Roselle Park Insurance Rates:

Roselle Park, NJ homeowners insurance is roughly $721 to $982, about $60-$81/month. Our detailed guide shows customers can save upto $340 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Roselle Park, NJ Homeowners Insurance By Home Value

Roselle Park, NJ Home Value Total Homes % of Total Average Roselle Park, NJ Homeowners Insurance
Less than $50,000 74 2.0% $68
$150,000 to $174,999 56 1.0% $442
$175,000 to $199,999 56 1.0% $510
$200,000 to $249,999 570 19.0% $612
$250,000 to $299,999 597 20.0% $748
$300,000 to $399,999 1,456 50.0% $953

Top Home Insurance Agents Near Roselle Park, NJ

Home Insurance Company Near Roselle Park, NJ Homeowners Insurance Agency Near Roselle Park, NJ Address
Allstate Alan Aronson 405 Mill Rd, Hewlett, NY, 11557
Nationwide Anthony D Ralis 3217 Broadway, Astoria, NY, 11106-2674
Liberty Mutual Independent Daigle & Travers Ins. Agency Llc 22 Thorndal Cir Ste 2, DARIEN, CT, 6820
Travelers Maximus Insurance Agency Inc 684 BROADWAY, MASSAPEQUA, NY, 11758
Nationwide Oliver Stuhlweissenburg 20 Old Nyack TPKE STE 305, Nanuet, NY, 10954-2530

Cost Of Homeowners Insurance By Street Near Roselle Park, NJ

Streets in Roselle Park Area Homeowners Insurance Cost
Union Rd, W Lincoln Ave, Filbert St, Camden St, Westfield Ave E, Chester Ave, Charlotte Ter, E Sumner Ave, Westfield Ave W, Dalton St$855
Colfax Ave W, Markthaler Pl, Bender Ave, Maplewood Ave, W Sumner Ave, Henry Ave, Butler Ave, Beechwood Ave, E Roselle Ave, Columbus Pl$845
Seaton Ave, Clay Ave E, Elinor Ave, E Webster Ave, E Grant Ave, Colfax Ave, Woodside Ave, Union Rd, Westfield Ave W, Berwyn St$851
Westfield Ave E, Rhoda Ter, W Webster Ave, E Grant Ave, Pershing Ave, Colfax Ave E, Beachwood Ave, W Colfax Ave, Williams St, Linden Rd$853
Clay Ave W, Pinewood Ave, Lehigh Ave, Oakwood Ave, Webster Ave W, Jerome St, Reindel Pl, Colonial Rd, Gordon St, Willis Pl$855

Roselle Park, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roselle Park$127 to $130
Roselle$125
Kenilworth$130
Cranford$134

Roselle Park, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roselle borough, New Jersey $125 $167 $251
Kenilworth borough, New Jersey $130 $173 $260
Cranford township, Union County, New Jersey $134 $179 $269

Roselle Park, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roselle Park, NJ2.9%7.1%
Roselle2.8%6.96%
Kenilworth3.01%7.83%
Cranford2.7%7.48%

Roselle Park Renters Insurance as a Percentage of Rent

Roselle Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 30 1.0% $1908
$750 to $999 386 19.0% $2658
$1,000 to $1,499 1,179 59.0% $3783
$1,500 or more 370 18.0% $5433

Roselle Park, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Roselle Park Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Roselle Park Home Owner from High Deductible Plan $600

Roselle Park, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roselle Park, NJ Home Replacement Value MORE than Home Value Roselle Park, NJ Home Replacement Value LESS than Home Value
Replacement Value $346,500 $237,000
Insurance Premium based on Replacement Value $1,675 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $325/year

Example Roselle Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceFarmers Insurance
Monthly Premium 111108180
Year Built 194619511965
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Roselle Park, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 210,000 Asphalt Shingles Roof 1,190 2 $500 Deductible 80 1 Brick siding yes
1942 580,000 Shingles Roof 3,030 4 > $10,000 Deductible 540 4 Vinyl siding No
1955 215,000 Metal Roof 1,610 3 $2500-$5000 Deductible 80 1 Vinyl siding yes
1954 350,000 Metal Roof 2,220 4 > $10,000 Deductible 770 10 Wood siding No
1953 525,000 Slate Shingles Roof 3,230 5 $500 Deductible 410 2 Stucco siding No
1968 295,000 Shingles Roof 1,980 5 > $10,000 Deductible 250 3 Vinyl siding No
1960 195,000 Asphalt Shingles Roof 1,350 2 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
1958 255,000 Wood Shake Roof 1,530 3 $500- $1000 Deductible 1060 8 Vinyl siding yes
1973 430,000 Metal Roof 3,070 4 $2500-$5000 Deductible 650 6 Wood siding No
1955 170,000 Wood Shake Roof 1,240 2 $1000-$2500 Deductible 410 5 Brick siding yes
1950 150,000 Membrane Roof 980 2 $500- $1000 Deductible 100 2 Stucco siding yes
1944 205,000 Wood Shake Roof 1,280 2 $5000 to $10,000 Deductible 430 7 Brick siding No
1969 605,000 Wood Shake Roof 3,530 5 $500 Deductible 500 2 Fiber-Cement Siding No