Rosemead Insurance Rates:

Rosemead, CA homeowners insurance is approximately $542 to $734, about $45-$61/month. Our extensive analysis reveals consumers can save upto $255 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Kentucky Farm Bureau.
One thing i like about my home insurance company was that they have a local office. i can be at their office within 5 minutes. it really makes easy to pay bills as needed
State Farm
unlike other home insurance companies that i researched upon before signing up with state farm, i realized that they do not offer a home owner's insurance discount. this is especially disappointing since most of the people who i talked to who want to pursue insurance were home owners. people who have recently built or purchased a home are most likely already taking a financial hit, and this policy fails to assist consumers and instead aims to capitalize on profits.
Geico
They have friendly representatives on the phone that come through when you need them to. and they don’t waste your time.

Rosemead, CA Homeowners Insurance By Home Value

Rosemead, CA Home Value Total Homes % of Total Average Rosemead, CA Homeowners Insurance
Less than $50,000 160 6.0% $31
$50,000 to $59,999 42 1.0% $70
$80,000 to $89,999 31 1.0% $121
$100,000 to $124,999 39 1.0% $153
$150,000 to $174,999 48 1.0% $229
$175,000 to $199,999 74 2.0% $267
$200,000 to $249,999 184 7.0% $319
$250,000 to $299,999 251 10.0% $389
$300,000 to $399,999 1,631 65.0% $497

Top Home Insurance Agents Near Rosemead, CA

Home Insurance Company Near Rosemead, CA Homeowners Insurance Agency Near Rosemead, CA Address
State Farm Brad Garofalo 2221 Palo Verde Ave Ste 2D, Long Beach, CA, 90815-2361
State Farm Maria Gonzalez 5109 S Figueroa St, Los Angeles, CA, 90037-3347
Travelers Millennium Risk Management & Ins Servs 550 N BRAND BLVD STE 1100, GLENDALE, CA, 91203
Allstate Steven Saul 5463 E Carson St, Long Beach, CA, 90808
Allstate William Clayton 319 Torrance Blvd, Redondo Beach, CA, 90277

Cost Of Homeowners Insurance By Street Near Rosemead, CA

Streets in Rosemead Area Homeowners Insurance Cost
Arica Ave, Delta Pl, Ridge Terrace Ln, la Madrina Dr, View Crest Dr, Loftus Dr, Firvale Ave, Rosemead Pl, S New Ave, de Adalena St$618
E Lincoln Ave, Pistache Ln, Blair St, Kelburn Ave, Wagon Wheel Ct, Keim St, Agnolo Dr, Oakmill Ave, N Jerseydale Ave, Loftus Dr$627
Ellingbrook Dr, Hacienda Pl, del Pino Dr, Claudia Ave, Eckhart Ave, Garvalia Ave, Marybeth Ave, Aspen Ln, Adobe Ave, Cameta Dr$647
Charlotte Ave, N View Crest Dr, Linwalt St, Langford Pl, Amber Rose Ln, N Las Flores Ave, Newmark Ave, E Loren Ln, Rose Glen Ave, Boydton St$649
S Dequine Ave, Cortada St, San Gabriel Bl, Damon St, Dubonnet Ave, Hazel Ave, Tomik Cir, Twin Ave, Drayer Ln, Fran Pl$624

Rosemead, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rosemead$95 to $97
South San Gabriel$94
Southwest San Gabriel Valley$96
San Gabriel$98

Rosemead, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South San Gabriel CDP, California $95 $126 $189
Southwest San Gabriel Valley CCD, Los Angeles County, California $96 $128 $192
San Gabriel city, California $98 $131 $197

Rosemead, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rosemead, CA2.4%14.1%
South San Gabriel2.55%15.65%
Southwest San Gabriel Valley2.39%13.3%
San Gabriel2.3%13.68%

Rosemead Renters Insurance as a Percentage of Rent

Rosemead Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 171 2.0% $1229
$500 to $749 603 8.0% $1904
$750 to $999 1,169 16.0% $2654
$1,000 to $1,499 3,456 49.0% $3779
$1,500 or more 1,508 21.0% $5429

Average Cost Of Home Insurance By Company In Areas Nearby Rosemead For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewBankers Standard1763
1500005004-6 YearsPrivilege Underwriters Exch1289
1500005007-15 YearsIntegon/National718
15000050016-25 YearsBankers Standard2138
2000005001-3 YearsCentury National705
2000005004-6 YearsHorace Mann401
20000050016-25 YearsFirst American Ins650
20000050041-70 YearsAIG Prop Cas1050
2500001000NewHomesite860
25000010001-3 YearsForemost Insurance1028
25000010004-6 YearsEncompass966
25000010004-6 YearsFarmers (Fire Ins)1031
250000100041-70 YearsCalifornia Casualty829
250000100041-70 YearsHartford (Sentinel)873
250000500NewHartford (Sentinel)587
2500005004-6 YearsNationwide707
2500005007-15 YearsHorace Mann P & C803
2500005007-15 YearsWawanesa639
25000050026-40 YearsCentury National1193
25000050026-40 YearsUniversal North America783
25000050041-70 YearsMercury Ins Group511

Rosemead, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Rosemead Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,300$4,800
Net Savings to Rosemead Home Owner from High Deductible Plan $500

Rosemead, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rosemead, CA Home Replacement Value MORE than Home Value Rosemead, CA Home Replacement Value LESS than Home Value
Replacement Value $469,000 $292,500
Insurance Premium based on Replacement Value $1,225 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $108,500 Risk Exposure from Under Insuring Coverage is $68,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $300/year

Example Rosemead Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyTravelers
Monthly Premium 49200110
Year Built 195019731969
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$700000-$800000$500000-$600000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rosemead, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 555,000 Shingles Roof 2,280 4 > $10,000 Deductible 660 12 Fiber-Cement Siding yes
1952 270,000 Tile Roof 1,210 2 $500 Deductible 750 10 Fiber-Cement Siding yes
1970 430,000 Asphalt Shingles Roof 2,070 5 $1000-$2500 Deductible 70 1 Stucco siding yes
1987 710,000 Metal Roof 3,250 4 $500 Deductible 1030 5 Stone Siding No
1946 275,000 Composition Roof 1,570 2 > $10,000 Deductible 270 6 Vinyl siding No
1967 265,000 Composition Roof 1,340 2 $500- $1000 Deductible 260 4 Stucco siding yes
1954 515,000 Shingles Roof 2,250 3 $1000-$2500 Deductible 1310 9 Wood siding yes
1962 160,000 Membrane Roof 910 2 $500 Deductible 430 9 Fiber-Cement Siding yes
1968 370,000 Asphalt Shingles Roof 1,540 2 $2500-$5000 Deductible 300 5 Brick siding yes
1965 350,000 Membrane Roof 1,990 4 $500- $1000 Deductible 470 5 Fiber-Cement Siding yes
1968 275,000 Metal Roof 1,310 3 $500 Deductible 540 7 Fiber-Cement Siding No
1980 305,000 Composition Roof 1,580 3 $2500-$5000 Deductible 380 7 Brick siding yes
1950 365,000 Slate Shingles Roof 1,510 3 > $10,000 Deductible 590 12 Wood siding No