80,000 Metal Roof 1,670 3 $1000-$2500 Deductible 150 6 Stone Siding yes
1988 60,000 Wood Shake Roof 1,290 2 $500- $1000 Deductible 280 12 Wood siding No
1963 220,000 Metal Roof 3,190 4 $5000 to $10,000 Deductible 430 7 Vinyl siding yes
1974 180,000 Wood Shake Roof 2,570 4 $500- $1000 Deductible 600 12 Wood siding yes
1975 70,000 Metal Roof 1,210 2 $1000-$2500 Deductible 100 4 Vinyl siding yes
1961 180,000 Shingles Roof 2,790 4 $1000-$2500 Deductible 410 8 Stucco siding yes
1961 95,000 Wood Shake Roof 1,510 2 $2500-$5000 Deductible 380 12 Stone Siding No
1975 105,000 Shingles Roof 1,790 2 $500- $1000 Deductible 180 5 Brick siding No
1985 100,000 Composition Roof 1,750 3 $1000-$2500 Deductible 190 7 Vinyl siding No
1987 65,000 Asphalt Shingles Roof 1,330 2 $500 Deductible 60 3 Fiber-Cement Siding No
1980 100,000 Composition Roof 1,680 3 $500- $1000 Deductible 460 10 Stucco siding No

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