Roselle Insurance Rates:

Roselle, NJ homeowners insurance is approximately $708 to $962, about $59-$80/month. Our in depth analysis indicates shoppers can save as much as $334 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like the idea that it was easy to acquire the insurance online. it is very efficient and timely. it makes me happy as a consumer.
State Farm
Over all state farm has been a great company, coverage is excellent for almost anything that could and does happen. online forms are quick and easy to fill out and the initial response is quite fast.
Narragansett Bay Insurance Company
I like that they are competitively priced and offer great protection for only the coverage you need for your dwelling and location. they have a great website but it lacks a chat online option. their customer service is friendly and knowledgeable.
Progressive
My cost keeps rising year after year, usually by double digits. Communications are formal. The policy is hard to read/understand.
Farmer's Insurance
I like that the company is there for you when you need it. When you are on a tight budget, you want to make sure you are covered and any changes that may arise, you want to be notified about it. The company cares about their customers.
Aaa
The website is never down and it is extremely user-friendly to navigate. Anything you would need is right there on the home page and jumping from page to page is very easy.
State Farm
I like the companies customer service and their ability to take care of claims fast. Was broken into and had several items stolen and recieved check from the claim very fast.

Roselle, NJ Homeowners Insurance By Home Value

Roselle, NJ Home Value Total Homes % of Total Average Roselle, NJ Homeowners Insurance
Less than $50,000 44 1.0% $75
$100,000 to $124,999 182 4.0% $351
$125,000 to $149,999 146 3.0% $443
$150,000 to $174,999 347 8.0% $518
$175,000 to $199,999 394 9.0% $601
$200,000 to $249,999 862 20.0% $727
$250,000 to $299,999 1,131 26.0% $886
$300,000 to $399,999 1,019 24.0% $1128

Top Home Insurance Agents Near Roselle, NJ

Home Insurance Company Near Roselle, NJ Homeowners Insurance Agency Near Roselle, NJ Address
NA United Risk Management 134 Broadway Ste 603-606 Brooklyn, NYC, NY, 11249
NA Thomas A. Petropole Insurance Agency 8601 4Th Ave Ste A Brooklyn, NYC, NY, 11209
NA Choice International Agency, Inc. 348 Main Ave, Wallington, NJ, 7057
Travelers Demetriou General Agency Inc 556 PENINSULA BLVD, HEMPSTEAD, NY, 11550
Travelers The Koch - Glacken Agency 1211 STEWART AVE STE 201, BETHPAGE, NY, 11714

Cost Of Homeowners Insurance By Street Near Roselle, NJ

Streets in Roselle Area Homeowners Insurance Cost
Gordon St, 6th Ave, W 9th Ave, White St, E 7th Ave, Morris St, Woodland Dr, W 6th Ave, Stockton Ave, 7th Ave$830
W 4th Ave, Cedar Ln, Halcyon Pl, 8th Ave, Rosewood Ave, W Williams St, W 8th Ave, Victory St, Normandy Pl, Willow Ln$838
Westbrook Ct, Newman Pl, Grand St, Jouet St, Linden Rd, E 4th Ave, W 10th Ave, Aurore St, Douglas Rd, Holly Dr$835
Georges Pl, E 10th Ave, Kennedy Dr, W 6th Ave, E 7th Ave, Arthur St, Linden Rd, Newman Pl, E 5th Ave, Martin St$847
Wenz Pl, Laurel St, E 3rd Ave, Warren St, E 7th Ave, Crane St, Thompson Ave, W 3rd Ave, Garden Dr, Lockwood Dr$817

Roselle, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roselle$124 to $127
Roselle Park$127
Winfield$124
Kenilworth$130

Roselle, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roselle Park borough, New Jersey $128 $170 $255
Winfield township, Union County, New Jersey $125 $166 $249
Linden city, New Jersey $128 $170 $255

Roselle, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roselle, NJ2.8%7.0%
Roselle Park2.86%7.08%
Winfield7.55%14.31%
Linden2.99%7.22%

Roselle Renters Insurance as a Percentage of Rent

Roselle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 68 2.0% $340
$200 to $299 36 1.0% $790
$300 to $499 190 5.0% $1240
$500 to $749 251 7.0% $1915
$750 to $999 734 22.0% $2665
$1,000 to $1,499 1,506 45.0% $3790
$1,500 or more 545 16.0% $5440

Roselle, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Roselle Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,100$13,500
Net Savings to Roselle Home Owner from High Deductible Plan $600

Roselle, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roselle, NJ Home Replacement Value MORE than Home Value Roselle, NJ Home Replacement Value LESS than Home Value
Replacement Value $262,500 $213,000
Insurance Premium based on Replacement Value $1,250 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Roselle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceNationwide Insurance
Monthly Premium 4727069
Year Built 194619561977
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$700000-$800000$150000-$175000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Roselle, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1958 280,000 Wood Shake Roof 1,850 4 $500- $1000 Deductible 610 7 Fiber-Cement Siding yes
1976 445,000 Membrane Roof 2,840 4 $5000 to $10,000 Deductible 710 5 Stucco siding No
1964 445,000 Wood Shake Roof 3,050 4 > $10,000 Deductible 440 4 Stucco siding yes
1969 235,000 Composition Roof 1,860 3 > $10,000 Deductible 300 7 Wood siding yes
1989 200,000 Wood Shake Roof 1,380 2 $5000 to $10,000 Deductible 460 9 Stone Siding yes
1970 385,000 Slate Shingles Roof 3,160 5 $5000 to $10,000 Deductible 490 6 Stucco siding No
1951 255,000 Composition Roof 1,800 2 $2500-$5000 Deductible 470 5 Stone Siding yes
1962 300,000 Metal Roof 2,030 3 > $10,000 Deductible 460 7 Vinyl siding No
1945 265,000 Tile Roof 2,290 4 $2500-$5000 Deductible 330 5 Brick siding No
1974 190,000 Wood Shake Roof 1,670 2 $5000 to $10,000 Deductible 100 2 Fiber-Cement Siding No
1946 270,000 Metal Roof 1,630 4 $1000-$2500 Deductible 370 5 Vinyl siding No
1960 195,000 Wood Shake Roof 1,690 2 $5000 to $10,000 Deductible 290 6 Brick siding No
1954 175,000 Metal Roof 1,390 2 $500 Deductible 760 7 Brick siding yes
1989 235,000 Membrane Roof 1,740 2 > $10,000 Deductible 450 9 Stucco siding yes
1958 690,000 Tile Roof 4,670 5 > $10,000 Deductible 1230 7 Vinyl siding yes
1955 685,000 Membrane Roof 4,980 5 $500- $1000 Deductible 270 1 Stone Siding No
1988 405,000 Wood Shake Roof 2,850 5 > $10,000 Deductible 290 3 Stucco siding yes
1959 185,000 Metal Roof 1,500 3 $2500-$5000 Deductible 460 6 Stone Siding yes
1970 625,000 Metal Roof 4,880 5 $2500-$5000 Deductible 1320 7 Stone Siding No
1973 175,000 Metal Roof 1,280 3 $5000 to $10,000 Deductible 70 2 Fiber-Cement Siding No
1957 165,000 Shingles Roof 1,470 2 $500- $1000 Deductible 340 8 Fiber-Cement Siding No
1943 605,000 Metal Roof 4,610 5 > $10,000 Deductible 1920 12 Fiber-Cement Siding yes
1988 300,000 Membrane Roof 1,960 4 $2500-$5000 Deductible 560 8 Fiber-Cement Siding yes
1966 235,000 Asphalt Shingles Roof 1,890 3 $1000-$2500 Deductible 270 4 Vinyl siding yes
1964 310,000 Asphalt Shingles Roof 2,230 4 > $10,000 Deductible 370 7 Brick siding No
1972 440,000 Wood Shake Roof 2,930 4 $5000 to $10,000 Deductible 820 5 Brick siding yes
1965 210,000 Wood Shake Roof 1,600 5 $500- $1000 Deductible 250 3 Wood siding yes
1986 425,000 Shingles Roof 3,810 5 $2500-$5000 Deductible 480 4 Wood siding No
1946 270,000 Shingles Roof 1,670 4 $5000 to $10,000 Deductible 620 12 Stucco siding No
1960 360,000 Composition Roof 2,660 5 > $10,000 Deductible 570 7 Brick siding No
1978 405,000 Composition Roof 2,650 4 > $10,000 Deductible 210 2 Stucco siding No
1964 175,000 Slate Shingles Roof 1,350 2 $500 Deductible 310 4 Brick siding yes
1976 380,000 Metal Roof 2,520 4 $2500-$5000 Deductible 930 9 Vinyl siding No
1942 385,000 Membrane Roof 3,130 4 $1000-$2500 Deductible 840 8 Brick siding yes