Rosendale Insurance Rates:

Rosendale, NY homeowners insurance is approximately $514 to $700, about $42-$58/month. Our comprehensive guide reveals consumers can save as much as $242 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rosendale, NY Homeowners Insurance By Home Value

Rosendale, NY Home Value Total Homes % of Total Average Rosendale, NY Homeowners Insurance
Less than $50,000 115 6.0% $72
$50,000 to $59,999 37 2.0% $157
$80,000 to $89,999 28 1.0% $254
$90,000 to $99,999 67 3.0% $285
$100,000 to $124,999 75 4.0% $327
$125,000 to $149,999 42 2.0% $412
$150,000 to $174,999 227 13.0% $485
$175,000 to $199,999 301 17.0% $558
$200,000 to $249,999 316 18.0% $673
$250,000 to $299,999 301 17.0% $825
$300,000 to $399,999 198 11.0% $1050

Top Home Insurance Agents Near Rosendale, NY

Home Insurance Company Near Rosendale, NY Homeowners Insurance Agency Near Rosendale, NY Address
Liberty Mutual Independent Feehan Insurance Agency Inc 2350 ROUTE 6, BREWSTER, NY, 10509
Travelers John J Arbolino 58 QUASSAICK AVE, NEW WINDSOR, NY, 12553
Erie Mahan & Mahan Insurance Agency Inc. 44 Huber Road, Wappingers Falls, NY, 12590
Travelers Robert Alan Agency Inc 280 Main St , Cornwall, NY, 12518
Travelers Silberstein Agency Inc 11 MERON DRIVE #122, MONROE, NY, 10950

Cost Of Homeowners Insurance By Street Near Rosendale, NY

Streets in Rosendale Area Homeowners Insurance Cost
Bruceville Rd, Paul Dr, Hardenburgh Ave, Deyo St, Fischer Ave, Hoffman Ln, Josephine Ave, Webster Lock Rd, Joleyn Ln, Lower James St$604
Old Rte 213, Perrines Brook Rd, West St, Schoonmaker Rd, Romanus St Exn, Maple Hill Dr, Madeline Ln, Craig Ave, Bradley Ln, Terwilliger Ave$605
Keaton Ave, East Rd, Grist Mill Rd, Taylor St, Terrace Ave, Overlook Rd Exd, Eddyville-Creek Locks Rd, Villa Bianco Ln, Fourth Binnewater Lake Rd, Raymond Lefever Dr$604
Bloomingdale Rd, Park Crest Dr, Charming Barn Rd, Park Crest Dr Exd, Campbell St, Keator Ave, Shady Ln, Brooks Ave, Martins Ln, Cottekill Estates Rd$603
John F Kennedy Ln, Simon Ln, Old Whiteport Rd, Kellars Ln, Lefever Falls Rd, Frances Pl, Elting Rd, Henry St, Longyear Ave, Springtown Rd$608

Rosendale, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rosendale$90 to $93
Rosendale Hamlet$90
Tillson$91
High Falls$92

Rosendale, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rosendale Hamlet CDP, New York $90 $120 $180
Tillson CDP, New York $92 $122 $183
High Falls CDP, New York $92 $123 $185

Rosendale, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rosendale, NY2.8%7.3%
Rosendale Hamlet3.64%7.61%
Tillson2.45%6.95%
High Falls3.13%6.88%

Rosendale Renters Insurance as a Percentage of Rent

Rosendale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 17 2.0% $790
$300 to $499 16 2.0% $1240
$500 to $749 47 6.0% $1915
$750 to $999 156 22.0% $2665
$1,000 to $1,499 279 40.0% $3790
$1,500 or more 178 25.0% $5440

Rosendale, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Rosendale Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,300$11,700
Net Savings to Rosendale Home Owner from High Deductible Plan $600

Rosendale, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rosendale, NY Home Replacement Value MORE than Home Value Rosendale, NY Home Replacement Value LESS than Home Value
Replacement Value $262,000 $165,500
Insurance Premium based on Replacement Value $2,150 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $57,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $325/year

Example Rosendale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 284147273
Year Built 194219721962
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$150000-$175000$500000-$600000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Rosendale, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 190,000 Slate Shingles Roof 2,060 3 $500 Deductible 1720 9 Vinyl siding yes
1960 385,000 Metal Roof 2,930 4 $1000-$2500 Deductible 1480 7 Fiber-Cement Siding No
1962 235,000 Membrane Roof 2,060 5 $2500-$5000 Deductible 1100 10 Wood siding yes
1973 185,000 Asphalt Shingles Roof 1,890 4 $500- $1000 Deductible 410 4 Vinyl siding yes
1949 180,000 Slate Shingles Roof 1,760 4 $2500-$5000 Deductible 510 5 Vinyl siding No
1967 320,000 Shingles Roof 2,980 4 $5000 to $10,000 Deductible 760 6 Stucco siding No
1972 285,000 Wood Shake Roof 2,970 4 $1000-$2500 Deductible 940 4 Stucco siding yes
1973 130,000 Shingles Roof 1,180 2 $1000-$2500 Deductible 490 7 Vinyl siding No
1983 315,000 Slate Shingles Roof 2,530 4 $500 Deductible 1110 3 Vinyl siding yes
1940 250,000 Asphalt Shingles Roof 2,030 3 $2500-$5000 Deductible 950 5 Fiber-Cement Siding yes
1986 160,000 Wood Shake Roof 1,250 3 $500- $1000 Deductible 1470 10 Wood siding yes
1944 195,000 Tile Roof 1,570 3 $500- $1000 Deductible 190 1 Stone Siding No
1970 160,000 Membrane Roof 1,380 2 $2500-$5000 Deductible 70 1 Brick siding yes
1968 95,000 Asphalt Shingles Roof 960 2 $1000-$2500 Deductible 70 1 Wood siding yes
1966 250,000 Shingles Roof 2,570 4 $500- $1000 Deductible 410 3 Fiber-Cement Siding No
1988 220,000 Membrane Roof 1,670 2 $5000 to $10,000 Deductible 1620 12 Vinyl siding yes
1970 105,000 Metal Roof 1,030 2 $1000-$2500 Deductible 510 8 Brick siding yes
1987 400,000 Shingles Roof 4,100 5 $5000 to $10,000 Deductible 780 4 Stone Siding yes
1964 235,000 Tile Roof 2,460 4 $1000-$2500 Deductible 150 1 Brick siding No
1947 200,000 Slate Shingles Roof 2,180 3 $1000-$2500 Deductible 830 5 Vinyl siding yes
1948 125,000 Tile Roof 980 2 $500 Deductible 170 2 Brick siding No
1983 170,000 Tile Roof 1,710 4 $5000 to $10,000 Deductible 400 5 Wood siding yes
1977 200,000 Membrane Roof 1,910 3 $500- $1000 Deductible 710 4 Vinyl siding yes
1974 120,000 Metal Roof 1,340 3 $500 Deductible 90 1 Fiber-Cement Siding No
1968 380,000 Tile Roof 2,810 4 $1000-$2500 Deductible 1780 6 Fiber-Cement Siding No
1949 195,000 Shingles Roof 1,500 2 $500 Deductible 1570 10 Stucco siding No
1960 185,000 Wood Shake Roof 1,670 3 $1000-$2500 Deductible 1290 9 Fiber-Cement Siding yes
1981 200,000 Tile Roof 1,780 3 $500- $1000 Deductible 320 2 Stucco siding yes
1945 115,000 Metal Roof 1,030 2 $2500-$5000 Deductible 430 7 Vinyl siding yes
1989 220,000 Wood Shake Roof 1,900 4 $5000 to $10,000 Deductible 840 8 Fiber-Cement Siding yes
1967 225,000 Asphalt Shingles Roof 2,310 4 $500 Deductible 3050 12 Brick siding yes
1962 170,000 Membrane Roof 1,740 5 $2500-$5000 Deductible 530 6 Stone Siding yes