Rosemount Insurance Rates:

Rosemount, MN homeowners insurance is nearly $896 to $1,216, about $74-$101/month. Our extensive analysis indicates shoppers can save as much as $422 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
Not so much for myself but others. other people have advised the premium price for metlife is high. the app that the have frequently crashes and when it does work, it does not provide enough policy detail.
Nationwide
There is a nationwide office very close by my place of work and home with very convenient hours on the weekend as well. i never have any trouble reaching them when i need to.
Farm Bureau
I don't like the fact that the premiums are higher than what i was paying with allstate, but i'm willing to pay them for the service.
Nationwide
The website is pretty well organized, but it tends to get slow and flaky sometimes. When I try to access it on my phone, it always needs to email me a code to verify my identity. I understand this is for protection but there should be some way to have it remember my phone.
Allstate
I like this insurance company it it doesn't bother me too much and gives me assistant when I need
Liberty Mutual
I LOVE THAT I AM ABLE TO ACCESS ALL MY POLICIES WITH A SIMPLE LOG IN ON THE WEBSITE OR APP AND THEN I CAN CLICK ON POLICIES. THE SAME HOLDS TRUE FOR CLAIMS, PAYMENTS ETC. I DO NOT HAVE TO CLICK 1000 TIMES TO GET TO 1 SUBJECT I AM LOOKING FOR INFORMATION ON.
Amica Mutual Insurance
They provide me with the information that I need in a timely manner and I can get any information I need fairly quickly if I need to, so overall I am happy.
First National Insurance
They respond quickly once I make contact. Sometimes they are a little slow to get back to me, but generally, they do a good job.
Allstate
The customer service I have received thus far has been excellent. They have been very helpful with any problems I have had, and questions I've had.

Rosemount, MN Homeowners Insurance By Home Value

Rosemount, MN Home Value Total Homes % of Total Average Rosemount, MN Homeowners Insurance
Less than $50,000 288 4.0% $105
$100,000 to $124,999 161 2.0% $485
$125,000 to $149,999 285 4.0% $601
$150,000 to $174,999 658 11.0% $707
$175,000 to $199,999 560 9.0% $823
$200,000 to $249,999 1,553 26.0% $992
$250,000 to $299,999 1,021 17.0% $1214
$300,000 to $399,999 1,174 20.0% $1541

Top Home Insurance Agents Near Rosemount, MN

Home Insurance Company Near Rosemount, MN Homeowners Insurance Agency Near Rosemount, MN Address
NA Premier Insurance Group, Llc 1226 4Th Ave E Ste 110, Shakopee, MN, 55379
Travelers Connell Insurance Inc 4819 W 123RD ST, SAVAGE, MN, 55378
Travelers Frank Lanasa Insurance Agency Inc 3600 Labore Road #6 Vadnais Heights, Vadnais Heights, MN, 55110
Travelers Insurance Brokers Of Mn 5842 BLACKSHIRE PATH STE 201, INVER GROVE HEIGHTS, MN, 55076
Farmers Michael Koker 5802 Blackshire Path, Inver Grove Heights, MN, 55076

Cost Of Homeowners Insurance By Street Near Rosemount, MN

Streets in Rosemount Area Homeowners Insurance Cost
Business Pkwy, Boulder Ave, Carlingford Ln, 142nd Ct, Bunratty Ave, Cornell Trl, Crystal Ct, Ethelton Way, Drumcliffe Path, Atrium Ave$1,101
Crosscroft Ave, Carbury Way, Chippendale Pk, Embry Way, Lower 147th St W, Court House Blvd, Columbia Ct, Coachford Ave, Azalea Ct, 134th Street Ct$1,102
Darnell Ct, Echo Ln, Appalachian Trl, Camfield Cir, Pine Bend Trl, Carrousel Way, Chili Ave W, Upper 149th Ct, Dallas Ct, Couchtown Ave$1,115
Atwater Way, Darling Path, Belmont Trl, Darnel Ct W, E 151st St, Crosscliffe Path, Crocus Way, Birmingham Ct, Coffee Trl, 154th Ct W$1,099
Walgreen, Business Pkwy, 137th Ct W, Belle Ct, Charlston Way, Bolivia Ave W, Athena Way, Chevelle Ct, Denver Ct, Ember Way$1,063

Rosemount, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rosemount$157 to $160
Coates$153
Empire$160
Dakota County$157

Rosemount, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Coates city, Minnesota $153 $204 $306
Empire township, Dakota County, Minnesota $161 $214 $321
Dakota County, Minnesota $158 $210 $315

Rosemount, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rosemount, MN4.7%15.9%
Coates7.02%21.66%
Empire4.44%12.93%
Dakota County5.02%16.78%

Rosemount Renters Insurance as a Percentage of Rent

Rosemount Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 2.0% $323
$200 to $299 51 6.0% $773
$300 to $499 58 6.0% $1223
$500 to $749 112 13.0% $1898
$750 to $999 156 18.0% $2648
$1,000 to $1,499 194 23.0% $3773
$1,500 or more 243 28.0% $5423

Rosemount, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Rosemount Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to Rosemount Home Owner from High Deductible Plan $1,200

Rosemount, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rosemount, MN Home Replacement Value MORE than Home Value Rosemount, MN Home Replacement Value LESS than Home Value
Replacement Value $244,500 $194,500
Insurance Premium based on Replacement Value $1,975 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Rosemount Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateNationwide Insurance
Monthly Premium 111200241
Year Built 200719972011
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Rosemount, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 425,000 Tile Roof 3,360 5 > $10,000 Deductible 350 3 Vinyl siding No
1991 355,000 Asphalt Shingles Roof 2,300 4 $500 Deductible 1590 6 Fiber-Cement Siding No
2011 275,000 Wood Shake Roof 1,940 5 $500- $1000 Deductible 1150 6 Wood siding yes
1991 285,000 Composition Roof 2,360 5 $500- $1000 Deductible 1870 12 Stucco siding yes
2014 260,000 Shingles Roof 1,830 3 $2500-$5000 Deductible 1440 10 Brick siding yes
2005 230,000 Membrane Roof 2,210 3 > $10,000 Deductible 740 7 Fiber-Cement Siding yes
2005 230,000 Asphalt Shingles Roof 1,860 4 > $10,000 Deductible 710 7 Vinyl siding yes
2013 485,000 Tile Roof 3,370 4 > $10,000 Deductible 1690 12 Vinyl siding No
2014 650,000 Wood Shake Roof 4,960 5 $2500-$5000 Deductible 840 3 Stone Siding No
2001 555,000 Shingles Roof 4,140 5 $5000 to $10,000 Deductible 1740 7 Wood siding No
2003 280,000 Membrane Roof 1,810 3 $1000-$2500 Deductible 880 6 Fiber-Cement Siding No
2005 475,000 Wood Shake Roof 4,470 5 $500- $1000 Deductible 1500 5 Stone Siding yes
1998 295,000 Shingles Roof 1,940 3 $2500-$5000 Deductible 1090 7 Fiber-Cement Siding No
1999 330,000 Tile Roof 2,640 5 $500 Deductible 1700 8 Vinyl siding No
2010 485,000 Wood Shake Roof 3,640 5 $1000-$2500 Deductible 230 1 Fiber-Cement Siding yes
2011 305,000 Slate Shingles Roof 2,130 5 > $10,000 Deductible 1170 10 Stone Siding yes
1995 595,000 Composition Roof 4,030 5 $500 Deductible 5140 10 Vinyl siding yes
2007 325,000 Wood Shake Roof 2,110 4 > $10,000 Deductible 310 3 Stone Siding yes
2013 370,000 Slate Shingles Roof 3,250 5 $2500-$5000 Deductible 660 6 Vinyl siding No
2011 165,000 Asphalt Shingles Roof 1,380 3 $500 Deductible 460 5 Vinyl siding No
1990 450,000 Slate Shingles Roof 3,340 4 > $10,000 Deductible 1100 5 Stucco siding No
2012 385,000 Membrane Roof 2,990 4 $500 Deductible 1250 6 Stone Siding No
1993 490,000 Membrane Roof 3,430 5 $500- $1000 Deductible 2050 8 Fiber-Cement Siding No
2013 205,000 Metal Roof 1,900 3 $500 Deductible 1390 10 Stucco siding yes
1991 575,000 Composition Roof 4,900 5 > $10,000 Deductible 790 3 Wood siding No
1991 365,000 Metal Roof 2,690 4 $5000 to $10,000 Deductible 180 1 Stone Siding No
1995 475,000 Membrane Roof 3,120 5 $500 Deductible 3620 12 Stucco siding yes
1993 315,000 Metal Roof 2,570 4 $500 Deductible 1700 8 Stone Siding No
2010 305,000 Wood Shake Roof 2,030 3 $1000-$2500 Deductible 1020 7 Stone Siding yes
1992 200,000 Shingles Roof 1,930 3 $500 Deductible 90 1 Fiber-Cement Siding yes
1999 385,000 Composition Roof 3,020 4 $1000-$2500 Deductible 1790 9 Stucco siding No
1997 330,000 Asphalt Shingles Roof 3,180 4 $2500-$5000 Deductible 280 2 Fiber-Cement Siding No